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STYL CREDITS

Active
Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 17 yrs active
Avenue de la Libération 62 ·5660 Couvin, Belgium
KBO/BCE: BE 0807.470.461
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age17 yrs
Board1
Real estate1 parcel · 1,015 m²

Summary

Conclusion

the dossier summarised in one paragraph

STYL CREDITS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 25-08-2025 25 d late 2025-00421888
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00421624
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00436719
31-12-2021 31-07-2022 03-10-2022 64 d late 2022-20450228
31-12-2020 31-07-2021 25-08-2021 25 d late 2021-59000358
31-12-2019 31-07-2020 30-09-2020 61 d late 2020-57200325
31-12-2018 31-07-2019 28-08-2019 28 d late 2019-53100558
31-12-2017 31-07-2018 19-07-2018 12 d early 2018-35800051
31-12-2016 31-07-2017 20-07-2017 11 d early 2017-34300285
31-12-2015 31-07-2016 04-08-2016 4 d late 2016-40300010

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2008, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 25-08-2025 2025-00421888
31-12-2023 micro 30-08-2024 2024-00421624
31-12-2022 micro 31-08-2023 2023-00436719
31-12-2021 micro 03-10-2022 2022-20450228
31-12-2020 micro 25-08-2021 2021-59000358
31-12-2019 micro 30-09-2020 2020-57200325
31-12-2018 micro 28-08-2019 2019-53100558
31-12-2017 micro 19-07-2018 2018-35800051
31-12-2016 micro 20-07-2017 2017-34300285
31-12-2015 volledig 04-08-2016 2016-40300010

Directors

Directors & mandates

1 director
Current directors & mandates
  • GARCIA Manuel
    Director
    State Gazette act 23430742 (21-11-2023)
    Current
    21-11-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation30-10-2008
StatusActive
Postal code5660

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
STYL CREDITS
Avenue de la Libération 62, 5660 CouvinVerstrekken van verbruikskrediet
since 20082.174.929.050
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,015 m²
Buildings1
Building footprint143 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93014A0180/00E007 Wallonia 1,015 m² 1 · 143 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2023
21-11-2023 GARCIA Manuel appointed as director Director changes·Mélissa CHABOT
  • GARCIA Manuel, Bestuurder
Notary: Mélissa CHABOT · Couvin

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 477 of the 4,658 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR STYL CREDITS
Registered office
Avenue de la Libération 62
5660 Couvin, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.