E.E.E. IMMO
ActiveSummary
E.E.E. IMMO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.9m and a net result of -€92,516. Its solvency ranks better than 30% of 1,166 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-01-2025 Normal situation
- Registered office
- 26 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- Other business support services NACE 82990and 1 other
- Establishment units
- 2.369.396.135 4140 Sprimont, since 28-01-2025
- 2.385.440.430 4480 Engis, since 15-02-2026
- Financial year end
- 31 December
- Peppol
- Reachable since 03-02-2025
Board and ownership
Board
- ELOY David Alain Jules RobertDirector
- ELOY Olivier Pierre JulesDirector
- ELOY Pierre-Etienne Jean LéonDirector
- Auditor
- HEYNEN, NYSSEN & C° - Réviseurs d’entreprises
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Loss
- €92,516
- Equity
- €3.9m
- Total assets
- €16.4m
Score breakdownlowers riskSize: total assets €16.4mSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 6.58, cash €3.9mFigures for financial year 2025 (filed on 17-07-2026)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 45% of medium-sized companies in office administrative support (NACE 82)
Financial strength
Average
Solvency
49
equity 23.9% of total assets
Liquidity
79
short-term debt 3.6% · cash 23.5%
Profitability
18
return on assets -0.6%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.5%
03-2026: 0.6%▲ +0.1 percentage points vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.7 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €360,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 6.58, above the usual 1.5. Short-term debt is 3.6% and cash 23.5% of total assets. However, 76.1% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, medium-sized). It does better than 31% of them on solvency, 94% on liquidity and 11% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 08-07-2026 PDF
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€92,516
Working capital
€3.3m
In the rankings
#2 company by total assets in Sprimont, Administrative and support services sector#2 company by equity in Sprimont, Administrative and support services sector
Balance-sheet composition
Assets €16.4m
Fixed assets
€12.5m
Current assets
€3.9m
Equity and liabilities €16.4m
Equity
€3.9m
Debt
€12.5m
Debt's share of the balance-sheet total is 76.1%.
Key figures and ratios
EBITDA
-€30,067
Cash flow
-€90,731
Current ratio
6.58
Debt to equity
3.19
ROE
-2.4%
ROA
-0.6%
Interest coverage
-0.69
Debt ≤ 1 year
€585,776
Debt > 1 year
€11.9m
Securities and guarantees
| Item | 2025 |
|---|---|
| Debts secured on the company's own assets | €12.2m |
Source: notes to the 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €12.2m |
| Depreciation and write-downs of the year | €1,785 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Auditor
| Item | 2025 |
|---|---|
| Fee for the audit | €1,793 |
Source: notes to the 2025 annual accounts (relations with the auditor)
Annual accounts
| Line | 2025 |
|---|---|
| Operating charges60/66A | €31,852 |
| Services and other goods61 | €29,894 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,785 |
| Other operating charges640/8 | €173 |
| Operating profit (loss)9901 | -€31,852 |
| Financial income75/76B | €10,582 |
| Recurring financial income75 | €10,582 |
| Income from current assets751 | €10,582 |
| Financial charges65/66B | €71,247 |
| Recurring financial charges65 | €71,247 |
| Debt charges650 | €43,337 |
| Other financial charges652/9 | €27,909 |
| Profit (loss) for the period before taxes9903 | -€92,516 |
| Profit (loss) for the period9904 | -€92,516 |
| Profit (loss) for the period to be appropriated9905 | -€92,516 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €16.4m | |
| Fixed assets21/28 | €12.5m | |
| Tangible fixed assets22/27 | €12.5m | |
| Land and buildings22 | €1.0m | |
| Assets under construction and advance payments27 | €11.6m | |
| Current assets29/58 | €3.9m | |
| Amounts receivable within one year40/41 | €0.001m | |
| Other amounts receivable41 | €0.001m | |
| Cash at bank and in hand54/58 | €3.9m | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €16.4m | |
| Equity10/15 | €3.9m | |
| Contributions10/11 | €4.1m | |
| Capital10 | €4.1m | |
| Issued capital100 | €4.1m | |
| Profit (loss) carried forward14 | -€0.1m | |
| Amounts payable17/49 | €12.5m | |
| Amounts payable after more than one year17 | €11.9m | |
| Financial debts170/4 | €11.9m | |
| Credit institutions173 | €11.9m | |
| Amounts payable within one year42/48 | €0.6m | |
| Current portion of amounts payable after more than one year42 | €0.3m | |
| Other amounts payable47/48 | €0.3m | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€92,516 |
| + Depreciation and write-downs630 | €1,785 |
| Operating cash flow (approximation) | -€90,731 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 618 companies had the same profile as E.E.E. IMMO has now. Two years later, 96.6% were still going and 0.6% had gone bankrupt.
- Medium-sized
- solvency 10 to 30%
- a small loss
- without age
96.6%
was still going
2.4%
stopped otherwise
0.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of E.E.E. IMMO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 618 companies, not a prediction for E.E.E. IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 08-07-2026 | 2026-00302250 |
Board & ownership
Directors
Directors
3 directors, no change since 2025
Board 3
ELOY David Alain Jules Robert
Current
Director · appointed in the act of 30-01-2025 · 6-year term from 2025
ELOY Olivier Pierre Jules
Current
Director · appointed in the act of 30-01-2025 · 6-year term from 2025
ELOY Pierre-Etienne Jean Léon
Current
Director · appointed in the act of 30-01-2025 · 6-year term from 2025
Statutory auditor 1
HEYNEN, NYSSEN & C° - Réviseurs d’entreprises
Current
Statutory auditor · appointed in the act of 30-01-2025 · permanent representative: Fabien HEYNEN
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 20. Représentation de la société. Sans préjudice aux pouvoirs conférés aux mandataires spéciaux et à ce qui est prévu pour la…”
deed of 30-01-2025Owners and capital
Shareholders
After 2 capital increases
act of 01-09-2025 ↗
- ELOY CONSTRUCT 4,000 shares · €51,811.49
- E.P.E. IMMO €2,240.91
Stated in the act
act of 22-07-2025 ↗
- ELOY CONSTRUCT all shares · 100%
At incorporation
act of 30-01-2025 ↗
- ELOY CONSTRUCT (BE 0694.933.734) 100 shares (100%)
Capital transactions
Capital over time
- 13-08-2026 Capital reduction of €1,451,811.49 · to €2,600,000 · repaid to the shareholders
- 01-09-2025 Capital increase of €51,811.49 · 4,000 new shares at €12.95 per share
- 01-09-2025 Capital increase of €51,811.49 · to €4,051,811.49 · 4,000 new shares at €12.95 per share · in kind
- 30-01-2025 Incorporation · €4,000,000 · 100 shares
Mandate history
4 people, 4 in office
- Board
- Statutory auditor
| Name | Functions and periods |
|---|---|
| ELOY David Alain Jules Robert |
|
| ELOY Olivier Pierre Jules |
|
| ELOY Pierre-Etienne Jean Léon |
|
| HEYNEN, NYSSEN & C° - Réviseurs d’entreprises |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “6 ans, minimum fixé par la loi”
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Assemblée dans deux mois dès perte constatée ou due, dissolution ou mesures de continuité”
Articles of association, deed of 30-01-2025 (in French)
Network & group
Acquisitions and mergers
1 transactionReceived in a demerger part of:E.P.E. IMMO
Companies at the same address
25 other companies- SM ELOY - LEJEUNE Registered office · since 2026 1042304986
- E.E.T2 IMMO Registered office · since 2026 1041161772
- ELOY ESTATE DEVELOPMENT Registered office · since 2025 1026962061
- ELOY INVEST Registered office · since 2025 1026962259
- ELOY DEVELOPPEMENTS Registered office · since 2025 1023480553
- ELOY TRAVAUX - COP ET PORTIER Registered office · since 2025 1018325004
- E.B.E. IMMO Registered office · since 2021 0772692595
- JAN DE NUL & ELOY TRAVAUX SSM Registered office · since 2021 0764623284
- SSM DEMOCO-ELOY Registered office · since 2020 0742903796
- CARRIERES THOMAS Registered office · since 2018 0711711368
Connections & network
3 current directorsThe network starts from the directors of E.E.E. IMMO. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
2026
13-08
Gazette deed
Capital decrease of €1,451,811.49 to €2,600,000Amendment of the articles4 points ▸
Gazette deed
Capital decrease of €1,451,811.49 to €2,600,000
Amendment of the articles4 points ▸
- General meeting, 11-08-2026
- Capital decrease, €1,451,811.49
- Amendment of the articles, 5
- Capital, €2,600,000
08-07
full format · 23 days before the deadline
2025
01-09
Gazette deed
Demerger: E.E.E. IMMO splits off to E.E.E. IMMODeclaration · Auditor report · Capital increase31 points ▸
Gazette deed
Demerger: E.E.E. IMMO splits off to E.E.E. IMMO
Declaration · Auditor report · Capital increase31 points ▸
- General meeting, 28-08-2025
- Demerger, “scission sans dissolution, projet Euroports” (deed in French)
- Declaration, “connaissance du projet de scission, actionnaire unique déclare avoir parfaite connaissance du projet de scission mis à sa disposition sans frais avec les docume…” (deed in French)
- Declaration, “absence de modification importante du patrimoine, aucune modification importante du patrimoine actif et passif de la société n'est intervenue depuis la date de…” (deed in French)
- Other provision, “dispense du rapport de l’organe d’administration sur la scission, renonciation à établir le rapport de scission de l’organe d’administration prescrit par l’arti…” (deed in French)
- Other provision, “dispense de rapport de contrôle, renonciation à faire établir le rapport de contrôle d’un réviseur d’entreprises” (deed in French)
- Other provision, 21-08-2025
- Auditor report, 27-08-2025, mentioned 2 times in the deed
- Other provision, “mission de commissaire, désignés par lettre de mission du 17-06-2025” (deed in French)
- Other provision, “apport en nature, Projet Euroports” (deed in French)
- Capital increase, €51,811.49, mentioned 2 times in the deed
- Other provision, “conclusions sur l’apport en nature, aucune constatation significative à signaler concernant la description des biens, l’évaluation appliquée, le mode d’évaluati…” (deed in French)
- The act holds 19 more points.
22-07
Gazette deed
Demerger proposal: E.P.E. IMMO splits off to E.E.E. ImmoShareholding · Capital increase · Share issue12 points ▸
Gazette deed
Demerger proposal: E.P.E. IMMO splits off to E.E.E. Immo
Shareholding · Capital increase · Share issue12 points ▸
- Demerger, “scission sans dissolution, réorganisation des sociétés du Groupe ELOY” (deed in French)
- ELOY CONSTRUCT holds all the shares, mentioned 2 times in the deed
- Capital increase
- Share issue, “actions sans désignation de valeur nominale”, 4000 (deed in French)
- Other provision, “continuation of split company, La société scindée continuera donc d'exister” (deed in French)
- Other provision, “transfer of shares, acte notarié de scission et mention au registre des actionnaires” (deed in French)
- Accounting effect, 01-01-2025, mentioned 2 times in the deed
- Declaration, “special rights and other securities, Aucun actionnaire de la société à scinder n'a de droits spéciaux. Il n'existe pas de titres autres que les actions.” (deed in French)
- Other provision, “report for capital increase, rapport prévu par les articles 7:179 et 7:197 du Code des Sociétés et des Associations (augmentation du capital par apport en natur…” (deed in French)
- Declaration, “special advantages to management, Aucun avantage particulier n'a été et ne sera attribué aux membres des organes d'administration.” (deed in French)
- Transfer of a branch of activity or universality, “branch of activity, projet Euroports” (deed in French)
- Other provision, share-exchange ratio, “L'apport de la branche d'activité « projet Euroports » à scinder au capital de la société bénéficiaire SA « E.E.E. IMMO » permettra aux ac…” (deed in French)
30-01
Gazette deed
IncorporationStarting capital €4,000,000 · Appointments: ELOY Olivier Pierre Jules, ELOY David Alain Jules Robert and 2 others · Board rule · Power of attorney11 points ▸
Gazette deed
Incorporation
Starting capital €4,000,000 · Appointments: ELOY Olivier Pierre Jules, ELOY David Alain Jules Robert and 2 others · Board rule · Power of attorney11 points ▸
- Board rule, 3
- Director appointment, ELOY Olivier Pierre Jules (director)
- Director appointment, ELOY David Alain Jules Robert (director)
- Director appointment, ELOY Pierre-Etienne Jean Léon (director)
- Auditor appointment, HEYNEN, NYSSEN & C° - Réviseurs d’entreprises (statutory auditor)
- Power of attorney, ELOY David Alain Jules Robert
- Power of attorney, ELOY Pierre-Etienne Jean Léon
- Incorporation, 28-01-2025
- Founder, ELOY CONSTRUCT (comparante)
- Founding capital, €4,000,000
- Capital, €4,000,000
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
E.E.E. IMMO in French
Enterprise number
1019.295.695
Legal form
Public limited company
Status
Active, normale toestand
Founded
28-01-2025
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 30-01-2025 (in French)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Rue des Spinettes 13, à 4140 SPRIMONT”
deed of 22-07-2025 (in French)Registered office and establishments
Registered office
Rue des Spinettes 13, 4140 Sprimont, Belgium
Establishment units
E.E.E. IMMO, Rue des Spinettes 13, 4140 Sprimont since 28-01-2025 · unit number 2.369.396.135
E.E.E. IMMO, Rue du Parc industriel 11, 4480 Engis since 15-02-2026 · unit number 2.385.440.430
E-mail
a.pavier@eloy.be
Phone
+3243824428
Activities
NACEBEL 202582990
Other business support services main activity
68203
Renting and operating of own or leased non-residential real estate, excluding land
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 22-07-2025 (in French)
“A) La société a pour objet le conseil pour les affaires et autres conseils de gestion, et toutes autres activités de soutien aux entreprises…”
7 activities
- A) La société a pour objet le conseil pour les affaires et autres conseils de gestion, et toutes autres activités de soutien aux entreprises n.c.a., la conclusion, l'exécution et la gestion de contrats d'occupation et de services, la gestion en ce compris l'entretien complet d'infrastructures routières et non routières y compris les espaces verts, qu'elle soit propriétaires ou pas des infrastructures, la gestion et l'entretien de toutes autres infrastructures, qu'elle en soit propriétaire ou pas, la gestion de la sécurisation des sites, la gestion de l'accessibilité permanente au site, en ce compris la maintenance et les dépannages des accès, la location de supports promotionnels, l'élaboration de rapports monitoring pour l'ensemble des infrastructures
- B) Tout biens ou droits immobiliers, y compris les droits réels d'emphytéose ou de superficie, tant bâtis qu'à bâtir, construits ou à construire, pour tous immeubles ou parties d'immeubles tant en Belgique qu'à l'étranger
- C) Toutes infrastructures techniques et administratives ainsi que tous investissements financiers, tant dans des valeurs à rente fixe que dans des actions émises par des sociétés belges et étrangères
- D) Dans le cadre de son objet, la société pourra procéder pour son compte propre à des ventes, acquisitions, aménagements, équipements, valorisation, la construction, la location ou la prise en location de tous immeubles, tant en Belgique qu'à l'étranger, ainsi que de réaliser des expertises, faire des états des lieux et liquidations. La société peut s'approprier, donner ou prendre en location, ériger, aliéner ou échanger tous biens meubles et immeubles, d'exploitation ou d'équipement, et d'une manière générale entreprendre toutes opérations commerciales, industrielles ou financières se rapportant directement ou indirectement à son objet social, y compris l'exploitation de tous droits intellectuels et de propriété industrielle ou commerciale y relatifs; elle peut acquérir à titre d'investissement tous biens meubles ou immeubles même sans rapport direct ou Indirect avec l'objet de la socièté
- E) La société peut s'intéresser par toutes voies d'apport, de fusion, de souscription, de prise de toutes participations, d'interventions financières, ou de toute autre manière et sous quelque forme, dans toutes entreprises, associations ou sociétés, existantes ou à constituer, dont l'objet serait similaire, analogue, connexe ou utile à la réalisation, l'extension et/ou le développement de tout ou partie de son objet
- F) La société a pour objet tant en Belgique qu'à l'étranger, l'achat, la détention, la vente, la cession, l'échange, la gestion de toute valeur immobilière, action, obligation, part sociale, la prise de participation sous quelque forme que ce soit dans des sociétés industrielles, commerciales, financières, agricoles, ainsi que la réalisation de toutes opérations financières à l'exception de celles réservées par la loi aux banques et caisses d'épargne et celles dites de gestion de fortune et de conseil en placements. Elle a également pour objet l'intervention dans la cession d'actions
- La société peut s'intéresser par toutes voies de droit, dans toutes affaires, entreprises ou sociétés ayant un objet identique, analogue ou connexe, ou qui sont de nature à favoriser le développement de son entreprise
Invoicing and payment
VAT number
BE 1019.295.695
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Wednesday of June at 11:00
deed of 30-01-2025 (in French)Sites & property
Location
Buildings and parcels at the address
Ground area
2.6 ha
Building footprint
3,642 m²
Building volume
25,875 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62067E0796/00G000 | Wallonia | 2.6 ha | 1 · 3,642 m² | 10.2 m · 2 |