ELOY CONSTRUCT
ActiveSummary
ELOY CONSTRUCT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.3m and a net result of -€98,152. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▼-9
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €800,000 at 30 days acceptable
Liquidity ample (current ratio 3.19 against 0.0 in 2024; short-term debt: 4.7% and cash: 14.9% of total assets), and 4.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
28 d early
2024
16 d early
2023
29 d early
2022
34 d early
2021
20 d early
2020
17 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 24 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€98,152
2024 · €785,887
Working capital
€1.3m
2024 · -€5.6m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,935▼ 0.9%-€8,498▼ 7.1%€885€64,242▲ 7,161%-€20,668
Net result-€12,297▼ 49.7%€470,898€233,961▼ 50.3%€785,887▲ 236%-€98,152
Equity€19.7m▼ 0.1%€19.8m▲ 0.4%€20.0m▲ 1.2%€20.8m▲ 3.9%€12.3m▼ 40.8%
Total assets€20.8m▲ 0.4%€26.7m▲ 28.5%€26.4m▼ 1.1%€26.4m▲ 0.2%€12.9m▼ 51.2%
Debt€1.1m▲ 9.0%€6.9m▲ 551%€6.4m▼ 7.7%€5.6m▼ 11.6%€600,222▼ 89.4%
Working capital-€1.1m▼ 11.8%-€1.6m▼ 53.1%-€1.6m▲ 4.1%-€5.6m▼ 262%€1.3m
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20,668 after €64,242 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.9m
Fixed assets
€11.0m ▼ 58.4%
Current assets
€1.9m ▲ 57,777%
Equity and liabilities €12.9m
Equity
€12.3m ▼ 40.8%
Debt
€600,222 ▼ 89.4%
Debt's share of the balance-sheet total falls from 21.4% to 4.7%. Equity and debt are lower.
Key figures and ratios
Current ratio
3.19▲
2024 · 0.00
Debt to equity
0.05▼
2024 · 0.27
ROE
-0.8%▼
2024 · 3.8%
ROA
-0.8%▼
2024 · 3.0%
Debt ≤ 1 year
€600,175▼
2024 · €5.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | €7,740 | €73,065 | - | - |
| Non-recurring operating income76A | - | - | €7,740 | €73,065 | - | - |
| Operating charges60/66A | €7,935 | €8,498 | €6,855 | €8,822 | €20,668 | ▲ 134% |
| Services and other goods61 | €5,865 | €6,371 | €5,732 | €5,740 | €15,693 | ▲ 173% |
| Other operating charges640/8 | €2,070 | €2,127 | €1,123 | €3,082 | €4,975 | ▲ 61.4% |
| Operating profit (loss)9901 | -€7,935 | -€8,498 | €885 | €64,242 | -€20,668 | ▼ 132% |
| Financial income75/76B | - | €499,900 | €500,000 | €1.0m | €4,609 | ▼ 99.5% |
| Recurring financial income75 | - | €499,900 | €500,000 | €1.0m | €4,609 | ▼ 99.5% |
| Income from financial fixed assets750 | - | €499,900 | €500,000 | €1.0m | - | - |
| Income from current assets751 | - | - | - | - | €4,609 | - |
| Financial charges65/66B | €4,362 | €20,504 | €266,924 | €278,355 | €82,093 | ▼ 70.5% |
| Recurring financial charges65 | €4,362 | €20,504 | €266,924 | €278,355 | €82,093 | ▼ 70.5% |
| Debt charges650 | €3,985 | €19,013 | €262,975 | €277,143 | €79,219 | ▼ 71.4% |
| Other financial charges652/9 | €377 | €1,492 | €3,949 | €1,212 | €2,874 | ▲ 137% |
| Profit (loss) for the period before taxes9903 | -€12,297 | €470,898 | €233,961 | €785,887 | -€98,152 | ▼ 112% |
| Profit (loss) for the period9904 | -€12,297 | €470,898 | €233,961 | €785,887 | -€98,152 | ▼ 112% |
| Profit (loss) for the period to be appropriated9905 | -€12,297 | €470,898 | €233,961 | €785,887 | -€98,152 | ▼ 112% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20.8m | €26.7m | €26.4m | €26.4m | €12.9m | ▼ 51.2% |
| Fixed assets21/28 | €20.8m | €26.2m | €26.4m | €26.4m | €11.0m | ▼ 58.4% |
| Financial fixed assets28 | €20.8m | €26.2m | €26.4m | €26.4m | €11.0m | ▼ 58.4% |
| Affiliated companies280/1 | €20.8m | €26.2m | €26.4m | €26.4m | €11.0m | ▼ 58.4% |
| Participating interests280 | €20.8m | €26.2m | €26.4m | €26.4m | €11.0m | ▼ 58.4% |
| Current assets29/58 | €0 | €463,145 | €0 | €3,312 | €1.9m | ▲ 57,777% |
| Stocks and contracts in progress3 | €0 | €0 | €0 | €0 | - | - |
| Amounts receivable within one year40/41 | - | €463,145 | €0 | €3,312 | - | - |
| Trade receivables40 | - | €145 | €0 | - | - | - |
| Other amounts receivable41 | - | €463,000 | €0 | €3,312 | - | - |
| Cash at bank and in hand54/58 | €0 | - | - | - | €1.9m | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20.8m | €26.7m | €26.4m | €26.4m | €12.9m | ▼ 51.2% |
| Equity10/15 | €19.7m | €19.8m | €20.0m | €20.8m | €12.3m | ▼ 40.8% |
| Contributions10/11 | €19.7m | €19.7m | €19.7m | €19.7m | €12.1m | ▼ 38.6% |
| Capital10 | €19.7m | €19.7m | €19.7m | €19.7m | €12.1m | ▼ 38.6% |
| Issued capital100 | €19.7m | €19.7m | €19.7m | €19.7m | €12.1m | ▼ 38.6% |
| Reserves13 | - | - | €11,698 | €50,992 | €85,868 | ▲ 68.4% |
| Non-distributable reserves130/1 | - | - | €11,698 | €50,992 | €85,868 | ▲ 68.4% |
| Legal reserve130 | - | - | €11,698 | €50,992 | €85,868 | ▲ 68.4% |
| Profit (loss) carried forward14 | -€48,011 | €22,887 | €245,150 | €991,743 | €97,050 | ▼ 90.2% |
| Amounts payable17/49 | €1.1m | €6.9m | €6.4m | €5.6m | €600,222 | ▼ 89.4% |
| Amounts payable after more than one year17 | - | €4.8m | €4.8m | €0 | - | - |
| Financial debts170/4 | - | €4.8m | €4.8m | €0 | - | - |
| Credit institutions173 | - | €4.8m | €4.8m | €0 | - | - |
| Amounts payable within one year42/48 | €1.1m | €2.1m | €1.6m | €5.6m | €600,175 | ▼ 89.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €4.8m | - | - |
| Financial debts43 | €1.1m | €1.7m | €1.6m | €771,407 | - | - |
| Credit institutions430/8 | €1.1m | €1.7m | €1.6m | €771,407 | - | - |
| Trade debts44 | €1,313 | €130 | €143 | €968 | €175 | ▼ 81.9% |
| Suppliers440/4 | €1,313 | €130 | €143 | €968 | €175 | ▼ 81.9% |
| Taxes, remuneration and social security45 | - | - | - | €3,312 | - | - |
| Taxes450/3 | - | - | - | €3,312 | - | - |
| Other amounts payable47/48 | €0 | €425,000 | €0 | €44,894 | €600,000 | ▲ 1,236% |
| Accrued charges and deferred income492/3 | €31 | €62 | €43 | €46 | €46 | ▼ 1.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,297 | €470,898 | €233,961 | €785,887 | -€98,152 | ▼ 112% |
| Operating cash flow (approximation) | -€12,297 | €470,898 | €233,961 | €785,887 | -€98,152 | ▼ 112% |
| Investment in fixed assets (approximation) | - | -€5.5m | -€167,170 | -€44,894 | €15.4m | ▲ 34,508% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€98,152
Net result drops to -€98,152, the lowest in the series.
31-12
Financial
Liquidity times 5443current ratio 3.19
Current ratio from 0.00 to 3.19; short-term debt falls from €5.6m to €600,175.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €785,887 ▲236%
Operating result €64,242, net result €785,887, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €470,898
Net result €470,898 after 4 loss-making years.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2018
Ground area
2.6 ha
Building footprint
3,642 m²
Volume, LiDAR
25,875 m³
Parcel 62067E0796/00G000, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
27
companies at this address
See who is registered here
1 establishment unit
ELOY CONSTRUCT
since 20182.276.679.575
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62067E0796/00G000 | Wallonia | 2.6 ha | 1 · 3,642 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
ELOY GROUP
18 companies
Group, risk and exposure
Owners and holdings
1 owner · 8 holdings · 9 subsidiaries in the treeChain of control
- ELOY GROUP
- ELOY CONSTRUCT
Highest known parent: ELOY GROUP. The sources do not say who stands above it.
Owners 1
- ELOY GROUPparentSourceaccounts ELOY GROUP 2025100%
Holdings 8
-
100%
-
100%
-
100%
-
100%
-
100%
-
100%
-
100%
-
100%
All subsidiaries, including indirect ones 9
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
- CARRIERES THOMAS 100%
- E.B.E. IMMO 100%
- E.D.P. IMMO 100%
E.P.E. IMMO 100%1 subsidiary
- BIOCRISTAL 100%
- E.S.R. IMMO 100%
- ELOY BETON 100%
- ELOY IMMO 100%
- ELOY TRAVAUX 100%
According to the 2024 annual accounts of ELOY CONSTRUCT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPublic limited company
Founded20-04-2018
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0694933734
Also
9925:BE0694933734
Registered
03-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.