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E.B.E. IMMO

Active
Public limited companyfounded 20215 yrs activeRue des Spinettes 13, 4140 Sprimont, BelgiumKBO/BCE: BE 0772.692.595

E.B.E. IMMO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €36k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 4489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
59 / 100
Fair▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+7
Solvency5=
Growth85=
Stability94
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.1 in 2024), and 91.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.2%
Return on assets
0.9%
Age of the figures
8 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4489 sector peers (2025).
NBB · sector comparison
Position among 4489 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
28 d early
2024
16 d early
2023
29 d early
2022
34 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€327k▲ 2.3%
2024 · €319k
2022: €111k 2023: €259k 2024: €319k
2022 → 2025
EBIT margin
29.9%▲ 0.5pp
2024 · 29.4%
2022: 19.2% 2023: 26.3% 2024: 29.4%
2022 → 2025
Net result
€36k▲ 35.6%
2024 · €27k
2022: €8k 2023: €9k 2024: €27k
2022 → 2025
Working capital
€-664k▲ 0.7%
2024 · €-669k
2022: €-631k 2023: €-638k 2024: €-669k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Turnover€111k-€259k▲ 134%€319k▲ 23.2%€327k▲ 2.3%
Equity€108k-€267k▲ 148%€294k▲ 10.0%€330k▲ 12.3%
Operating result€21k-€68k▲ 219%€94k▲ 37.8%€98k▲ 4.1%
Net result€8k-€9k▲ 23.5%€27k▲ 187%€36k▲ 35.6%
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2022: €21k€21kNet result 2022: €8k€8kOperating result 2023: €68k€68kNet result 2023: €9k€9kOperating result 2024: €94k€94kNet result 2024: €27k€27kOperating result 2025: €98k€98kNet result 2025: €36k€36k2022202320242025
The operating result has risen three years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.00M
Fixed assets €3.88M▼ 5.1%
Current assets €119k▲ 60.9%
Equity and liabilities €4.00M
Equity €330k▲ 12.3%
Debt €3.67M▼ 5.1%
The debt ratio falls from 92.9% to 91.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€305k
2024 · €299k
Cash flow
€244k
2024 · €232k
Solvency
8.2%
2024 · 7.1%
Current ratio
0.15
2024 · 0.10
Quick ratio
0.15
2024 · 0.10
Debt / equity
11.13
2024 · 13.18
ROE
11.0%
2024 · 9.1%
ROA
0.9%
2024 · 0.6%
Interest coverage
6.31
2024 · 5.19
Debt
€3.67M
2024 · €3.87M
Debt ≤ 1 year
€783k
2024 · €743k
Debt > 1 year
€2.81M
2024 · €3.06M
Income taxes
€12k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€4.16M€4.00M
Fixed assets21/28€4.09M€3.88M
Tangible fixed assets22/27€4.08M€3.88M
Land and buildings22€3.95M€3.77M
Plant, machinery and equipment23€137k€103k
Assets under construction and advance payments27€0-
Financial fixed assets28€3k€3k=
Other financial fixed assets284/8€3k€3k=
Amounts receivable and cash guarantees285/8€3k€3k=
Current assets29/58€74k€119k
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€34k€65k
Trade receivables40€33k€64k
Other amounts receivable41€1k€1k=
Deferred charges and accrued income490/1€40k€53k
Equity and liabilities
Total equity and liabilities10/49€4.16M€4.00M
Equity10/15€294k€330k
Contributions10/11€250k€250k=
Capital10€250k€250k=
Issued capital100€250k€250k=
Reserves13€25k€25k=
Non-distributable reserves130/1€25k€25k=
Legal reserve130€25k€25k=
Profit (loss) carried forward14€19k€55k
Amounts payable17/49€3.87M€3.67M
Amounts payable after more than one year17€3.06M€2.81M
Financial debts170/4€3.06M€2.81M
Credit institutions173€3.06M€2.81M
Amounts payable within one year42/48€743k€783k
Current portion of amounts payable after more than one year42€253k€253k=
Financial debts43€475k€520k
Credit institutions430/8€475k€520k
Trade debts44€4k€4k
Suppliers440/4€4k€4k
Taxes, remuneration and social security45€11k€5k
Taxes450/3€11k€5k
Accrued charges and deferred income492/3€64k€78k
Income statement Code20242025
Operating income70/76A€336k€360k
Turnover70€319k€327k
Other operating income74€17k€33k
Operating charges60/66A€243k€263k
Services and other goods61€20k€22k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€205k€207k
Other operating charges640/8€17k€34k
Operating profit (loss)9901€94k€98k
Financial income75/76B€0-
Recurring financial income75€0-
Other financial income752/9€0-
Financial charges65/66B€58k€49k
Recurring financial charges65€58k€49k
Debt charges650€58k€48k
Other financial charges652/9€612€801
Profit (loss) for the period before taxes9903€36k€48k
Income taxes67/77€9k€12k
Taxes670/3€9k€12k
Profit (loss) for the period9904€27k€36k
Profit (loss) for the period to be appropriated9905€27k€36k
Appropriation of the result
Profit (loss) to be appropriated9906€27k€55k
Profit (loss) brought forward from the previous period14P-€19k
Transfer to equity691/2€8k€0
To the legal reserve6920€8k€0

The notes to these accounts (42 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2022net €36k ▲35.6%
Operating result €98k, net result €36k, both a record.
15-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
02-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Equity above €200kEq €267k ▲148%
2 profitable years in a row build equity to €267k.
27-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2021
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Spinettes 134140 Sprimont
Ground area
2.6 ha
Building footprint
3,642 m²
Volume, LiDAR
25,875 m³
Parcel 62067E0796/00G000, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E.B.E. IMMO
Rue des Spinettes 13, 4140 SprimontRenting and operating of own or leased non-residential real estate, excluding land
since 20212.320.595.138
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62067E0796/00G000 Wallonia 2.6 ha 1 · 3,642 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,974 companies in sector 68203 we hold annual accounts for 5,946. 4,395 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded19-08-2021
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.