e-DITECH
Activee-DITECH has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €113. Equity is shrinking by ~18% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 28% of 7892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
18
/ 100
Critical▼ -76 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-14
Solvency20▼-80
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.4%
Return on assets
0%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
62 d early
2023
43 d early
2022
61 d early
2021
60 d early
2020
58 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€166k▲ 0.1%
2024 · €165k
2018: €508k
2019: €438k
2020: €414k
2021: €414k
2022: €156k
2023: €161k
2024: €165k
2018 → 2025
Total assets
€739k▲ 345%
2024 · €166k
2018: €508k
2019: €438k
2020: €434k
2021: €415k
2022: €170k
2023: €167k
2024: €166k
2018 → 2025
Net result
€113▼ 97.6%
2024 · €5k
2018: €27
2019: €192
2020: €12
2021: €43
2022: €2k
2023: €4k
2024: €5k
2018 → 2025
Working capital
€-544k
2024 · €111k
2018: €457k
2020: €375k
2021: €377k
2022: €93k
2023: €102k
2024: €111k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€414k-€156k▼ 62.3%€161k▲ 2.8%€165k▲ 2.9%€166k▲ 0.1%
Operating result€93-€2k▲ 2,136%€3k▲ 59.1%€3k▼ 10.7%€6k▲ 103%
Net result€43-€2k▲ 4,678%€4k▲ 118%€5k▲ 5.2%€113▼ 97.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 103% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €739k
Fixed assets
€718k▲ 1,214%
Current assets
€21k▼ 81.0%
Equity and liabilities €739k
Equity
€166k▲ 0.1%
Debt
€574k▲ 83,377%
The debt ratio rises from 0.4% to 77.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€10k▲
2024 · €7k
Cash flow
€4k▼
2024 · €9k
Solvency
22.4%▼
2024 · 99.6%
Current ratio
0.04
Quick ratio
0.04
Debt / equity
3.46▲
2024 · 0.00
ROE
0.1%▼
2024 · 2.8%
ROA
0.0%▼
2024 · 2.8%
Interest coverage
1.48▼
2024 · 180.59
Debt
€574k▲
2024 · €687
Debt ≤ 1 year
€566k▲
2024 · €687
Income taxes
€144▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€739k▲
Fixed assets21/28€55k€718k▲
Tangible fixed assets22/27€55k€51k▼
Land and buildings22€54k€51k▼
Furniture and vehicles24€386-
Financial fixed assets28-€667k
Current assets29/58€111k€21k▼
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40-€302
Other amounts receivable41€2k€968▼
Current investments50/53€103k-
Cash at bank and in hand54/58€7k€20k▲
Equity and liabilities
Total equity and liabilities10/49€166k€739k▲
Equity10/15€165k€166k▲
Contributions10/11€20k€20k=
Reserves13€145k€145k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€143k€143k=
Profit (loss) carried forward14-€113
Amounts payable17/49€687€574k▲
Amounts payable within one year42/48€687€566k▲
Trade debts44€687€519▼
Suppliers440/4€687€519▼
Other amounts payable47/48-€565k
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€9k€12k▲
Operating profit (loss)9901€3k€6k▲
Financial income75/76B€3k€820▼
Recurring financial income75€3k€820▼
Financial charges65/66B€39€7k▲
Recurring financial charges65€39€7k▲
Profit (loss) for the period before taxes9903€6k€257▼
Income taxes67/77€2k€144▼
Profit (loss) for the period9904€5k€113▼
Profit (loss) for the period to be appropriated9905€5k€113▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€113▼
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €5k ▲5.2%
Net result €5k, the highest in the series.
31-12
Financial
Liquidity times 10current ratio 162.23
Current ratio from 16.55 to 162.23; short-term debt falls from €7k to €687.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 16.55
Current ratio from 7.65 to 16.55; short-term debt falls from €14k to €7k.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 32current ratio 637.44
Current ratio from 20.05 to 637.44; short-term debt falls from €20k to €593.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €12 ▼93.6%
Net result drops to €12, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraardsbergsestraat 1759300 AalstGround area
355 m²
Building footprint
234 m²
Volume, LiDAR
1,157 m³
Parcel 41002B0338/00D002, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
e-DITECH
since 20142.228.307.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002B0338/00D002 | Flanders | 355 m² | 1 · 234 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KREE INTERIEUR
BE 0450.646.261
Antwerpen · Eq €166k
ADAM'S COMPUTER
BE 0438.530.466
Charleroi · Eq €165k
TSys Invest
BE 0888.575.824
Lievegem · Eq €164k
Mellit
BE 0788.612.473
Zonhoven · Eq €168k
FEM-CONSULT
BE 0453.382.651
Glabbeek · Eq €163k
Of 2,120 companies in sector 46500 we hold annual accounts for 1,400. 1,077 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-03-2014
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
46520Wholesale trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.