ADAM'S COMPUTER
ActiveSummary
ADAM'S COMPUTER has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164,672 and a net result of -€3,482. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 2737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▲+2
Solvency75▲+6
Growth53=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.77 in 2024; short-term debt: 49.5% and cash: 11.2% of total assets), and 49.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,482
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
28 d late
2023
9 d late
2022
11 d late
2021
29 d late
2020
4 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
ADAM'S COMPUTER was incorporated on 29 September 1989.1 The registered office was moved to Marcinelle in 2026.2 Since 2026, WACNIK Grzegorz has served as chair of the company.2 Revenue fell from EUR 1.4 million in 2018 to EUR 928,142 in 2022 and headcount from 3.3 full-time equivalents in 2018 to 1.7 in 2025.3
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#8 oldest company in Charleroi, Telecoms and IT sector
Turnover
€928,142▼ 32.1%
2018 · €1.4m
EBIT margin
0.5%▲ 1.7pp
2018 · -1.2%
Net result
-€3,482▲ 51.2%
2024 · -€7,128
Working capital
€164,176▼ 1.8%
2024 · €167,180
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€928,142
Operating result€113,981▲ 84.2%€4,596▼ 96.0%€48,450▲ 954%-€1,756€2,715
Net result€110,430within the sector's middle half▲ 91.3%€559▼ 99.5%€45,790within the sector's middle half▲ 8,091%-€7,128below the sector's middle half-€3,482below the sector's middle half▲ 51.2%
EBIT margin0.5%
Equity€128,933within the sector's middle half▲ 597%€129,492▲ 0.4%€175,282within the sector's middle half▲ 35.4%€168,154within the sector's middle half▼ 4.1%€164,672within the sector's middle half▼ 2.1%
Total assets€1.1mwithin the sector's middle half▲ 21.0%€1.3m▲ 16.9%€1.4mwithin the sector's middle half▲ 7.5%€385,232within the sector's middle half▼ 71.7%€326,393within the sector's middle half▼ 15.3%
Debt€955,441▲ 8.8%€1.1m▲ 19.1%€1.2m▲ 4.3%€217,078▼ 81.7%€161,721▼ 25.5%
Working capital€127,052within the sector's middle half▲ 734%€128,996▲ 1.5%€174,308within the sector's middle half▲ 35.1%€167,180within the sector's middle half▼ 4.1%€164,176within the sector's middle half▼ 1.8%
Solvency11.9%below the sector's middle half▲ 9.8pp10.2%▼ 1.7pp12.9%below the sector's middle half▲ 2.6pp43.7%within the sector's middle half▲ 30.8pp50.5%within the sector's middle half▲ 6.8pp
Current ratio1.13within the sector's middle half▲ 0.121.11▼ 0.021.15within the sector's middle half▲ 0.031.77within the sector's middle half▲ 0.622.02within the sector's middle half▲ 0.25
Return on assets (ROA)10.2%within the sector's middle half▲ 3.7pp0.0%▼ 10.1pp3.4%within the sector's middle half▲ 3.3pp-1.9%below the sector's middle half▼ 5.2pp-1.1%below the sector's middle half▲ 0.8pp
Staff (FTE)2below the sector's middle half=2below the sector's middle half2below the sector's middle half=1.7within the sector's middle half▼ 15.0%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,715 after a loss of €1,756 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326,393
Fixed assets
€496 ▼ 49.1%
Current assets
€325,898 ▼ 15.2%
Equity and liabilities €326,393
Equity
€164,672 ▼ 2.1%
Debt
€161,721 ▼ 25.5%
Debt's share of the balance-sheet total falls from 56.3% to 49.5%. Equity and debt are lower.
Key figures and ratios
Quick ratio
1.16▲
2024 · 0.90
Debt to equity
0.98▼
2024 · 1.29
ROE
-2.1%▲
2024 · -4.2%
Debt ≤ 1 year
€161,721▼
2024 · €217,078
Staff costs
€70,500▼
2024 · €84,817
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €928,142 | - | - | - | - |
| Turnover70 | - | €928,142 | - | - | - | - |
| Non-recurring operating income76A | - | - | €60,000 | - | - | - |
| Operating charges60/66A | - | €923,546 | - | - | - | - |
| Goods for resale, raw materials and consumables60 | - | €802,011 | - | - | - | - |
| Purchases600/8 | - | €786,986 | - | - | - | - |
| Change in stocks: decrease (increase)609 | - | €15,025 | - | - | - | - |
| Services and other goods61 | - | €81,992 | - | - | - | - |
| Remuneration, social security and pensions62 | €16,361 | €34,867 | €90,046 | €84,817 | €70,500 | ▼ 16.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,594 | €1,385 | - | - | - | - |
| Other operating charges640/8 | €1,243 | €3,290 | €1,585 | €1,502 | €2,771 | ▲ 84.6% |
| Gross operating margin9900 | €133,179 | - | €140,081 | €84,562 | €75,987 | ▼ 10.1% |
| Operating profit (loss)9901 | €113,981 | €4,596 | €48,450 | -€1,756 | €2,715 | ▲ 255% |
| Financial charges65/66B | €3,551 | €4,037 | €2,661 | €5,371 | €6,197 | ▲ 15.4% |
| Recurring financial charges65 | €3,551 | €4,037 | €2,661 | €5,371 | €6,197 | ▲ 15.4% |
| Debt charges650 | - | €3,537 | - | - | - | - |
| Other financial charges652/9 | - | €500 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €110,430 | €559 | €45,790 | -€7,128 | -€3,482 | ▲ 51.2% |
| Profit (loss) for the period9904 | €110,430 | €559 | €45,790 | -€7,128 | -€3,482 | ▲ 51.2% |
| Profit (loss) for the period to be appropriated9905 | €110,430 | €559 | €45,790 | -€7,128 | -€3,482 | ▲ 51.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.3m | €1.4m | €385,232 | €326,393 | ▼ 15.3% |
| Fixed assets21/28 | €1,881 | €496 | €974 | €974 | €496 | ▼ 49.1% |
| Tangible fixed assets22/27 | €1,385 | - | €478 | €478 | - | - |
| Plant, machinery and equipment23 | €1,385 | - | - | - | - | - |
| Other tangible fixed assets26 | - | - | €478 | €478 | - | - |
| Financial fixed assets28 | €496 | €496 | €496 | €496 | €496 | = |
| Other financial fixed assets284/8 | - | €496 | - | - | - | - |
| Amounts receivable and cash guarantees285/8 | - | €496 | - | - | - | - |
| Current assets29/58 | €1.1m | €1.3m | €1.4m | €384,258 | €325,898 | ▼ 15.2% |
| Stocks and contracts in progress3 | €221,146 | €206,121 | €182,515 | €188,165 | €138,876 | ▼ 26.2% |
| Stocks30/36 | €221,146 | €206,121 | €182,515 | €188,165 | €138,876 | ▼ 26.2% |
| Goods purchased for resale34 | - | €206,121 | - | - | - | - |
| Amounts receivable within one year40/41 | €743,582 | €933,893 | €1.1m | €111,235 | €96,290 | ▼ 13.4% |
| Trade receivables40 | €93,297 | €64,607 | €34,124 | €42,638 | €32,693 | ▼ 23.3% |
| Other amounts receivable41 | €650,285 | €869,285 | €1.1m | €68,596 | €63,596 | ▼ 7.3% |
| Current investments50/53 | €54,317 | €54,317 | €54,317 | €54,317 | €54,317 | = |
| Other investments51/53 | - | €54,317 | - | - | - | - |
| Cash at bank and in hand54/58 | €63,448 | €72,384 | €27,320 | €30,542 | €36,415 | ▲ 19.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.3m | €1.4m | €385,232 | €326,393 | ▼ 15.3% |
| Equity10/15 | €128,933 | €129,492 | €175,282 | €168,154 | €164,672 | ▼ 2.1% |
| Contributions10/11 | €24,789 | €24,789 | €24,789 | €24,789 | €24,789 | = |
| Reserves13 | €2,479 | €2,479 | €2,479 | €2,479 | €2,479 | = |
| Non-distributable reserves130/1 | €2,479 | €2,479 | €2,479 | €2,479 | €2,479 | = |
| Reserves not available under the articles1311 | €2,479 | €2,479 | €2,479 | €2,479 | €2,479 | = |
| Profit (loss) carried forward14 | €101,665 | €102,224 | €148,013 | €140,886 | €137,404 | ▼ 2.5% |
| Amounts payable17/49 | €955,441 | €1.1m | €1.2m | €217,078 | €161,721 | ▼ 25.5% |
| Amounts payable within one year42/48 | €955,441 | €1.1m | €1.2m | €217,078 | €161,721 | ▼ 25.5% |
| Current portion of amounts payable after more than one year42 | €14,641 | €15,672 | €14,656 | €14,159 | €13,839 | ▼ 2.3% |
| Trade debts44 | €220,787 | €187,931 | €113,535 | €144,643 | €98,075 | ▼ 32.2% |
| Suppliers440/4 | €220,787 | €187,931 | €113,535 | €144,643 | €98,075 | ▼ 32.2% |
| Taxes, remuneration and social security45 | €682,480 | €874,116 | €1.1m | €58,276 | €49,808 | ▼ 14.5% |
| Taxes450/3 | €658,955 | €839,498 | €1.0m | €7,304 | €8,232 | ▲ 12.7% |
| Remuneration and social security454/9 | €23,525 | €34,618 | €46,728 | €50,972 | €41,576 | ▼ 18.4% |
| Other amounts payable47/48 | €37,534 | €60,000 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €110,430 | €559 | €45,790 | -€7,128 | -€3,482 | ▲ 51.2% |
| + Depreciation and write-downs630 | €1,594 | €1,385 | - | - | - | - |
| Operating cash flow (approximation) | €112,024 | €1,944 | €45,790 | -€7,128 | -€3,482 | ▲ 51.2% |
| Investment in fixed assets (approximation) | - | €0 | -€478 | €0 | €478 | - |
| Change in cash | - | €8,936 | -€45,064 | €3,222 | €5,873 | ▲ 82.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
05-08
State Gazette act
Resignation: WACNIK Roman, Adam (administrateur active/ président)Appointment: WACNIK Grzegorz (chair) · Director discharge · Share transfer5 facts ▸
State Gazette act
Resignation: WACNIK Roman, Adam (administrateur active/ président)
Appointment: WACNIK Grzegorz (chair) · Director discharge · Share transfer5 facts ▸
- Director resignation, WACNIK Roman, Adam (administrateur active/ président)
- Director discharge, WACNIK Roman, Adam
- Share transfer, WACNIK Roman, Adam → WACNIK Grzegorz
- Registered-office move, rue de la Vilette 76 à 6001 Marcinelle (BE)
- Director appointment, WACNIK Grzegorz (chair)
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 9 days late
2023
31-12
Financial
Equity above €150,000Eq €175,282 ▲35.4%
4 profitable years in a row build equity to €175,282.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 11 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €110,430 ▲91.3%
Operating result €113,981, net result €110,430, both a record.
31-12
Financial
Equity above €100,000Eq €128,933 ▲597%
2 profitable years in a row build equity to €128,933.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 4 days late
2020
31-12
Financial
Back to profitnet €57,723
Net result €57,723 after 2 loss-making years.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 19 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet -€46,530
Net result drops to -€46,530, the lowest in the series; recovery starts the following year.
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 40 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
01-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 62 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
WACNIK Grzegorz
CurrentChair · since 05-08-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1989
Ground area
356 m²
Building footprint
355 m²
Parcel 52011B0240/00M068, Wallonia. Linked by address, not a title deed.
1 establishment unit
Boulevard Jacques Bertrand 23, 6000 Charleroi
since 19892.045.313.987
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0240/00M068 | Wallonia | 356 m² | 1 · 355 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2024, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| WACNIK Grzegorz |
|
| WACNIK Roman, Adam |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, scroll to zoom.
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 05-08-2026 ↗
- WACNIK Roman, Adam to WACNIK Grzegorz “ensemble des parts”
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 16,913 companies in sector 62100 we hold annual accounts for 8,786. 6,803 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-09-1989
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
62100Computer programming
Contact
Website
WWW.ADAMSCOMPUTER.COMCharleroi
E-mail
WACNIK@ADAMSCOMPUTER.COMCharleroi
Phone
071/31.80.91Charleroi
Fax
071/31.17.67Charleroi
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438530466
Also
9925:BE0438530466
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.