FEM-CONSULT
ActiveFEM-CONSULT has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €52k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 17.05 against 5.52 in 2024), and 5.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.1%
Return on assets
29.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-01-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
112 d early
2023
70 d early
2022
96 d early
2021
93 d early
2020
66 d early
2019
94 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 44.0%
2024 · €114k
2018: €40k
2019: €25k
2020: €37k
2021: €52k
2022: €58k
2023: €88k
2024: €114k
2018 → 2025
Total assets
€174k▲ 25.3%
2024 · €139k
2018: €64k
2019: €46k
2020: €51k
2021: €61k
2022: €65k
2023: €100k
2024: €139k
2018 → 2025
Net result
€52k▲ 40.7%
2024 · €37k
2018: €4k
2019: €2k
2020: €13k
2021: €15k
2022: €5k
2023: €31k
2024: €37k
2018 → 2025
Working capital
€163k▲ 44.0%
2024 · €114k
2018: €30k
2019: €23k
2020: €37k
2021: €52k
2022: €58k
2023: €88k
2024: €114k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€58k▲ 9.9%€88k▲ 53.3%€114k▲ 28.7%€163k▲ 44.0%
Operating result€22k-€9k▼ 60.8%€44k▲ 403%€55k▲ 24.4%€77k▲ 41.0%
Net result€15k-€5k▼ 66.1%€31k▲ 490%€37k▲ 20.1%€52k▲ 40.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 41% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €174k
Equity
€163k▲ 44.0%
Debt
€10k▼ 59.5%
The debt ratio falls from 18.1% to 5.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
94.1%▲
2024 · 81.9%
Current ratio
17.05▲
2024 · 5.52
Quick ratio
17.05▲
2024 · 5.52
Debt / equity
0.06▼
2024 · 0.22
ROE
31.7%▼
2024 · 32.4%
ROA
29.8%▲
2024 · 26.6%
Debt
€10k▼
2024 · €25k
Debt ≤ 1 year
€10k▼
2024 · €25k
Income taxes
€27k▲
2024 · €19k
Staff costs
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€139k€174k▲
Current assets29/58€139k€174k▲
Amounts receivable within one year40/41€12k€6k▼
Trade receivables40€1k€1k=
Other amounts receivable41€11k€5k▼
Current investments50/53€75k€100k▲
Cash at bank and in hand54/58€51k€67k▲
Equity and liabilities
Total equity and liabilities10/49€139k€174k▲
Equity10/15€114k€163k▲
Contributions10/11€11k€11k=
Reserves13€102k€152k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€100k€152k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€25k€10k▼
Amounts payable within one year42/48€25k€10k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€12k€6k▼
Taxes450/3€12k€6k▼
Other amounts payable47/48€11k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€0▼
Other operating charges640/8€899€928▲
Gross operating margin9900€57k€78k▲
Operating profit (loss)9901€55k€77k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€296€157▼
Recurring financial charges65€296€157▼
Profit (loss) for the period before taxes9903€56k€79k▲
Income taxes67/77€19k€27k▲
Profit (loss) for the period9904€37k€52k▲
Profit (loss) for the period to be appropriated9905€37k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€52k▲
Transfer from equity791/2€11k€2k▼
Transfer to equity691/2€37k€52k▲
To other reserves6921€37k€52k▲
Profit to be distributed694/7€11k€2k▼
Return on contributions (dividend)694€11k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €52k ▲40.7%
Operating result €77k, net result €52k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 17.05
Current ratio from 5.52 to 17.05; short-term debt falls from €25k to €10k.
30-09
Financial
Equity above €150kEq €163k ▲44%
8 profitable years in a row build equity to €163k.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €100kEq €114k ▲28.7%
7 profitable years in a row build equity to €114k.
20-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €2k ▼39.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Glabbeek · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torenstraat 363384 GlabbeekGround area
1,306 m²
Building footprint
156 m²
Volume, LiDAR
775 m³
Parcel 24004B0364/00S000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FEM-CONSULT
since 19942.068.315.360
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24004B0364/00S000 | Flanders | 1,306 m² | 1 · 156 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BRUGSE KASREGISTER SERVICE
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ADAM'S COMPUTER
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Verbois IT Consulting
BE 0837.915.001
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,399. 1,074 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-09-1994
Fiscal year end30-09
Activities, NACEBEL
46500Wholesale of information and communication equipment
46660Wholesale trade
51850
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.