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DZ CARS

Active
Private limited companyfounded 2018active for 8 yearsBrusselsesteenweg 167-169, 9280 Lebbeke, BelgiumKBO/BCE: BE 0700.549.242
Summary

DZ CARS has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105,980 and a net result of €15,427. Equity has been growing by about 26% per year since 2019. Its solvency ranks better than 42% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 01-08-2018 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
Establishment unit
2.279.221.470 9280 Lebbeke, since 01-08-2018
Financial year end
30 June
Peppol
Reachable

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts to 30-06-2025
Gross margin
€43,987
▲ 55.9%
Turnover
≈ €330,000
estimated
Profit
€15,427
▲ 67.3%
Equity
€105,980
▲ 17.0%
Total assets
€435,727
▲ 50.6%
Staff
≈ 0.6 FTE
estimated
Score breakdownraises riskSector: Retail trade (NACE 47)Liquidity: current ratio 1.32, cash €6,468Founded in 2018lowers riskSize: total assets €435,727Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 39% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 49-7
equity 24.3% of total assets
Liquidity 11-5
short-term debt 75.7% · cash 1.5%
Profitability 46+1
return on assets 3.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.3%▲ +0.1 percentage points vs 12-2024 02-2025: 1.8%▲ +0.5 percentage points vs 01-2025highest value 03-2025: 1.0%▼ -0.8 percentage points vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.1%▲ +0.1 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.2%▲ +0.1 percentage points vs 12-2025 02-2026: 1.7%▲ +0.5 percentage points vs 01-2026 03-2026: 0.6%▼ -1.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.5%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.6%▲ +0.1 percentage points vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (1.45 in 2024), below the usual 1.5. Short-term debt is 75.7% and cash 1.5% of total assets. 75.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 40% of them on solvency, 11% on liquidity, 34% on profitability and 70% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €435,727
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.32, cash €6,468
NBB · annual accounts
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
3 days early
2022
on the day
2021
on the day
2020
19 days late
2019
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end04-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €15,427 6 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
  2. · Gazette deed Registered office moved from Merchtem to LebbekeTransfer of 10 shares · New seat: Brusselsesteenweg 167-169a, 9280 Lebbeke · Previous seat: August De Boeckstraat 80, 1785 Merchtem
  3. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as DZ CARS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €415,000 and €536,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
DZ CARS Lebbeke€435,727€43,987
Melisa Cars Gent€474,607€55,635
AIT CARS Lokeren€536,072€51,505
STEVEN PLOVIE Jabbeke€495,447€49,043
AUTO ARBAÏ Anderlecht€414,937€36,930
Premium Car Select Pelt€515,721€49,836
Auto Performance Braine-l'Alleud€491,952€54,098
Full comparison

Key facts about DZ CARS

What is the company number of DZ CARS?
The company number of DZ CARS is 0700.549.242. The VAT number is the same number with BE in front: BE 0700.549.242.
Where is DZ CARS based?
The registered office is at Brusselsesteenweg 167-169, 9280 Lebbeke.Company details
What does DZ CARS do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of DZ CARS?
The legal form of DZ CARS is Private limited company (BV).
When was DZ CARS founded?
DZ CARS was founded on 01-08-2018.
Is DZ CARS still active?
Yes, DZ CARS is an active enterprise in the KBO register.
How many employees does DZ CARS have?
DZ CARS had an average of 1.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of DZ CARS?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €43,987 and 36 comparable companies (NACE 47811). It probably lies between €140,000 and €1.0m.
Is DZ CARS profitable?
In financial year 2025, DZ CARS made a profit of €15,427.
Where can I find the annual accounts of DZ CARS?
DZ CARS filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DZ CARS due?
DZ CARS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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