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AUTO ARBAÏ

Active
Private limited companyfounded 2019active for 7 yearsNinoofse Steenweg 410, 1070 Anderlecht, BelgiumKBO/BCE: BE 0727.546.817
Summary

The computed 12-month bankruptcy probability of AUTO ARBAÏ is 4.5% (elevated). The 2024 annual accounts show equity of €120,217 and a net result of €23,701. Equity is growing by about 50% per year across the filed financial years. Its solvency ranks better than 47% of 26,027 sector peers (NACE 47, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€414,937total assets 2024
Equity
€120,217
Profit
€23,701
Turnover not published (micro format)
Financial health
39 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.5%
Structure
Accounts 70 days overdue0 of 1 deed read
Why 39raises risk1 financial year not filed after the legal deadline; latest accounts 100 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 08-11-2025)Founded in 2019lowers riskSize: total assets €414,937Show the evidence

Checked score

Score 2024
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 51% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Average
Solvency 54-6
equity 29.0% of total assets
Liquidity 21-9
short-term debt 71.0% · cash 7.1%
Profitability 76-6
return on assets 5.7%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,186 companies, NACE 47, micro)
Last 24 months 11-2024: 3.0% 12-2024: 3.0%● unchanged vs 11-2024 01-2025: 2.9%▼ -0.1 percentage points vs 12-2024 02-2025: 2.9%● unchanged vs 01-2025 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 3.0%▲ +0.1 percentage points vs 03-2025 05-2025: 3.0%● unchanged vs 04-2025 06-2025: 3.0%● unchanged vs 05-2025 07-2025: 2.9%▼ -0.1 percentage points vs 06-2025 08-2025: 3.2%▲ +0.3 percentage points vs 07-2025 09-2025: 3.3%▲ +0.1 percentage points vs 08-2025 10-2025: 4.7%▲ +1.4 percentage points vs 09-2025 11-2025: 4.9%▲ +0.2 percentage points vs 10-2025highest value 12-2025: 2.2%▼ -2.7 percentage points vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026lowest value 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.3%▲ +0.1 percentage points vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 2.2%▼ -0.1 percentage points vs 06-2026 08-2026: 2.9%▲ +0.7 percentage points vs 07-2026 09-2026: 3.0%▲ +0.1 percentage points vs 08-2026 10-2026: 4.5%▲ +1.5 percentage points vs 09-2026
Credit of up to €4,500 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.37, compared with 1.52 in 2023; short-term debt: 71% and cash: 7.1% of total assets), and 71% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 44% on solvency, 19% on liquidity, 63% on profitability and 76% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 100 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 08-11-2025)
NBB · annual accounts
lowers risk · Size: total assets €414,937
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2019
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-11-2025, 100 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
100 days late
2023
90 days late
2022
90 days late
2021
78 days late
2020
113 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 94 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Equity above €100,000equity €120,217 ▲24.6%
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Among the largest 19% on total assetssector median €145,801 · 26,035 companies €414,937 View
  • Total assets 20245 financial years filed €414,937 View

By topic

Financials

Financial year
2024
Total assets
€414,937
Profit
€23,701
Solvency
29.0%
Go to Financials

Timeline

Events
8
Since
2021
  1. 29-10-2023Annual accounts filed
  2. 17-10-2022Annual accounts filed
  3. 31-12-2021Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
27-05-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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