Auto Performance
ActiveSummary
The computed 12-month bankruptcy probability of Auto Performance is 1.6% (moderate). The 2025 annual accounts show equity of €36k and a net result of €3k. Equity is shrinking by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 18400 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-2
Solvency32▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 2.53 in 2024; short-term debt: 46% and cash: 15.4% of total assets), but 92.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.3%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €36k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
34 d late
2024
40 d late
2023
21 d late
2022
36 d late
2021
101 d late
2020
86 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 59.0%
2024 · €7k
2020: €43khighest in 6 years
2021: €-13k▼ -129% vs 2020
2022: €-5k▲ +57.3% vs 2021
2023: €-13k▼ -137% vs 2022lowest in 6 years
2024: €7k▲ +152% vs 2023
2025: €3k▼ -59.0% vs 2024
2020 → 2025
Working capital
€260k▲ 1.2%
2024 · €257k
2020: €55klowest in 6 years
2021: €241k▲ +342% vs 2020
2022: €237k▼ -1.9% vs 2021
2023: €290k▲ +22.5% vs 2022highest in 6 years
2024: €257k▼ -11.4% vs 2023
2025: €260k▲ +1.2% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€39k▼ 12.1%€26k▼ 32.6%€33k▲ 25.0%€36k▲ 8.2%
2021: €45khighest in 5 years
2022: €39k▼ -12.1% vs 2021
2023: €26k▼ -32.6% vs 2022lowest in 5 years
2024: €33k▲ +25.0% vs 2023
2025: €36k▲ +8.2% vs 2024
Operating result€-12k-€-5k▲ 58.4%€-12k▼ 137%€7k€3k▼ 57.4%
2021: €-12klowest in 5 years
2022: €-5k▲ +58.4% vs 2021
2023: €-12k▼ -137% vs 2022
2024: €7k▲ +156% vs 2023highest in 5 years
2025: €3k▼ -57.4% vs 2024
Net result€-13k-€-5k▲ 57.3%€-13k▼ 137%€7k€3k▼ 59.0%
2021: €-13k
2022: €-5k▲ +57.3% vs 2021
2023: €-13k▼ -137% vs 2022lowest in 5 years
2024: €7k▲ +152% vs 2023highest in 5 years
2025: €3k▼ -59.0% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492k
Fixed assets
€6k ▼ 4.3%
Current assets
€486k ▲ 14.5%
Equity and liabilities €492k
Equity
€36k ▲ 8.2%
Debt
€456k ▲ 14.7%
Debt's share of the balance-sheet total rises from 92.3% to 92.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €7k
Cash flow
€3k▼
2024 · €7k
Current ratio
2.15▼
2024 · 2.53
Quick ratio
0.35▼
2024 · 0.57
Debt to equity
12.73▲
2024 · 12.01
ROE
7.6%▼
2024 · 20.0%
ROA
0.6%▼
2024 · 1.5%
Interest coverage
16.25▼
2024 · 33.81
Debt ≤ 1 year
€226k▲
2024 · €168k
Debt > 1 year
€230k=
2024 · €230k
Staff costs
€47k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€431k€492k▲
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€1k€1k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€0€0=
Financial fixed assets28€5k€5k=
Current assets29/58€424k€486k▲
Stocks and contracts in progress3€328k€407k▲
Stocks30/36€328k€407k▲
Amounts receivable within one year40/41€15k€3k▼
Trade receivables40€13k€3k▼
Other amounts receivable41€2k-
Cash at bank and in hand54/58€79k€76k▼
Deferred charges and accrued income490/1€2k€19▼
Equity and liabilities
Total equity and liabilities10/49€431k€492k▲
Equity10/15€33k€36k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€11k€14k▲
Amounts payable17/49€398k€456k▲
Amounts payable after more than one year17€230k€230k=
Other amounts payable178/9€230k€230k=
Amounts payable within one year42/48€168k€226k▲
Trade debts44€132k€157k▲
Suppliers440/4€132k€157k▲
Advances received on contracts in progress46€12k-
Taxes, remuneration and social security45€13k€22k▲
Taxes450/3€2k€9k▲
Remuneration and social security454/9€11k€13k▲
Other amounts payable47/48€11k€47k▲
Income statement
Code20242025
Remuneration, social security and pensions62€44k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€435€271▼
Other operating charges640/8€7k€4k▼
Gross operating margin9900€58k€54k▼
Operating profit (loss)9901€7k€3k▼
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€215€196▼
Recurring financial charges65€215€196▼
Profit (loss) for the period before taxes9903€7k€3k▼
Profit (loss) for the period9904€7k€3k▼
Profit (loss) for the period to be appropriated9905€7k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€14k▲
Profit (loss) brought forward from the previous period14P€4k€11k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €20k | €37k | €43k | €44k | €47k | ▲ 7.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €851 | €928 | €928 | €435 | €271 | ▼ 37.6% |
| Other operating charges640/8 | €7k | €8k | €5k | €7k | €4k | ▼ 43.9% |
| Gross operating margin9900 | €16k | €41k | €37k | €58k | €54k | ▼ 6.4% |
| Operating profit (loss)9901 | €-12k | €-5k | €-12k | €7k | €3k | ▼ 57.4% |
| Financial income75/76B | €1 | €212 | €46 | €1 | €1 | ▲ 30.0% |
| Recurring financial income75 | €1 | €212 | €46 | €1 | €1 | ▲ 30.0% |
| Financial charges65/66B | €228 | €440 | €614 | €215 | €196 | ▼ 9.0% |
| Recurring financial charges65 | €228 | €440 | €614 | €215 | €196 | ▼ 9.0% |
| Profit (loss) for the period before taxes9903 | €-13k | €-5k | €-13k | €7k | €3k | ▼ 59.0% |
| Profit (loss) for the period9904 | €-13k | €-5k | €-13k | €7k | €3k | ▼ 59.0% |
| Profit (loss) for the period to be appropriated9905 | €-13k | €-5k | €-13k | €7k | €3k | ▼ 59.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €447k | €376k | €459k | €431k | €492k | ▲ 14.2% |
| Fixed assets21/28 | €4k | €3k | €2k | €6k | €6k | ▼ 4.3% |
| Tangible fixed assets22/27 | €4k | €3k | €2k | €1k | €1k | ▼ 19.9% |
| Plant, machinery and equipment23 | €2k | €2k | €2k | €1k | €1k | ▼ 19.9% |
| Furniture and vehicles24 | €1k | €821 | €164 | €0 | €0 | - |
| Financial fixed assets28 | - | - | - | €5k | €5k | = |
| Current assets29/58 | €443k | €373k | €457k | €424k | €486k | ▲ 14.5% |
| Stocks and contracts in progress3 | €310k | €253k | €407k | €328k | €407k | ▲ 23.9% |
| Stocks30/36 | €310k | €253k | €407k | €328k | €407k | ▲ 23.9% |
| Amounts receivable within one year40/41 | €34k | €18k | €22k | €15k | €3k | ▼ 78.5% |
| Trade receivables40 | €34k | €4k | €22k | €13k | €3k | ▼ 75.5% |
| Other amounts receivable41 | - | €15k | - | €2k | - | - |
| Cash at bank and in hand54/58 | €100k | €102k | €28k | €79k | €76k | ▼ 3.6% |
| Deferred charges and accrued income490/1 | - | - | - | €2k | €19 | ▼ 99.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €447k | €376k | €459k | €431k | €492k | ▲ 14.2% |
| Equity10/15 | €45k | €39k | €26k | €33k | €36k | ▲ 8.2% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Capital10 | €20k | €20k | - | - | - | - |
| Issued capital100 | €20k | €20k | - | - | - | - |
| Outside capital11 | - | - | €20k | - | - | - |
| Other1109/19 | - | - | €20k | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €23k | €17k | €4k | €11k | €14k | ▲ 24.4% |
| Amounts payable17/49 | €402k | €337k | €433k | €398k | €456k | ▲ 14.7% |
| Amounts payable after more than one year17 | €200k | €200k | €265k | €230k | €230k | = |
| Other amounts payable178/9 | €200k | €200k | €265k | €230k | €230k | = |
| Amounts payable within one year42/48 | €202k | €137k | €168k | €168k | €226k | ▲ 34.9% |
| Trade debts44 | €140k | €102k | €122k | €132k | €157k | ▲ 19.4% |
| Suppliers440/4 | €140k | €102k | €122k | €132k | €157k | ▲ 19.4% |
| Advances received on contracts in progress46 | - | €960 | €16k | €12k | - | - |
| Taxes, remuneration and social security45 | €18k | €10k | €12k | €13k | €22k | ▲ 67.0% |
| Taxes450/3 | €11k | €2k | €4k | €2k | €9k | ▲ 299% |
| Remuneration and social security454/9 | €7k | €8k | €8k | €11k | €13k | ▲ 17.8% |
| Other amounts payable47/48 | €45k | €24k | €18k | €11k | €47k | ▲ 319% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-13k | €-5k | €-13k | €7k | €3k | ▼ 59.0% |
| + Depreciation and write-downs630 | €851 | €928 | €928 | €435 | €271 | ▼ 37.6% |
| Operating cash flow (approximation) | €-12k | €-4k | €-12k | €7k | €3k | ▼ 57.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-5k | €0 | ▲ 100% |
| Change in cash | - | €3k | €-74k | €50k | €-3k | ▼ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 34 days late
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 40 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 36 days late
2022
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 101 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2019
Ground area
1,273 m²
Building footprint
553 m²
Volume, LiDAR
2,936 m³
Parcel 25014N0025/00M000, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Rue de la Graignette 12, 1420 Braine-l'Alleud
since 20192.288.255.734
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N0025/00M000 | Wallonia | 1,273 m² | 1 · 553 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 345 companies in sector 47812 we hold annual accounts for 205. 85 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Scores and ratios are computed by Checked and are not a credit decision.