Premium Car Select

Active

Private limited companyfounded 2018active for 7 yearsIndustrielaan 14C, 3900 Pelt, BelgiumKBO/BCE: BE 0715.737.165

Summary

The computed 12-month bankruptcy probability of Premium Car Select is 4.2% (elevated). The 2024 annual accounts show equity of €191,272 and a net result of €17,445. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 54% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

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Premium Car SelectActiveChecked score 48/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

1 site

Size

≈ €380,000turnover 2024, estimated

Staff: ≈ 0.6 FTE, estimated
Equity: €191,272
Profit: €17,445

Turnover estimated from the gross margin

Financial health

48 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 4.2%

Structure

2025 accounts not filed, 92 days past the deadline1 of 4 deeds summarised

Why 48raises risk1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 06-01-2026)Founded in 2018lowers riskSize: total assets €515,721Show the evidence

Checked score

Score 2024

48 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 47% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 62+2

equity 37.1% of total assets

Liquidity 20-6

short-term debt 62.9% · cash 2.7%

Profitability 73+3

return on assets 3.4%

Bankruptcy probability, 12 months

4.2% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,268 companies, NACE 47, micro)

Last 24 months 11-2024: 2.0%lowest value 12-2024: 2.7%▲ +0.7 percentage points vs 11-2024 01-2025: 4.3%▲ +1.6 percentage points vs 12-2024 02-2025: 4.4%▲ +0.1 percentage points vs 01-2025 03-2025: 8.9%▲ +4.5 percentage points vs 02-2025 04-2025: 8.1%▼ -0.8 percentage points vs 03-2025 05-2025: 8.1%● unchanged vs 04-2025 06-2025: 7.9%▼ -0.2 percentage points vs 05-2025 07-2025: 4.1%▼ -3.8 percentage points vs 06-2025 08-2025: 4.9%▲ +0.8 percentage points vs 07-2025 09-2025: 5.0%▲ +0.1 percentage points vs 08-2025 10-2025: 7.0%▲ +2.0 percentage points vs 09-2025 11-2025: 6.7%▼ -0.3 percentage points vs 10-2025 12-2025: 7.5%▲ +0.8 percentage points vs 11-2025 01-2026: 10.1%▲ +2.6 percentage points vs 12-2025highest value 02-2026: 2.4%▼ -7.7 percentage points vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.5%▲ +0.1 percentage points vs 04-2026 06-2026: 2.4%▼ -0.1 percentage points vs 05-2026 07-2026: 2.3%▼ -0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.4 percentage points vs 07-2026 09-2026: 2.8%▲ +0.1 percentage points vs 08-2026 10-2026: 4.2%▲ +1.4 percentage points vs 09-2026

Credit of up to €9,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity ample (current ratio 1.51, compared with 1.48 in 2023, above the usual 1.5; short-term debt: 62.9% and cash: 2.7% of total assets), but 62.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 52% on solvency, 19% on liquidity, 57% on profitability and 61% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 06-01-2026)

NBB · annual accounts

Founded in 2018

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €515,721

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 92 days later.

NBB · 6 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline31-10-2026 today

2024 accounts filed 153 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 6 filings

Deviation from the deadline

2025

not filed

2024

153 days late

2023

321 days late

2022

67 days late

2021

278 days late

2020

38 days late

2019

18 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 140 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-12-2025 Annual accounts filedfinancial year 2024 · micro…
17-06-2025 Annual accounts filedfinancial year 2023 · micro…
03-02-2025 Annual accounts filedfinancial year 2022 · abbreviated…

Key points

Risk: 2025 accounts not fileddeadline was 31-07-2026 92 days past the deadline View
Positive: Among the best 16% on equitysector median €39,278 · 25,624 companies €191,272 View
Positive: 6 profitable years in a rowprofit 2024: €17,445 6 years View

By topic

Financials

Financial year: 2024
Total assets: €515,721
Profit: €17,445
Solvency: 37.1%

Go to Financials

Timeline

Events: 11
Since: 2020

02-02-2024Resignation: DARGHAL Karim (manager)
06-10-2023Annual accounts filed
05-05-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of cars and light vans (up…NACE 47811
Founded: 12-12-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 31

Who signs: Each director alone
Annual meeting: Third Friday of June at 16:00
Purpose: “Takeldiensten; Groothandel in auto's en lichte bestelwagens (= 3,5 ton)…” (deed in Dutch)

Go to Articles of association

Key facts about Premium Car Select

What is the company number of Premium Car Select?: 0715.737.165. In Belgium the VAT number is the company number with BE in front: BE 0715.737.165.
Where is Premium Car Select based?: The registered office is at Industrielaan 14C, 3900 Pelt.Company details
What does Premium Car Select do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of Premium Car Select?: Private limited company (BV).
When was Premium Car Select founded?: On 12-12-2018.
Is Premium Car Select still active?: Yes, Premium Car Select is an active enterprise in the KBO register.
What is the turnover of Premium Car Select?: €1.5m in financial year 2022, according to the filed annual accounts.Financials
Is Premium Car Select profitable?: In financial year 2024, Premium Car Select made a profit of €17,445.
Where can I find the annual accounts of Premium Car Select?: Premium Car Select filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2024.