DUMAG
ActiveThe computed 12-month bankruptcy probability of DUMAG is 2.2% (moderate). The 2025 annual accounts show equity of €25k and a net result of €10k. Its solvency ranks better than 88% of 7431 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 5.09 against 4.82 in 2024; short-term debt: 19.1% and cash: 13.2% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
33.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
45 d early
2024
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 71.3%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€31k▲ 70.8%
2024 · €18k
2024: €18k
2024 → 2025
Net result
€10k▲ 8.5%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€24k▲ 81.2%
2024 · €13k
2024: €13k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€25k▲ 71.3%
Operating result€13k-€13k▼ 0.4%
Net result€10k-€10k▲ 8.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€783▼ 36.2%
Current assets
€30k▲ 78.6%
Equity and liabilities €31k
Equity
€25k▲ 71.3%
Debt
€6k▲ 68.8%
The debt ratio falls from 19.4% to 19.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▲
2024 · €13k
Cash flow
€11k▲
2024 · €10k
Solvency
80.9%▲
2024 · 80.6%
Current ratio
5.09▲
2024 · 4.82
Quick ratio
5.09▲
2024 · 4.82
Debt / equity
0.24▼
2024 · 0.24
ROE
41.6%▼
2024 · 65.7%
ROA
33.7%▼
2024 · 53.0%
Interest coverage
224.75▲
2024 · 97.13
Debt
€6k▲
2024 · €3k
Debt ≤ 1 year
€6k▲
2024 · €3k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€31k▲
Fixed assets21/28€1k€783▼
Tangible fixed assets22/27€1k€783▼
Plant, machinery and equipment23€1k€783▼
Current assets29/58€17k€30k▲
Amounts receivable within one year40/41€12k€26k▲
Trade receivables40€4k€4k▲
Other amounts receivable41€8k€22k▲
Cash at bank and in hand54/58€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€18k€31k▲
Equity10/15€15k€25k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€10k€20k▲
Amounts payable17/49€3k€6k▲
Amounts payable within one year42/48€3k€6k▲
Trade debts44€76€580▲
Suppliers440/4€76€580▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106€444▲
Other operating charges640/8€4k-
Gross operating margin9900€17k€13k▼
Operating profit (loss)9901€13k€13k▼
Financial income75/76B€34-
Recurring financial income75€34-
Financial charges65/66B€136€60▼
Recurring financial charges65€136€60▼
Profit (loss) for the period before taxes9903€13k€13k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€10k€10k▲
Profit (loss) for the period to be appropriated9905€10k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€20k▲
Profit (loss) brought forward from the previous period14P-€10k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
795 m²
Volume, LiDAR
8,993 m³
Parcel 22001A0006/00W002, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DUMAG
since 20232.344.529.293
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MRZ CONSTRUCT
BE 0743.537.959
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ACCROTERRE
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2023
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.