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Drivio

Active Private limited companyfounded 2023active for 3 yearsBrusselsesteenweg 344C, 9090 Merelbeke-MelleKBO/BCE: BE 1001.333.077

Lifetime

2 annual accounts with figures on one time axis
peak €32,378 (2026)
€32,378▲ 715%
peak €3,550 (2026)
€3,550▲ 175%
peak €34,840 (2026)
€34,840▲ 11.3%
€482,825▲ 10.8%
Board3 names since 2023
2 directorsGENIAN and 1 other
Owners2 names in the annual accounts
  
Documentsfilings and deeds
30-10-20261 day before the deadline
2026abbreviated format
Gross margin from €3,971 to €32,378Result from €1,290 to €3,550Cash from €40,481 to €8,660

Key points

from the 2026 annual accounts

Turnover

≈ €220,000 estimated

The abbreviated format states no turnover.

Debts

€482,825 93% of the balance sheet
Financial debts 70%Suppliers 21%Taxes and wages 1%Other 8%

Of this, €144,469 falls due within a year.

Liquidity

2.97 was 0.96 in 2025

Short-term debts fell from €345,473 to €144,469.

Checked score

65
Healthy
Financially stronger than 44% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.8% 01-2025: 1.9%▲ +0.1 percentage points vs 12-2024 02-2025: 2.2%▲ +0.3 percentage points vs 01-2025 03-2025: 2.7%▲ +0.5 percentage points vs 02-2025 04-2025: 3.0%▲ +0.3 percentage points vs 03-2025 05-2025: 3.3%▲ +0.3 percentage points vs 04-2025 06-2025: 3.3%● unchanged vs 05-2025 07-2025: 3.2%▼ -0.1 percentage points vs 06-2025 08-2025: 3.2%● unchanged vs 07-2025 09-2025: 3.5%▲ +0.3 percentage points vs 08-2025 10-2025: 3.6%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 1.3%▼ -2.3 percentage points vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.2%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 1.4%▲ +0.2 percentage points vs 07-2026 09-2026: 1.3%▼ -0.1 percentage points vs 08-2026 10-2026: 1.5%▲ +0.2 percentage points vs 09-2026 11-2026: 1.3%▼ -0.2 percentage points vs 10-2026

Financial strength
Average

32=equity 6.7% of total assets
41+20short-term debt 27.9% · cash 1.7%
70+38return on assets 0.7%

Score breakdown

raises risk
Founded in 2023
Sector: Retail trade (NACE 47)
Equity €34,840 (6.7% of total assets)
lowers risk
Size: total assets €517,665
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 39% on liquidity, 51% on profitability and 63% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,514 companies had the same profile as Drivio has now. Each dot stands for 4 companies, two years later.

95.8%
were still trading
1.5%
stopped another way
2.4%
went bankrupt
  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Drivio itself: 1.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,514 companies, not a prediction for Drivio. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.97 (0.96 in 2025), above the usual 1.5. Short-term debt is 27.9% and cash 1.7% of total assets. However, 93.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €517,665
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €34,840 (6.7% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 714 sector peers (2026).
NBB · sector comparison
Position among 714 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2026
1 day early
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

G
Director, VAN DEN HOECK Angelo, since 18-10-2023
S
Director, VERMEIREN Pieterjan, since 18-10-2023
Board & ownership

Recent changes

Resignation: BV De Lijm (director) Director discharge: BV De Lijm · General meeting of 19-03-2025 · Gazette deed
2 establishments registered Lokeren and Oostkamp
Registered in the Peppol Directory Reachable for e-invoices through 0208:1001333077
Incorporation Founding capital of €30,000 · Founders: Solvitad, De Lijm and VAN DEN HOECK Angelo · Appointments: GENIAN, Solvitad and De Lijm · published on 20-10-2023 · Gazette deed
All 8 events

Comparable companies

same main activity, similar in size and age
Company
Drivio Merelbeke-Melle - - 6.7% -
NOLIMIT Invest Uccle - - -1.0% -
GK AUTOMOBILE Herstal €0.7m 3.6% 1.6% -
TARCIENNE MOBILITY Walcourt €2.1m 0.3% -23.1% -
MVB Motors Londerzeel - - 28.2% -
RICHE MOTORS Chimay - - 11.1% -
Haezebrouck en zoon Wevelgem - - 16.2% -

These companies have the same main activity as Drivio: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €464,000 and €502,000, founded in 2023.

Official details

Source: KBO
Status
Active since 18-10-2023Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 2 others
Establishment units
2.351.193.5899090 Merelbeke-Melle, since 18-10-2023
2.371.294.1679160 Lokeren, since 01-03-2025and 1 other
Financial year end
31 March
Peppol
Reachable since 30-06-2024
Company details

Annual accounts to 31-03-2026

€517,665▲ 10.8%
Filing
Filed on 30-10-2026, 1 day before the end of the filing period
Financials

Insights on Drivio

Drivio has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €34,840 and a net result of €3,550.

Its solvency ranks better than 23% of 714 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 1.3% (low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Drivio

What is the company number of Drivio?
The company number of Drivio is 1001.333.077. The VAT number is the same number with BE in front: BE 1001.333.077.
Where is Drivio based?
The registered office is at Brusselsesteenweg 344C, 9090 Merelbeke-Melle.Company details
What does Drivio do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of Drivio?
Drivio is a private limited company (BV).
When was Drivio founded?
Drivio was founded on 18-10-2023.
Is Drivio still active?
Yes, Drivio is an active enterprise in the KBO register.
What is the turnover of Drivio?
The turnover in financial year 2026 is ≈ €220,000. This figure is estimated from the gross margin of €32,378 and 37 comparable companies (NACE 47811). It probably lies between €110,000 and €730,000.Financials
Is Drivio profitable?
In financial year 2026, Drivio made a profit of €3,550.
Where can I find the annual accounts of Drivio?
Drivio filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Drivio due?
Drivio must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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