Drivio
ActiveSummary
The computed 12-month bankruptcy probability of Drivio is 3.3% (moderate). The 2025 annual accounts show equity of €31k and a net result of €1k. Its solvency ranks better than 17% of 10407 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability32
Solvency32
Growth-
Track record67
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.96; short-term debt: 74% and cash: 8.7% of total assets), and 93.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 10407 sector peers (2025).
NBB · sector comparisonPosition among 10407 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€31k
Total assets
€467k
Net result
€1k
Working capital
€-15k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €467k
Fixed assets
€137k
Current assets
€330k
Equity and liabilities €467k
Equity
€31k
Debt
€436k
Debt finances 93.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€3k
Cash flow
€8k
Current ratio
0.96
Quick ratio
0.35
Debt to equity
13.93
ROE
4.1%
ROA
0.3%
Interest coverage
1.56
Debt ≤ 1 year
€345k
Debt > 1 year
€90k
Income taxes
€154
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet
Code2025
Assets
Total assets20/58€467k
Fixed assets21/28€137k
Tangible fixed assets22/27€131k
Plant, machinery and equipment23€4k
Furniture and vehicles24€124k
Other tangible fixed assets26€3k
Financial fixed assets28€6k
Current assets29/58€330k
Stocks and contracts in progress3€208k
Stocks30/36€208k
Amounts receivable within one year40/41€71k
Trade receivables40€24k
Other amounts receivable41€48k
Cash at bank and in hand54/58€40k
Deferred charges and accrued income490/1€10k
Equity and liabilities
Total equity and liabilities10/49€467k
Equity10/15€31k
Contributions10/11€30k
Reserves13€1k
Distributable reserves133€1k
Amounts payable17/49€436k
Amounts payable after more than one year17€90k
Financial debts170/4€90k
Amounts payable within one year42/48€345k
Current portion of amounts payable after more than one year42€32k
Trade debts44€314k
Suppliers440/4€314k
Taxes, remuneration and social security45€207
Taxes450/3€207
Other amounts payable47/48€30
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€1k
Gross operating margin9900€4k
Operating profit (loss)9901€-4k
Financial income75/76B€7k
Recurring financial income75€7k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€1k
Income taxes67/77€154
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
Transfer to equity691/2€1k
To other reserves6921€1k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k |
| Other operating charges640/8 | €1k |
| Gross operating margin9900 | €4k |
| Operating profit (loss)9901 | €-4k |
| Financial income75/76B | €7k |
| Recurring financial income75 | €7k |
| Financial charges65/66B | €2k |
| Recurring financial charges65 | €2k |
| Profit (loss) for the period before taxes9903 | €1k |
| Income taxes67/77 | €154 |
| Profit (loss) for the period9904 | €1k |
| Profit (loss) for the period to be appropriated9905 | €1k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €467k | |
| Fixed assets21/28 | €137k | |
| Tangible fixed assets22/27 | €131k | |
| Plant, machinery and equipment23 | €4k | |
| Furniture and vehicles24 | €124k | |
| Other tangible fixed assets26 | €3k | |
| Financial fixed assets28 | €6k | |
| Current assets29/58 | €330k | |
| Stocks and contracts in progress3 | €208k | |
| Stocks30/36 | €208k | |
| Amounts receivable within one year40/41 | €71k | |
| Trade receivables40 | €24k | |
| Other amounts receivable41 | €48k | |
| Cash at bank and in hand54/58 | €40k | |
| Deferred charges and accrued income490/1 | €10k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €467k | |
| Equity10/15 | €31k | |
| Contributions10/11 | €30k | |
| Reserves13 | €1k | |
| Distributable reserves133 | €1k | |
| Amounts payable17/49 | €436k | |
| Amounts payable after more than one year17 | €90k | |
| Financial debts170/4 | €90k | |
| Amounts payable within one year42/48 | €345k | |
| Current portion of amounts payable after more than one year42 | €32k | |
| Trade debts44 | €314k | |
| Suppliers440/4 | €314k | |
| Taxes, remuneration and social security45 | €207 | |
| Taxes450/3 | €207 | |
| Other amounts payable47/48 | €30 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €1k |
| + Depreciation and write-downs630 | €7k |
| Operating cash flow (approximation) | €8k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 3 establishment units since 2023
Ground area
1.3 ha
Building footprint
5,628 m²
Volume, LiDAR
3,933 m³
3 parcels, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
3 establishment units
Drivio
since 20232.351.193.589
Drivio
since 20252.371.294.167
Drivio
since 20252.371.294.266
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B1745/00B000 | Flanders | 9,770 m² | 1 · 5,134 m² | 3.1 m |
| 44040D0127/00C002 | Flanders | 2,482 m² | 1 · 355 m² | 12.1 m · 3 fl. |
| 31022I0389/00W000 | Flanders | 796 m² | 1 · 138 m² | 5.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VDSW
BE 0801.534.457
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SALE4YOU
BE 0671.865.451
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CAR ON-LINE
BE 0471.659.926
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 2,998 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-10-2023
Fiscal year end31-03
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.