Summary
GENIAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €5k and a net result of €4k. Its solvency ranks better than 33% of 9863 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€5k
Net result
€4k
Total assets
€16k
Solvency
34.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €16k
Fixed assets
€489
Current assets
€15k
Equity and liabilities €16k
Equity
€5k
Debt
€10k
Debt finances 65.9% of the balance-sheet total.
Key figures and ratios
ROE
78.4%
ROA
26.8%
Debt ≤ 1 year
€10k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2024 · 38 lines
Balance sheet
Code2024
Assets
Total assets20/58€16k
Fixed assets21/28€489
Tangible fixed assets22/27€489
Furniture and vehicles24€489
Current assets29/58€15k
Amounts receivable within one year40/41€8k
Trade receivables40€968
Other amounts receivable41€7k
Cash at bank and in hand54/58€7k
Equity and liabilities
Total equity and liabilities10/49€16k
Equity10/15€5k
Contributions10/11€2k
Reserves13€3k
Distributable reserves133€3k
Amounts payable17/49€10k
Amounts payable within one year42/48€10k
Trade debts44€578
Suppliers440/4€578
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€833
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4
Other operating charges640/8€997
Gross operating margin9900€8k
Operating profit (loss)9901€7k
Financial income75/76B€95
Recurring financial income75€95
Financial charges65/66B€125
Recurring financial charges65€125
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€2k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
Transfer to equity691/2€3k
To other reserves6921€3k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-09
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 24-08-2026
- Registered-office move, Hoekskensstraat 34 bus A000, 9080 Lochristi
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoekskensstraat 349080 LochristiGround area
2,258 m²
Building footprint
317 m²
Parcel 44034B0545/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
GENIAN
since 20232.350.952.574
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034B0545/00L000 | Flanders | 2,258 m² | 1 · 317 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMVA
BE 0506.970.597
Kortrijk · Eq €5,422
Holding Varkensmarkt
BE 1017.696.482
Diepenbeek · Eq €5,433
COMPLICONSULT
BE 0819.921.895
Antwerpen · Eq €5,396
Moïzo
BE 0598.778.822
Kontich · Eq €5,438
DBAFFREY
BE 0746.815.965
Nivelles · Eq €5,438
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 3,447 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
46180Agents specialised in the wholesale of other particular products
63920Other information service activities
82100Office administrative and support services
85599Other education
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.