DIVA CONSULTING
ActiveSummary
DIVA CONSULTING has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €36k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 1648 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+24
Solvency88▲+37
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.14 against 1.6 in 2024; short-term debt: 18.4% and cash: 42.4% of total assets), and 37.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.8%
Return on assets
25.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
8 d early
2022
31 d late
2021
4 d early
2020
2 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€90k▲ 68.3%
2024 · €53k
2018: €-68k
2019: €-324k▼ -374% vs 2018lowest in 8 years
2020: €170k▲ +152% vs 2019highest in 8 years
2021: €151k▼ -11.1% vs 2020
2022: €33k▼ -78.4% vs 2021
2023: €42k▲ +29.1% vs 2022
2024: €53k▲ +27.1% vs 2023
2025: €90k▲ +68.3% vs 2024
2018 → 2025
Total assets
€143k▼ 29.0%
2024 · €201k
2018: €268khighest in 8 years
2019: €185k▼ -31.1% vs 2018
2020: €204k▲ +10.1% vs 2019
2021: €185k▼ -9.4% vs 2020
2022: €232k▲ +25.8% vs 2021
2023: €124k▼ -46.5% vs 2022lowest in 8 years
2024: €201k▲ +61.8% vs 2023
2025: €143k▼ -29.0% vs 2024
2018 → 2025
Net result
€36k▲ 220%
2024 · €11k
2018: €-103k
2019: €-255k▼ -148% vs 2018lowest in 8 years
2020: €-32k▲ +87.7% vs 2019
2021: €-51k▼ -61.7% vs 2020
2022: €-118k▼ -132% vs 2021
2023: €9k▲ +108% vs 2022
2024: €11k▲ +20.3% vs 2023
2025: €36k▲ +220% vs 2024highest in 8 years
2018 → 2025
Working capital
€109k▲ 48.3%
2024 · €73k
2018: €198khighest in 8 years
2019: €135k▼ -31.6% vs 2018
2020: €167k▲ +23.3% vs 2019
2021: €148k▼ -10.9% vs 2020
2022: €58k▼ -60.7% vs 2021lowest in 8 years
2023: €75k▲ +28.7% vs 2022
2024: €73k▼ -2.2% vs 2023
2025: €109k▲ +48.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€33k▼ 78.4%€42k▲ 29.1%€53k▲ 27.1%€90k▲ 68.3%
2021: €151khighest in 5 years
2022: €33k▼ -78.4% vs 2021lowest in 5 years
2023: €42k▲ +29.1% vs 2022
2024: €53k▲ +27.1% vs 2023
2025: €90k▲ +68.3% vs 2024
Operating result€-15k-€-118k▼ 666%€18k€12k▼ 31.8%€37k▲ 205%
2021: €-15k
2022: €-118k▼ -666% vs 2021lowest in 5 years
2023: €18k▲ +115% vs 2022
2024: €12k▼ -31.8% vs 2023
2025: €37k▲ +205% vs 2024highest in 5 years
Net result€-51k-€-118k▼ 132%€9k€11k▲ 20.3%€36k▲ 220%
2021: €-51k
2022: €-118k▼ -132% vs 2021lowest in 5 years
2023: €9k▲ +108% vs 2022
2024: €11k▲ +20.3% vs 2023
2025: €36k▲ +220% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 205% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€8k ▲ 46.3%
Current assets
€135k ▼ 31.0%
Equity and liabilities €143k
Equity
€90k ▲ 68.3%
Debt
€53k ▼ 64.1%
Debt's share of the balance-sheet total falls from 73.5% to 37.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €13k
Cash flow
€38k▲
2024 · €12k
Current ratio
5.14▲
2024 · 1.60
Debt to equity
0.59▼
2024 · 2.77
ROE
40.6%▲
2024 · 21.3%
ROA
25.5%▲
2024 · 5.6%
Interest coverage
47.31▲
2024 · 15.21
Debt ≤ 1 year
€26k▼
2024 · €123k
Debt > 1 year
€25k=
2024 · €25k
Income taxes
€0=
2024 · €0
Staff costs
€57k▼
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€201k€143k▼
Fixed assets21/28€5k€8k▲
Intangible fixed assets21€5k€7k▲
Financial fixed assets28€315€315=
Current assets29/58€196k€135k▼
Amounts receivable within one year40/41€81k€67k▼
Trade receivables40€55k€39k▼
Other amounts receivable41€25k€28k▲
Cash at bank and in hand54/58€113k€60k▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€201k€143k▼
Equity10/15€53k€90k▲
Contributions10/11€578k€578k=
Reserves13€10k€10k=
Non-distributable reserves130/1€235€235=
Reserves not available under the articles1311€235€235=
Tax-exempt reserves132€10k€10k=
Profit (loss) carried forward14€-535k€-498k▲
Amounts payable17/49€148k€53k▼
Amounts payable after more than one year17€25k€25k=
Financial debts170/4€25k€25k=
Amounts payable within one year42/48€123k€26k▼
Financial debts43€3k€11k▲
Credit institutions430/8€3k€6k▲
Other loans439-€5k
Trade debts44€103k€8k▼
Suppliers440/4€103k€8k▼
Taxes, remuneration and social security45€12k€8k▼
Remuneration and social security454/9€12k€8k▼
Other amounts payable47/48€5k-
Accrued charges and deferred income492/3€338€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€70k€57k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€380€1k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€87k€99k▲
Operating profit (loss)9901€12k€37k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€827€812▼
Recurring financial charges65€827€812▼
Profit (loss) for the period before taxes9903€11k€36k▲
Income taxes67/77€0€0=
Profit (loss) for the period9904€11k€36k▲
Profit (loss) for the period to be appropriated9905€11k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-535k€-498k▲
Profit (loss) brought forward from the previous period14P€-546k€-535k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €96k | €104k | €70k | €57k | ▼ 18.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €246 | €380 | €1k | ▲ 208% |
| Other operating charges640/8 | €513 | €5k | €401 | €5k | €4k | ▼ 20.2% |
| Non-recurring operating charges66A | €36k | €30k | - | - | - | - |
| Gross operating margin9900 | €22k | €16k | €122k | €87k | €99k | ▲ 13.6% |
| Operating profit (loss)9901 | €-15k | €-118k | €18k | €12k | €37k | ▲ 205% |
| Financial income75/76B | €13 | €1 | €0 | €0 | €0 | = |
| Recurring financial income75 | €13 | €1 | €0 | €0 | €0 | = |
| Financial charges65/66B | €36k | €472 | €8k | €827 | €812 | ▼ 1.8% |
| Recurring financial charges65 | €34k | €472 | €8k | €827 | €812 | ▼ 1.8% |
| Non-recurring financial charges66B | €1k | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €-51k | €-118k | €9k | €11k | €36k | ▲ 220% |
| Income taxes67/77 | - | - | - | €0 | €0 | = |
| Profit (loss) for the period9904 | €-51k | €-118k | €9k | €11k | €36k | ▲ 220% |
| Profit (loss) for the period to be appropriated9905 | €-51k | €-118k | €9k | €11k | €36k | ▲ 220% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €185k | €232k | €124k | €201k | €143k | ▼ 29.0% |
| Fixed assets21/28 | €2k | €2k | €1k | €5k | €8k | ▲ 46.3% |
| Intangible fixed assets21 | €2k | €1k | €759 | €5k | €7k | ▲ 49.3% |
| Financial fixed assets28 | €674 | €569 | €315 | €315 | €315 | = |
| Current assets29/58 | €182k | €231k | €123k | €196k | €135k | ▼ 31.0% |
| Amounts receivable after more than one year29 | - | €66k | €35k | - | - | - |
| Other amounts receivable291 | - | €66k | €35k | - | - | - |
| Amounts receivable within one year40/41 | €130k | €139k | €65k | €81k | €67k | ▼ 17.2% |
| Trade receivables40 | €22k | €109k | €62k | €55k | €39k | ▼ 29.9% |
| Other amounts receivable41 | €108k | €30k | €3k | €25k | €28k | ▲ 10.5% |
| Cash at bank and in hand54/58 | €52k | €25k | €23k | €113k | €60k | ▼ 46.4% |
| Deferred charges and accrued income490/1 | €120 | €503 | €884 | €2k | €8k | ▲ 243% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €185k | €232k | €124k | €201k | €143k | ▼ 29.0% |
| Equity10/15 | €151k | €33k | €42k | €53k | €90k | ▲ 68.3% |
| Contributions10/11 | €578k | €578k | €578k | €578k | €578k | = |
| Outside capital11 | €578k | - | - | - | - | - |
| Other1109/19 | €578k | - | - | - | - | - |
| Reserves13 | €10k | €10k | €10k | €10k | €10k | = |
| Non-distributable reserves130/1 | €235 | €235 | €235 | €235 | €235 | = |
| Reserves not available under the articles1311 | €235 | €235 | €235 | €235 | €235 | = |
| Tax-exempt reserves132 | €10k | €10k | €10k | €10k | €10k | = |
| Profit (loss) carried forward14 | €-437k | €-555k | €-546k | €-535k | €-498k | ▲ 6.8% |
| Amounts payable17/49 | €34k | €200k | €82k | €148k | €53k | ▼ 64.1% |
| Amounts payable after more than one year17 | - | €25k | €25k | €25k | €25k | = |
| Financial debts170/4 | - | €25k | €25k | €25k | €25k | = |
| Amounts payable within one year42/48 | €34k | €173k | €48k | €123k | €26k | ▼ 78.5% |
| Financial debts43 | €15k | - | €10k | €3k | €11k | ▲ 261% |
| Credit institutions430/8 | - | - | €10k | €3k | €6k | ▲ 94.4% |
| Other loans439 | €15k | - | - | - | €5k | - |
| Trade debts44 | €13k | €133k | €13k | €103k | €8k | ▼ 92.6% |
| Suppliers440/4 | €13k | €133k | €13k | €103k | €8k | ▼ 92.6% |
| Taxes, remuneration and social security45 | €6k | €14k | €25k | €12k | €8k | ▼ 34.2% |
| Taxes450/3 | €865 | €3k | €9k | - | - | - |
| Remuneration and social security454/9 | €5k | €11k | €15k | €12k | €8k | ▼ 34.2% |
| Other amounts payable47/48 | €367 | €26k | €367 | €5k | - | - |
| Accrued charges and deferred income492/3 | €76 | €2k | €9k | €338 | €2k | ▲ 426% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-51k | €-118k | €9k | €11k | €36k | ▲ 220% |
| + Depreciation and write-downs630 | €2k | €2k | €246 | €380 | €1k | ▲ 208% |
| Operating cash flow (approximation) | €-49k | €-116k | €10k | €12k | €38k | ▲ 220% |
| Investment in fixed assets (approximation) | - | €-1k | €254 | €-5k | €-4k | ▲ 20.9% |
| Change in cash | - | €-27k | €-2k | €90k | €-52k | ▼ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €36k ▲220%
Operating result €37k, net result €36k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.14
Current ratio from 1.60 to 5.14; short-term debt falls from €123k to €26k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after 5 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €170k
Equity rises from €-324k to €170k.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-255k
Net result drops to €-255k, the lowest in the series; recovery starts the following year.
Show earlier events
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2000
Ground area
1,637 m²
Building footprint
1,324 m²
Volume, LiDAR
3,053 m³
Parcel 23084A0567/00H002, Flanders · tallest building 11.5 m. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
de Villegas de Clercampstraat 193, 1853 Grimbergen
since 20002.054.497.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0567/00H002 | Flanders | 1,637 m² | 1 · 1,324 m² | 11.5 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,753. 3,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-1991
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
93299Other amusement and recreation activities
58190Other publishing activities, excluding software publishing
59203Motion picture, video and television programme production, sound recording and music publishing activities
59209Motion picture, video and television programme production, sound recording and music publishing activities
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.