BIG RETURN
ActiveBIG RETURN has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €16k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 1632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+24
Solvency79▲+3
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.31 against 1.67 in 2024; short-term debt: 37.7% and cash: 18.9% of total assets), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
9.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
12 d early
2022
26 d early
2021
5 d early
2020
31 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16k▲ 205%
2024 · €5k
2018: €2k
2019: €-13k
2020: €-17k
2021: €2k
2022: €6k
2023: €7k
2024: €5k
2018 → 2025
Working capital
€81k▲ 78.1%
2024 · €45k
2018: €51k
2019: €52k
2020: €13k
2021: €32k
2022: €46k
2023: €68k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€60k▲ 10.9%€67k▲ 10.8%€72k▲ 7.9%€88k▲ 22.3%
Operating result€10k-€8k▼ 21.3%€23k▲ 184%€14k▼ 39.7%€32k▲ 134%
Net result€2k-€6k▲ 296%€7k▲ 10.2%€5k▼ 19.0%€16k▲ 205%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 134% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€21k▼ 23.9%
Current assets
€142k▲ 26.4%
Equity and liabilities €163k
Equity
€88k▲ 22.3%
Debt
€75k▲ 10.1%
The debt ratio falls from 48.5% to 45.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €24k
Cash flow
€26k▲
2024 · €15k
Solvency
54.1%▲
2024 · 51.5%
Current ratio
2.31▲
2024 · 1.67
Quick ratio
2.31▲
2024 · 1.67
Debt / equity
0.85▼
2024 · 0.94
ROE
18.3%▲
2024 · 7.3%
ROA
9.9%▲
2024 · 3.8%
Interest coverage
3.42▲
2024 · 1.53
Debt
€75k▲
2024 · €68k
Debt ≤ 1 year
€62k▼
2024 · €67k
Income taxes
€4k
Staff costs
€46k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€163k▲
Fixed assets21/28€28k€21k▼
Intangible fixed assets21€19k€15k▼
Tangible fixed assets22/27€9k€6k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€317€317▼
Current assets29/58€113k€142k▲
Amounts receivable within one year40/41€60k€104k▲
Trade receivables40€46k€86k▲
Other amounts receivable41€14k€18k▲
Cash at bank and in hand54/58€27k€31k▲
Deferred charges and accrued income490/1€26k€8k▼
Equity and liabilities
Total equity and liabilities10/49€140k€163k▲
Equity10/15€72k€88k▲
Contributions10/11€19k€19k=
Reserves13€54k€70k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€52k€68k▲
Amounts payable17/49€68k€75k▲
Amounts payable after more than one year17€865-
Financial debts170/4€865-
Amounts payable within one year42/48€67k€62k▼
Current portion of amounts payable after more than one year42€13k€4k▼
Trade debts44€50k€45k▼
Suppliers440/4€50k€45k▼
Taxes, remuneration and social security45€5k€13k▲
Taxes450/3-€4k
Remuneration and social security454/9€5k€9k▲
Accrued charges and deferred income492/3-€13k
Income statement
Code20242025
Non-recurring operating income76A€6€2k▲
Remuneration, social security and pensions62€37k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€455€1k▲
Non-recurring operating charges66A€150€16▼
Gross operating margin9900€61k€90k▲
Operating profit (loss)9901€14k€32k▲
Financial income75/76B€7k-
Recurring financial income75€7k-
Financial charges65/66B€16k€12k▼
Recurring financial charges65€16k€12k▼
Profit (loss) for the period before taxes9903€5k€20k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€5k€16k▲
Profit (loss) for the period to be appropriated9905€5k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€16k▼
Profit (loss) brought forward from the previous period14P€24k-
Transfer to equity691/2€29k€16k▼
To other reserves6921€29k€16k▼
Social balance
Average headcount (FTE)90871.01.6▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €16k ▲205%
Operating result €32k, net result €16k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Jean Monnet 11401 NivellesGround area
5,127 m²
Building footprint
1,510 m²
Volume, LiDAR
23,163 m³
Parcel 21652E0039/00H003, Brussels · tallest building 36.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BIG RETURN
since 19992.103.148.852
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0039/00H003 | Brussels | 5,127 m² | 1 · 1,510 m² | 36.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0425.967.184
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DANIEL BOUCHERIE
BE 0425.734.384
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SEMEX
BE 0771.481.283
Sint-Lambrechts-Woluwe · Eq €88k
Revista
BE 0719.438.112
Oudenaarde · Eq €88k
I-DEFIX
BE 0539.847.956
Nivelles · Eq €89k
Of 9,863 companies in sector 73110 we hold annual accounts for 3,754. 3,027 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-1998
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.