Summary
DIAM - IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €437,043 and a net result of €195,689. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 493 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
54 d early
2022
46 d early
2021
33 d early
2020
48 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Equity
€437,043▲ 1.1%
2024 · €432,354
Net result
€195,689▲ 13.9%
2024 · €171,806
Total assets
€698,125▲ 4.3%
2024 · €669,599
Solvency
62.6%▼ 2.0pp
2024 · 64.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€161,901▲ 19.6%€171,159▲ 5.7%€216,161▲ 26.3%€226,107▲ 4.6%€261,250▲ 15.5%
Net result€118,653within the sector's middle half▲ 19.3%€125,693within the sector's middle half▲ 5.9%€161,813within the sector's middle half▲ 28.7%€171,806within the sector's middle half▲ 6.2%€195,689within the sector's middle half▲ 13.9%
Equity€492,042within the sector's middle half▼ 12.0%€430,735within the sector's middle half▼ 12.5%€431,548within the sector's middle half▲ 0.2%€432,354within the sector's middle half▲ 0.2%€437,043within the sector's middle half▲ 1.1%
Total assets€533,039within the sector's middle half▼ 7.5%€598,321within the sector's middle half▲ 12.2%€636,727within the sector's middle half▲ 6.4%€669,599within the sector's middle half▲ 5.2%€698,125below the sector's middle half▲ 4.3%
Debt€40,997▲ 140%€167,587▲ 309%€205,179▲ 22.4%€237,245▲ 15.6%€261,082▲ 10.0%
Working capital€92,445within the sector's middle half▼ 17.6%€96,753within the sector's middle half▲ 4.7%€27,363within the sector's middle half▼ 71.7%€2,245within the sector's middle half▼ 91.8%-€19,320below the sector's middle half
Solvency92.3%above the sector's middle half▼ 4.7pp72.0%above the sector's middle half▼ 20.3pp67.8%within the sector's middle half▼ 4.2pp64.6%within the sector's middle half▼ 3.2pp62.6%within the sector's middle half▼ 2.0pp
Current ratio3.67above the sector's middle half▼ 13.661.66within the sector's middle half▼ 2.011.16within the sector's middle half▼ 0.501.01within the sector's middle half▼ 0.150.91below the sector's middle half▼ 0.10
Return on assets (ROA)22.3%above the sector's middle half▲ 5.0pp21.0%above the sector's middle half▼ 1.3pp25.4%above the sector's middle half▲ 4.4pp25.7%above the sector's middle half▲ 0.2pp28.0%above the sector's middle half▲ 2.4pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €698,125
Fixed assets
€492,056 ▲ 4.8%
Current assets
€206,069 ▲ 2.9%
Equity and liabilities €698,125
Equity
€437,043 ▲ 1.1%
Debt
€261,082 ▲ 10.0%
Debt's share of the balance-sheet total rises from 35.4% to 37.4%. Equity and debt are higher.
Key figures and ratios
ROE
44.8%▲
2024 · 39.7%
Debt ≤ 1 year
€225,389▲
2024 · €197,956
Debt > 1 year
€31,300=
2024 · €31,300
Income taxes
€66,373▲
2024 · €57,385
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €40 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €51,428 | €51,202 | €54,294 | €21,279 | €24,694 | ▲ 16.0% |
| Other operating charges640/8 | €27,405 | €27,991 | €30,456 | €33,660 | €32,853 | ▼ 2.4% |
| Gross operating margin9900 | €240,774 | €250,352 | €300,912 | €281,046 | €318,796 | ▲ 13.4% |
| Operating profit (loss)9901 | €161,901 | €171,159 | €216,161 | €226,107 | €261,250 | ▲ 15.5% |
| Financial income75/76B | €0 | €200 | - | €3,219 | €963 | ▼ 70.1% |
| Recurring financial income75 | €0 | €200 | - | €3,219 | €963 | ▼ 70.1% |
| Financial charges65/66B | €368 | €343 | €150 | €135 | €150 | ▲ 11.0% |
| Recurring financial charges65 | €368 | €343 | €150 | €135 | €150 | ▲ 11.0% |
| Profit (loss) for the period before taxes9903 | €161,533 | €171,016 | €216,012 | €229,191 | €262,063 | ▲ 14.3% |
| Income taxes67/77 | €42,880 | €45,323 | €54,198 | €57,385 | €66,373 | ▲ 15.7% |
| Profit (loss) for the period9904 | €118,653 | €125,693 | €161,813 | €171,806 | €195,689 | ▲ 13.9% |
| Profit (loss) for the period to be appropriated9905 | €118,653 | €125,693 | €161,813 | €171,806 | €195,689 | ▲ 13.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €533,039 | €598,321 | €636,727 | €669,599 | €698,125 | ▲ 4.3% |
| Fixed assets21/28 | €405,986 | €354,784 | €436,801 | €469,398 | €492,056 | ▲ 4.8% |
| Tangible fixed assets22/27 | €405,986 | €354,784 | €436,801 | €469,398 | €492,056 | ▲ 4.8% |
| Land and buildings22 | €384,959 | €337,023 | €422,078 | €446,327 | €473,152 | ▲ 6.0% |
| Plant, machinery and equipment23 | €20,042 | €17,041 | €14,265 | €22,878 | €18,903 | ▼ 17.4% |
| Furniture and vehicles24 | €985 | €721 | €457 | €193 | - | - |
| Current assets29/58 | €127,053 | €243,537 | €199,926 | €200,201 | €206,069 | ▲ 2.9% |
| Amounts receivable within one year40/41 | €5,337 | €1,367 | €6,938 | €29,064 | - | - |
| Trade receivables40 | €653 | €1,367 | €5,629 | €10,057 | - | - |
| Other amounts receivable41 | €4,684 | - | €1,309 | €19,007 | - | - |
| Cash at bank and in hand54/58 | €121,716 | €238,953 | €186,124 | €162,437 | €200,701 | ▲ 23.6% |
| Deferred charges and accrued income490/1 | - | €3,217 | €6,865 | €8,700 | €5,368 | ▼ 38.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €533,039 | €598,321 | €636,727 | €669,599 | €698,125 | ▲ 4.3% |
| Equity10/15 | €492,042 | €430,735 | €431,548 | €432,354 | €437,043 | ▲ 1.1% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €430,042 | €368,735 | €369,548 | €370,354 | €375,043 | ▲ 1.3% |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | €423,842 | €362,535 | €363,348 | €364,154 | €368,843 | ▲ 1.3% |
| Amounts payable17/49 | €40,997 | €167,587 | €205,179 | €237,245 | €261,082 | ▲ 10.0% |
| Amounts payable after more than one year17 | €1,350 | €15,615 | €24,150 | €31,300 | €31,300 | = |
| Other amounts payable178/9 | €1,350 | €15,615 | €24,150 | €31,300 | €31,300 | = |
| Amounts payable within one year42/48 | €34,607 | €146,784 | €172,563 | €197,956 | €225,389 | ▲ 13.9% |
| Trade debts44 | €3,680 | €319 | €498 | €1,208 | €4,130 | ▲ 242% |
| Suppliers440/4 | €3,680 | €319 | €498 | €1,208 | €4,130 | ▲ 242% |
| Taxes, remuneration and social security45 | €29,073 | €21,195 | €8,024 | €22,801 | €21,954 | ▼ 3.7% |
| Taxes450/3 | €29,073 | €21,195 | €24 | €501 | €7,654 | ▲ 1,427% |
| Remuneration and social security454/9 | - | - | €8,000 | €22,300 | €14,300 | ▼ 35.9% |
| Other amounts payable47/48 | €1,855 | €125,269 | €164,041 | €173,946 | €199,305 | ▲ 14.6% |
| Accrued charges and deferred income492/3 | €5,040 | €5,188 | €8,465 | €7,990 | €4,392 | ▼ 45.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €118,653 | €125,693 | €161,813 | €171,806 | €195,689 | ▲ 13.9% |
| + Depreciation and write-downs630 | €51,428 | €51,202 | €54,294 | €21,279 | €24,694 | ▲ 16.0% |
| Operating cash flow (approximation) | €170,081 | €176,895 | €216,108 | €193,084 | €220,383 | ▲ 14.1% |
| Investment in fixed assets (approximation) | - | €0 | -€136,310 | -€53,877 | -€47,351 | ▲ 12.1% |
| Change in cash | - | €117,237 | -€52,829 | -€23,687 | €38,264 | ▲ 262% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €195,689 ▲13.9%
Operating result €261,250, net result €195,689, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 48 days late
2020
31-12
Financial
Weakest financial yearnet €99,431 ▼15.7%
Net result drops to €99,431, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1990
Ground area
660 m²
Building footprint
257 m²
Volume, LiDAR
2,788 m³
Parcel 11808H1171/00A006, Flanders · tallest building 25.9 m, ±5 floors. Linked by address, not a title deed.
27
companies at this address
See who is registered here
1 establishment unit
DIAM-IMMO NV
since 19902.050.163.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1171/00A006 | Flanders | 660 m² | 1 · 256 m² | 25.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- SORS VENTURES
- DIAM - IMMO
Highest known parent: SORS VENTURES. The sources do not say who stands above it.
Owners 1
- SORS VENTURESparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,506 companies in sector 66199 we hold annual accounts for 922. 615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded17-10-1990
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
64991Financial service activities, except insurance and pension funding
66110Activities auxiliary to financial services and insurance activities
66129Activities auxiliary to financial services and insurance activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442364144
Also
9925:BE0442364144
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.