Financials
- Fiscal year
- 2025
- Total assets
- €631,211
- Loss
- -€1,217
- Solvency
- 42.9%
Total assets▼ 7.1%
Net result
20182025
Summary
ZKM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €271,060 and a net result of -€1,217. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 2515 sector peers (fiscal year 2025). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199Financial service activities, except insurance and pension funding NACE 64190NACE 65120
#1 oldest company in Laakdal, Finance and insurance sector1 site
How big
€631,211total assets 2025
- Staff
- 2.5 FTE
- Equity
- €271,060
- Loss
- -€1,217
Turnover not published (abridged schema)
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
- Parent
- MARC BREUGELMANS · 99.6%
- Board
- 1 member
Accounts filed 31 d late1 of 4 deeds read
SignalsFiled after the deadlineShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
25 d late
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Appointment: Ann Geerts (bijkomend bestuurder)State Gazette act
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
- Parent
- MARC BREUGELMANS · 99.6%
Go to Board & ownership
Timeline
- Events
- 18
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-09-2026Appointment: Ann Geerts (bijkomend bestuurder)
- 31-08-2026Annual accounts filed
- 28-08-2025Annual accounts filed
Support & recognitions
- Funding sources
- 1
- Flemish government
- €882awarded · 2022 - 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other activities auxiliary to financial services, excluding insurance…NACE 66199
- Founded
- 17-04-1984
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies What changed in the latest annual accounts?What changed
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