Deldico Group
ActiveSummary
Deldico Group has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €851. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-25
Solvency30=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.04 against 1.04 in 2024; short-term debt: 94.3% and cash: 0.5% of total assets), and 94.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.4%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 16%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €13k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 6.9%
2024 · €12k
2018: €106k
2019: €116k
2020: €89k
2021: €11k
2022: €25k
2023: €4k
2024: €12k
2018 → 2025
Total assets
€245k▲ 1.0%
2024 · €243k
2018: €690k
2019: €650k
2020: €624k
2021: €14k
2022: €91k
2023: €185k
2024: €243k
2018 → 2025
Net result
€851▼ 89.5%
2024 · €8k
2018: €6k
2019: €9k
2020: €-26k
2021: €17k
2022: €14k
2023: €-21k
2024: €8k
2018 → 2025
Working capital
€9k▲ 9.5%
2024 · €8k
2018: €-25k
2019: €-31k
2020: €-59k
2021: €9k
2022: €20k
2023: €2k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€25k▲ 130%€4k▼ 83.1%€12k▲ 193%€13k▲ 6.9%
Operating result€31k-€17k▼ 46.3%€-19k€11k€5k▼ 59.2%
Net result€17k-€14k▼ 18.8%€-21k€8k€851▼ 89.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€5k ▼ 29.5%
Current assets
€241k ▲ 1.9%
Equity and liabilities €245k
Equity
€13k ▲ 6.9%
Debt
€232k ▲ 0.7%
Debt's share of the balance-sheet total falls from 94.9% to 94.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €15k
Cash flow
€5k▼
2024 · €12k
Current ratio
1.04▲
2024 · 1.04
Debt to equity
17.59▼
2024 · 18.66
ROE
6.4%▼
2024 · 65.8%
ROA
0.3%▼
2024 · 3.3%
Interest coverage
1.88▼
2024 · 4.41
Debt ≤ 1 year
€231k▲
2024 · €228k
Debt > 1 year
€190▼
2024 · €2k
Income taxes
€349
Staff costs
€47k▼
2024 · €158k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€243k€245k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€3k▼
Plant, machinery and equipment23€2k€651▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28-€2k
Current assets29/58€236k€241k▲
Amounts receivable within one year40/41€236k€239k▲
Trade receivables40€231k€230k▼
Other amounts receivable41€4k€10k▲
Cash at bank and in hand54/58€408€1k▲
Equity and liabilities
Total equity and liabilities10/49€243k€245k▲
Equity10/15€12k€13k▲
Contributions10/11€6k€6k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€0€851▲
Amounts payable17/49€230k€232k▲
Amounts payable after more than one year17€2k€190▼
Financial debts170/4€2k€0▼
Other amounts payable178/9-€190
Amounts payable within one year42/48€228k€231k▲
Current portion of amounts payable after more than one year42€4k€2k▼
Financial debts43€5k€15k▲
Credit institutions430/8€5k€15k▲
Trade debts44€144k€107k▼
Suppliers440/4€144k€107k▼
Taxes, remuneration and social security45€51k€8k▼
Taxes450/3€18k€1k▼
Remuneration and social security454/9€33k€7k▼
Other amounts payable47/48€24k€98k▲
Accrued charges and deferred income492/3€564€554▼
Income statement
Code20242025
Remuneration, social security and pensions62€158k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€725€668▼
Non-recurring operating charges66A€398€0▼
Gross operating margin9900€174k€56k▼
Operating profit (loss)9901€11k€5k▼
Financial income75/76B€253€982▲
Recurring financial income75€253€982▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€8k€1k▼
Income taxes67/77-€349
Profit (loss) for the period9904€8k€851▼
Profit (loss) for the period to be appropriated9905€8k€851▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€851▲
Profit (loss) brought forward from the previous period14P€-21k€0▲
Transfer from equity791/2€13k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity times 37current ratio 4.22
Current ratio from 0.11 to 4.22; short-term debt falls from €67k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-26k ▼381%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Morpheusstraat 152600 AntwerpenGround area
2,502 m²
Building footprint
383 m²
Volume, LiDAR
5,139 m³
2 parcels, Flanders · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Deldico Group
since 20152.241.059.987
Nieuwewandeling 62, 9000 Gent
since 20222.331.976.406
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44806F0399/00H000 | Flanders | 2,277 m² | 1 · 281 m² | 17.8 m · 5 fl. |
| 11302A0053/00K008 | Flanders | 226 m² | 1 · 101 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 2,301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.