DDR Construction Générale
ActiveThe computed 12-month bankruptcy probability of DDR Construction Générale is 2.1% (moderate). The 2025 annual accounts show equity of €127k and a net result of €5k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 27% of 7452 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-9
Solvency46▼-27
Growth52=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.77 in 2024; short-term debt: 71.2% and cash: 4.8% of total assets), and 79.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.7%
Return on assets
0.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 d early
2024
2 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▲ 3.9%
2024 · €122k
2023: €102k
2024: €122k
2023 → 2025
Total assets
€614k▲ 139%
2024 · €257k
2023: €382k
2024: €257k
2023 → 2025
Net result
€5k▼ 76.4%
2024 · €20k
2023: €101k
2024: €20k
2023 → 2025
Working capital
€71k▼ 31.5%
2024 · €104k
2023: €82k
2024: €104k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€102k-€122k▲ 20.0%€127k▲ 3.9%
Operating result€128k-€26k▼ 79.8%€13k▼ 49.1%
Net result€101k-€20k▼ 79.9%€5k▼ 76.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €614k
Fixed assets
€106k▲ 463%
Current assets
€508k▲ 113%
Equity and liabilities €614k
Equity
€127k▲ 3.9%
Debt
€486k▲ 261%
The debt ratio rises from 52.4% to 79.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €34k
Cash flow
€32k▲
2024 · €29k
Solvency
20.7%▼
2024 · 47.6%
Current ratio
1.16▼
2024 · 1.77
Quick ratio
1.16▼
2024 · 1.77
Debt / equity
3.82▲
2024 · 1.10
ROE
3.8%▼
2024 · 16.7%
ROA
0.8%▼
2024 · 7.9%
Interest coverage
6.59▼
2024 · 149.37
Debt
€486k▲
2024 · €135k
Debt ≤ 1 year
€437k▲
2024 · €135k
Debt > 1 year
€50k
Income taxes
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€257k€614k▲
Fixed assets21/28€19k€106k▲
Tangible fixed assets22/27€11k€86k▲
Furniture and vehicles24€11k€15k▲
Leasing and similar rights25-€71k
Financial fixed assets28€8k€20k▲
Current assets29/58€238k€508k▲
Amounts receivable within one year40/41€207k€478k▲
Trade receivables40€189k€472k▲
Other amounts receivable41€18k€7k▼
Cash at bank and in hand54/58€31k€29k▼
Equity and liabilities
Total equity and liabilities10/49€257k€614k▲
Equity10/15€122k€127k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€122k€127k▲
Amounts payable17/49€135k€486k▲
Amounts payable after more than one year17-€50k
Financial debts170/4-€50k
Amounts payable within one year42/48€135k€437k▲
Current portion of amounts payable after more than one year42-€12k
Trade debts44€84k€397k▲
Suppliers440/4€84k€397k▲
Taxes, remuneration and social security45€50k€27k▼
Taxes450/3€28k€3k▼
Remuneration and social security454/9€22k€24k▲
Income statement
Code20242025
Remuneration, social security and pensions62€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€27k▲
Other operating charges640/8€4k€14k▲
Gross operating margin9900€43k€55k▲
Operating profit (loss)9901€26k€13k▼
Financial income75/76B€1k€394▼
Recurring financial income75€1k€394▼
Financial charges65/66B€230€6k▲
Recurring financial charges65€230€6k▲
Profit (loss) for the period before taxes9903€27k€7k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€20k€5k▼
Profit (loss) for the period to be appropriated9905€20k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€127k▲
Profit (loss) brought forward from the previous period14P€101k€122k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €5k ▼76.4%
Net result drops to €5k, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 3592830 WillebroekGround area
1,220 m²
Building footprint
138 m²
Volume, LiDAR
792 m³
Parcel 12004B0494/00L000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DDR Construction Générale
since 20222.331.984.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12004B0494/00L000 | Flanders | 1,220 m² | 1 · 138 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PESSERS GAUTHIER
BE 0828.446.415
Lievegem · Eq €127k
URBAVENIR
BE 0450.603.602
Dinant · Eq €127k
BUILD ECO
BE 0654.880.553
Elsene · Eq €127k
PERSE
BE 0736.963.438
Kruisem · Eq €127k
BUILD RENOV CONCEPT
BE 0515.957.351
Wemmel · Eq €127k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,887 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2022
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43120Site preparation
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.