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BUILD ECO

Active
Private limited companyfounded 201610 years activeLouizalaan 251, 1050 Elsene, BelgiumKBO/BCE: BE 0654.880.553
Summary

The computed 12-month bankruptcy probability of BUILD ECO is 2.4% (moderate). The 2025 annual accounts show equity of €134,221 and a net result of €7,008. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 34,088 sector peers (NACE 43, fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other specialised construction activities
NACE 43990General construction of residential buildings NACE 41001
1 site
Size
€372,361total assets 2025
Equity
€134,221
Profit
€7,008
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Structure
Accounts filed 54 days late1 of 8 deeds read
Why 52- Latest accounts 54 days late; 2 of the last 3 late- 1 change of registered office in 24 months- Sector Specialised construction activities (NACE 43)- Size: total assets €372,361Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 37% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 61+28
equity 36.0% of total assets
Liquidity 36+31
short-term debt 47.8% · cash 7.4%
Profitability 71+1
return on assets 1.9%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,518 companies)
Last 24 months 11-2024: 4.9% 12-2024: 5.5%▲ +0.6 percentage points vs 11-2024 01-2025: 13.3%▲ +7.8 percentage points vs 12-2024highest value 02-2025: 13.3%● unchanged vs 01-2025 03-2025: 13.3%● unchanged vs 02-2025 04-2025: 4.2%▼ -9.1 percentage points vs 03-2025 05-2025: 4.5%▲ +0.3 percentage points vs 04-2025 06-2025: 4.3%▼ -0.2 percentage points vs 05-2025 07-2025: 4.3%● unchanged vs 06-2025 08-2025: 1.7%▼ -2.6 percentage points vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.6%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 1.7%▲ +0.1 percentage points vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.2 percentage points vs 03-2026 05-2026: 2.5%▲ +0.6 percentage points vs 04-2026 06-2026: 2.6%▲ +0.1 percentage points vs 05-2026 07-2026: 2.8%▲ +0.2 percentage points vs 06-2026 08-2026: 3.5%▲ +0.7 percentage points vs 07-2026 09-2026: 4.4%▲ +0.9 percentage points vs 08-2026 10-2026: 2.4%▼ -2.0 percentage points vs 09-2026
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.02 in 2024; short-term debt: 47.8% and cash: 7.4% of total assets), and 64% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 38% on solvency, 24% on liquidity, 40% on profitability and 47% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Latest accounts 54 days late; 2 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Sector Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €372,361
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
54 days late
2024
13 days early
2023
229 days late
2022
119 days late
2021
68 days late
2020
318 days late
2019
205 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 140 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 October (4 of the last 5 filed years within 81 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: MANDICI VASILE (director)Director discharge · Share transfer
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €7,008 8 years View
  • Among the largest 19% on gross marginsector median €39,012 · 34,048 companies €128,002 View
  • A director leftlatest change 22-10-2025 · 0 in office 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€372,361
Profit
€7,008
Solvency
36.0%
Total assets▼ 76.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 17-03-2025Annual accounts filed
  2. 31-12-2023Equity above €100,000
  3. 27-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
20-05-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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