Equity
€127,172 ▲ 3.9%
DDR Construction Générale has made a profit in every financial year since 2023.
DDR Construction Générale
Lifetime
3 annual accounts with figures on one time axispeak €135,928 (2023)
€54,754▲ 27.8%
peak €101,429 (2023)
€4,823▼ 76.4%
peak €127,172 (2025)
€127,172▲ 3.9%
€486,370▲ 261%
Board1 name since 2022
1 directorCosta Da Rocha David
Documentsfilings and deeds
15-01-202616 days before the deadline
2025micro format
Gross margin from €42,828 to €54,754Result from €20,421 to €4,823Registered office moved from Aartselaar to Willebroek 08-08Debts from €134,685 to €486,370Investments €114,333
Key points
from the 2025 annual accountsTurnover
≈ €280,000 estimated
The micro format states no turnover.
Debts
€486,370 79% of the balance sheet
Financial debts 10%Suppliers 82%Taxes and wages 6%Other 2%
Of this, €436,756 falls due within a year.
Investments
€101,844 3.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.16 was 1.77 in 2024
Short-term debts rose from €134,685 to €436,756.
Position in the sector
€613,542
Larger balance sheet than 90% of companies in construction of buildings. Sector median €126,899 · 9,452 companies.
Checked score
49
Fair
Financially stronger than 32% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,459 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.1%
01-2025: 6.3%▲ +0.2 percentage points vs 12-2024
02-2025: 6.8%▲ +0.5 percentage points vs 01-2025
03-2025: 2.9%▼ -3.9 percentage points vs 02-2025
04-2025: 2.9%● unchanged vs 03-2025
05-2025: 2.9%● unchanged vs 04-2025
06-2025: 2.9%● unchanged vs 05-2025
07-2025: 2.9%● unchanged vs 06-2025
08-2025: 2.9%● unchanged vs 07-2025
09-2025: 7.3%▲ +4.4 percentage points vs 08-2025
10-2025: 8.3%▲ +1.0 percentage point vs 09-2025
11-2025: 8.6%▲ +0.3 percentage points vs 10-2025highest value
12-2025: 8.5%▼ -0.1 percentage points vs 11-2025
01-2026: 4.5%▼ -4.0 percentage points vs 12-2025
02-2026: 1.9%▼ -2.6 percentage points vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 1.8%▼ -0.1 percentage points vs 05-2026
07-2026: 1.8%● unchanged vs 06-2026lowest value
08-2026: 1.8%● unchanged vs 07-2026
09-2026: 1.9%▲ +0.1 percentage points vs 08-2026
10-2026: 3.4%▲ +1.5 percentage points vs 09-2026
11-2026: 3.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2022
1 change of registered office in 24 months
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Size: total assets €613,542
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 28% of them on solvency, 15% on liquidity, 41% on profitability and 44% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 896 companies had the same profile as DDR Construction Générale has now. Each dot stands for 3 companies, two years later.
98.1%
were still trading
0.7%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DDR Construction Générale itself is higher: 3.4% within 12 months. It rests on far more data about DDR Construction Générale than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 896 companies, not a prediction for DDR Construction Générale. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (1.77 in 2024), below the usual 1.5. Short-term debt is 71.2% and cash 4.8% of total assets. 79.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 days early
2024
2 days early
2023
5 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 8 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 January (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0786970304
Registered office moved from Aartselaar to Willebroek
New registered office: Mechelsesteenweg 359 b0001 te 2830 Willebroek · Previous registered office: Schelselei 15A, 2630 Aartselaar · General meeting of 29-07-2025 · Gazette deed
Registered office moved from Mechelen to Aartselaar
New registered office: Schelselei 15 A te 2630 Aartselaar · Previous registered office: Schaliënhoevedreef, 20t 2800 Mechelen · Gazette deed
Incorporation
Founding capital of €500, 100 shares · Founder: Costa Da Rocha David (comparant) · Appointment: Costa Da Rocha David (director) · published on 13-06-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DDR Construction Générale Willebroek | €613,542 | €54,754 | 20.7% | - |
| Centraal Antwerp | €623,040 | €63,321 | 9.8% | - |
| VW Home - Invest Balen | €620,296 | €56,720 | 67.2% | - |
| DALS CONSTRUCT La Louvière | €631,817 | €60,508 | 49.0% | - |
| Huyswerk Keirse Lievegem | €670,032 | €57,592 | 8.6% | - |
| LOVINTIS La Louvière | €620,035 | €44,814 | 21.5% | - |
| ERISMA Watermael-Boitsfort | €632,127 | €63,977 | 43.5% | - |
These companies have the same main activity as DDR Construction Générale: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €620,000 and €670,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 09-06-2022Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.331.984.6212830 Willebroek, since 09-06-2022
- Financial year end
- 30 June
- Peppol
- Reachable since 19-11-2025
Annual accounts to 30-06-2025
- €613,542▲ 139%
- Filing
- Filed on 15-01-2026, 16 days before the end of the filing period
Insights on DDR Construction Générale
DDR Construction Générale files the micro format. That format states no turnover. The gross margin fell from €135,928 in 2023 to €54,754 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DDR Construction Générale
- What is the company number of DDR Construction Générale?
- The company number of DDR Construction Générale is 0786.970.304. The VAT number is the same number with BE in front: BE 0786.970.304.
- Where is DDR Construction Générale based?
- The registered office is at Mechelsesteenweg 359, 2830 Willebroek.Company details
- What does DDR Construction Générale do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of DDR Construction Générale?
- DDR Construction Générale is a private limited company (BV).
- When was DDR Construction Générale founded?
- DDR Construction Générale was founded on 09-06-2022.
- Is DDR Construction Générale still active?
- Yes, DDR Construction Générale is an active enterprise in the KBO register.
- What is the turnover of DDR Construction Générale?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €54,754 and 108 comparable companies (NACE 41001). It probably lies between €200,000 and €470,000.Financials
- Is DDR Construction Générale profitable?
- In financial year 2025, DDR Construction Générale made a profit of €4,823.
- Where can I find the annual accounts of DDR Construction Générale?
- DDR Construction Générale filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DDR Construction Générale due?
- DDR Construction Générale must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.