Huyswerk Keirse
ActiveSummary
The computed 12-month bankruptcy probability of Huyswerk Keirse is 1.9% (moderate). The 2025 annual accounts show equity of €58k and a net result of €10k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 7453 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+13
Solvency34=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.79 against 1.77 in 2024; short-term debt: 50.9% and cash: 12.4% of total assets), but 91.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.6%
Return on assets
1.6%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
11 d late
2024
37 d early
2023
12 d early
2022
61 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 22.1%
2024 · €47k
2022: €16k
2023: €51k
2024: €47k
2022 → 2025
Total assets
€670k▲ 23.5%
2024 · €542k
2022: €469k
2023: €438k
2024: €542k
2022 → 2025
Net result
€10k
2024 · €-4k
2022: €26k
2023: €35k
2024: €-4k
2022 → 2025
Working capital
€271k▲ 15.7%
2024 · €234k
2022: €123k
2023: €158k
2024: €234k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€16k-€51k▲ 217%€47k▼ 6.9%€58k▲ 22.1%
Operating result€32k-€58k▲ 81.7%€31k▼ 46.9%€37k▲ 20.1%
Net result€26k-€35k▲ 36.3%€-4k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €670k
Fixed assets
€58k ▲ 1,796%
Current assets
€612k ▲ 13.5%
Equity and liabilities €670k
Equity
€58k ▲ 22.1%
Debt
€612k ▲ 23.6%
Debt's share of the balance-sheet total rises from 91.3% to 91.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €33k
Cash flow
€23k▲
2024 · €-914
Current ratio
1.79▲
2024 · 1.77
Quick ratio
0.30▲
2024 · 0.09
Debt to equity
10.59▲
2024 · 10.45
ROE
18.1%▲
2024 · -7.5%
ROA
1.6%▲
2024 · -0.7%
Interest coverage
2.17▲
2024 · 0.97
Debt ≤ 1 year
€341k▲
2024 · €305k
Debt > 1 year
€261k▲
2024 · €180k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€542k€670k▲
Fixed assets21/28€3k€58k▲
Tangible fixed assets22/27€3k€58k▲
Plant, machinery and equipment23€1k€5k▲
Furniture and vehicles24€2k€53k▲
Current assets29/58€539k€612k▲
Stocks and contracts in progress3€513k€510k▼
Stocks30/36€513k€510k▼
Amounts receivable within one year40/41€21k€14k▼
Trade receivables40€21k€3k▼
Other amounts receivable41€47€11k▲
Cash at bank and in hand54/58€3k€83k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€542k€670k▲
Equity10/15€47k€58k▲
Contributions10/11€1k€1k=
Reserves13€46k€57k▲
Non-distributable reserves130/1-€10k
Other1319-€10k
Distributable reserves133€46k€46k=
Amounts payable17/49€495k€612k▲
Amounts payable after more than one year17€180k€261k▲
Financial debts170/4€180k€261k▲
Amounts payable within one year42/48€305k€341k▲
Current portion of amounts payable after more than one year42-€11k
Financial debts43€175k€215k▲
Credit institutions430/8€175k€215k▲
Trade debts44€29k€42k▲
Suppliers440/4€29k€42k▲
Taxes, remuneration and social security45€24k€8k▼
Taxes450/3€24k€8k▼
Other amounts payable47/48€77k€66k▼
Accrued charges and deferred income492/3€10k€10k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€12k▲
Other operating charges640/8€2k€8k▲
Non-recurring operating charges66A€247€127▼
Gross operating margin9900€35k€58k▲
Operating profit (loss)9901€31k€37k▲
Financial income75/76B€201€96▼
Recurring financial income75€201€96▼
Financial charges65/66B€34k€23k▼
Recurring financial charges65€34k€23k▼
Profit (loss) for the period before taxes9903€-4k€14k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€-4k€10k▲
Profit (loss) for the period to be appropriated9905€-4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€10k▲
Profit (loss) brought forward from the previous period14P€898-
Transfer from equity791/2€3k-
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-4k ▼110%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2022net €35k ▲36.3%
Operating result €58k, net result €35k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maarten Steyaertplein 119930 LievegemGround area
805 m²
Building footprint
156 m²
Volume, LiDAR
922 m³
Parcel 44080D0286/00F000, Flanders · tallest building 12.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Huyswerk Keirse
since 20212.322.566.812
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44080D0286/00F000 | Flanders | 805 m² | 1 · 156 m² | 12.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,174 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2021
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.huyswerk-keirse.be
E-mail:info@huyswerk-keirse.be