Centraal

Active

Private limited companyfounded 20224 yrs activeKetsstraat 46, 2140 Antwerpen, BelgiumKBO/BCE: BE 0783.284.403

The computed 12-month bankruptcy probability of Centraal is 2.0% (moderate). The 2025 annual accounts show equity of €61k and a net result of €8k. Equity is growing by ~69% per year across the filed fiscal years. Its solvency ranks better than 18% of 7415 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

48 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability41▼-18

Solvency35▲+3

Growth78=

Track record94

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days acceptable

Liquidity ample (current ratio 8.47 against 4.92 in 2024; short-term debt: 11.8% and cash: 3.1% of total assets), but 90.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

9.8%

Return on assets

1.2%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7415 sector peers (2025).

NBB · sector comparison

Position among 7415 sector peers

Solvency

better than 18%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

31 d late

2024

29 d late

2023

23 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€61k▲ 14.4%

2024 · €53k

2023: €-13k 2024: €53k

2023 → 2025

Total assets

€623k▼ 20.4%

2024 · €783k

2023: €597k 2024: €783k

2023 → 2025

Net result

€8k▼ 88.4%

2024 · €66k

2023: €-16k 2024: €66k

2023 → 2025

Working capital

€549k▼ 11.9%

2024 · €624k

2023: €15k 2024: €624k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€-13k-€53k€61k▲ 14.4%

Operating result€7k-€118k▲ 1,494%€48k▼ 59.2%

Net result€-16k-€66k€8k▼ 88.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 59% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €623k

10%

90.2%

Equity €61k▲ 14.4%

Debt €562k▼ 23.0%

The debt ratio falls from 93.2% to 90.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

Solvency

9.8%▲

2024 · 6.8%

Current ratio

8.47▲

2024 · 4.92

Quick ratio

0.69▼

2024 · 1.51

Debt / equity

9.22▼

2024 · 13.69

ROE

12.6%▼

2024 · 123.7%

ROA

1.2%▼

2024 · 8.4%

Debt

€562k▼

2024 · €730k

Debt ≤ 1 year

€74k▼

2024 · €159k

Debt > 1 year

€473k▼

2024 · €565k

Income taxes

€4k▼

2024 · €24k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€783k€623k▼

Current assets29/58€783k€623k▼

Stocks and contracts in progress3€543k€573k▲

Stocks30/36€543k€573k▲

Amounts receivable within one year40/41€153k€28k▼

Trade receivables40€128k€26k▼

Other amounts receivable41€25k€2k▼

Cash at bank and in hand54/58€87k€19k▼

Deferred charges and accrued income490/1€396€4k▲

Equity and liabilities

Total equity and liabilities10/49€783k€623k▼

Equity10/15€53k€61k▲

Contributions10/11€3k€3k=

Reserves13€50k€58k▲

Distributable reserves133€50k€58k▲

Amounts payable17/49€730k€562k▼

Amounts payable after more than one year17€565k€473k▼

Financial debts170/4€565k€473k▼

Amounts payable within one year42/48€159k€74k▼

Trade debts44€126k€52k▼

Suppliers440/4€126k€52k▼

Advances received on contracts in progress46-€228

Taxes, remuneration and social security45€24k€17k▼

Taxes450/3€24k€17k▼

Other amounts payable47/48€9k€4k▼

Accrued charges and deferred income492/3€6k€16k▲

Income statement Code20242025

Other operating charges640/8€2k€15k▲

Gross operating margin9900€120k€63k▼

Operating profit (loss)9901€118k€48k▼

Financial income75/76B€268€10▼

Recurring financial income75€268€10▼

Financial charges65/66B€28k€37k▲

Recurring financial charges65€28k€37k▲

Profit (loss) for the period before taxes9903€90k€11k▼

Income taxes67/77€24k€4k▼

Profit (loss) for the period9904€66k€8k▼

Profit (loss) for the period to be appropriated9905€66k€8k▼

Appropriation of the result

Profit (loss) to be appropriated9906€50k€8k▼

Profit (loss) brought forward from the previous period14P€-16k-

Transfer to equity691/2€50k€8k▼

To other reserves6921€50k€8k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Back to profitnet €66k

Net result €66k after one loss-making year.

31-12

Financial Liquidity times 5current ratio 4.92

Current ratio from 1.03 to 4.92; short-term debt falls from €582k to €159k.

23-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 23 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ketsstraat 462140 Antwerpen

Ground area

83 m²

Building footprint

66 m²

Volume, LiDAR

716 m³

Parcel 11006A0372/00B005, Flanders · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

Centraal

Ketsstraat 46, 2140 AntwerpenManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials

since 20222.329.526.759

1 parcel

Flanders 1 (100%)