Equity
€51,486 ▲ 45.5%
DCV CONSTRUCT has made a profit in every financial year since 2023.
DCV CONSTRUCT
Overview
Lifetime
3 annual accounts with figures on one time axispeak €37,121 (2024)
€36,714▼ 1.1%
peak €27,376 (2024)
€16,109▼ 41.2%
peak €51,486 (2025)
€51,486▲ 45.5%
€386,677▲ 664%
Board3 names since 2023
1 directorSchipore Vasile
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Result from €27,376 to €16,109Resignations & appointments 05-05Equity from €35,377 to €51,486Debts from €50,615 to €386,677Cash from €18,960 to €100,502
Key points
from the 2025 annual accountsTurnover
≈ €250,000 estimated
The micro format states no turnover.
Debts
€386,677 88% of the balance sheet
Suppliers 95%Taxes and wages 3%Other 2%
Filings
3 annual accounts 3 late
The 2024 accounts came latest: 61 days after the end of the period.
Starting capital
€4,000 100 shares
Position in the sector
11.8%
Lower solvency than 80% of companies in construction of buildings. Sector median 42.9% · 9,456 companies.
Checked score
53
Fair
Financially stronger than 40% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 8.7%
01-2025: 8.7%● unchanged vs 12-2024
02-2025: 8.9%▲ +0.2 percentage points vs 01-2025
03-2025: 8.9%● unchanged vs 02-2025
04-2025: 8.8%▼ -0.1 percentage points vs 03-2025
05-2025: 8.8%● unchanged vs 04-2025
06-2025: 8.7%▼ -0.1 percentage points vs 05-2025
07-2025: 8.6%▼ -0.1 percentage points vs 06-2025
08-2025: 9.2%▲ +0.6 percentage points vs 07-2025
09-2025: 9.4%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 3.8%▼ -5.6 percentage points vs 09-2025
11-2025: 3.8%● unchanged vs 10-2025
12-2025: 3.8%● unchanged vs 11-2025
01-2026: 3.7%▼ -0.1 percentage points vs 12-2025
02-2026: 3.7%● unchanged vs 01-2026
03-2026: 3.7%● unchanged vs 02-2026
04-2026: 3.7%● unchanged vs 03-2026
05-2026: 3.8%▲ +0.1 percentage points vs 04-2026
06-2026: 3.8%● unchanged vs 05-2026
07-2026: 3.8%● unchanged vs 06-2026
08-2026: 4.9%▲ +1.1 percentage points vs 07-2026
09-2026: 2.3%▼ -2.6 percentage points vs 08-2026
10-2026: 2.1%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: 2.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Last filed accounts filed 18 days late; 2 of the last 3 accounts late
Founded in 2023
lowers risk
Liquidity: current ratio 1.06, cash €100,502
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 20% of them on solvency, 25% on liquidity, 37% on profitability and 78% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,542 companies had the same profile as DCV CONSTRUCT has now. Each dot stands for 7 companies, two years later.
95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DCV CONSTRUCT itself: 2.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for DCV CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (0.99 in 2024), below the usual 1.5. Short-term debt is 88.2% and cash 22.9% of total assets. 88.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9456 sector peers (2025).
NBB · sector comparisonPosition among 9456 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
18 days late
2024
61 days late
2023
50 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 43 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 September (3 of the last 3 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
SV
Schipore Vasile
Director, since 28-02-2023
- MOIMASCU Gheorghe Cristinel 50 sharesdeed of 02-03-2023
- SCHIPOR Vasile 50 sharesdeed of 02-03-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0798960492
Resignations & appointments
Resignation: MOIMASCU Gheorghe Cristinel (director) · Director discharge: MOIMASCU Gheorghe Cristinel · Gazette deed
Incorporation
Founding capital of €4,000, 100 shares · Founders: MOIMASCU Gheorghe Cristinel and SCHIPOR Vasile · Appointments: MOIMASCU Gheorghe Cristinel (director) and SCHIPOR Vasile (director) · published on 02-03-2023 · Gazette deed
First establishment
Guillaume Stassartlaan 85, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DCV CONSTRUCT Anderlecht | €438,163 | €36,714 | 11.8% | - |
| SOTTECO Florennes | €426,715 | €29,516 | -6.9% | - |
| Algemene Bouwwerken Visser Tongeren-Borgloon | €425,979 | €46,349 | 23.3% | - |
| OVM RENOVATION Ixelles | €344,398 | €30,681 | 0.0% | - |
| AILY'S SERVICES Schaerbeek | €301,351 | €33,236 | 6.3% | - |
| SILVER LINE CONSULTING Schaerbeek | €404,150 | €43,656 | 19.9% | - |
| Grava Group Antwerp | €408,610 | €41,719 | 14.7% | - |
These companies have the same main activity as DCV CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €301,000 and €427,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 28-02-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.342.121.7151070 Anderlecht, since 28-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-05-2025
Annual accounts 2025
- €36,714▼ 1.1%
- €16,109▼ 41.2%
- €51,486▲ 45.5%
- €438,163▲ 410%
- Filing
- Filed on 18-08-2026
Insights on DCV CONSTRUCT
DCV CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €5,394 in 2023 to €36,714 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 18-08-2026, 18 days late€36,714
▼ 1.1%
€27,229
▼ 19.2%
€16,109
▼ 41.2%
€24,997
▲ €25,594
11.8%
▼ 29.4 percentage points
1.06
▲ 0.08
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €250,000. Estimated: probably between €140,000 and €460,000.
Balance sheet
balance sheet total €438,163 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
11.8%
Higher than 20% of 9,456 companies in 2025.
1.06
Higher than 25% of 9,204 companies in 2025.
3.7%
Higher than 40% of 9,276 companies in 2025.
DCV CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
438,163 | 85,992 | 81,168 | |
21/28 |
26,489 | 35,974 | - | |
22/27 |
26,489 | 35,974 | - | |
24 |
26,489 | 35,974 | - | |
29/58 |
411,674 | 50,018 | 81,168 | |
40/41 |
311,172 | 31,058 | 81,048 | |
40 |
- | 25,979 | 9,844 | |
41 |
311,172 | 5,078 | 71,204 | |
54/58 |
100,502 | 18,960 | 120 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
438,163 | 85,992 | 81,168 | |
10/15 |
51,486 | 35,377 | 4,022 | |
10/11 |
4,000 | 4,000 | 20 | |
14 |
47,486 | 31,377 | 4,002 | |
17/49 |
386,677 | 50,615 | 77,146 | |
42/48 |
386,677 | 50,615 | 77,146 | |
44 |
366,899 | 42,198 | 76,211 | |
440/4 |
366,899 | 42,198 | 76,211 | |
46 |
8,900 | - | - | |
45 |
10,878 | 6,844 | 935 | |
450/3 |
10,878 | 6,844 | 935 | |
47/48 |
- | 1,573 | - | |
| Income statement | ||||
9900 |
36,714 | 37,121 | 5,394 | |
630 |
9,485 | 3,417 | - | |
9901 |
27,229 | 33,705 | 5,394 | |
75/76B |
123 | 547 | 11 | |
75 |
123 | 547 | 11 | |
65/66B |
7,210 | 32 | 63 | |
65 |
7,210 | 32 | 63 | |
9903 |
20,143 | 34,220 | 5,342 | |
67/77 |
4,034 | 6,844 | 1,340 | |
9904 |
16,109 | 27,376 | 4,002 | |
9905 |
16,109 | 27,376 | 4,002 | |
| Appropriation of the result | ||||
9906 |
47,486 | 31,377 | 4,002 | |
14P |
31,377 | 4,002 | - | |
| Document | ||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 18-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 18 days after the deadline. Filed on 18 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00408108.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 36,714 | 37,121 | - | ||
| 25,594 | 30,793 | - | ||
| 0 | 39,391 | - | ||
| 81,541 | 18,840 | - | ||
| 24,997 | -597 | 4,022 | ||
| 11.8% | 41.1% | 5.0% | ||
| 1.06 | 0.99 | 1.05 | ||
| 7.51 | 1.43 | 19.18 | ||
| 31.3% | 77.4% | 99.5% | ||
| 3.7% | 31.8% | 4.9% | ||
| 5.09 | over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | €39,391 | - |
| €9,485 | €3,417 | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on DCV CONSTRUCT
The operating result for 2025 is 19% lower than in 2024.
Debt's share of the balance-sheet total rises from 58.9% to 88.2%. Equity and debt are higher.
Board & ownership
Board
1 director, no change since 2025- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 02-03-2023
Mandates through the years
3 names, the dashed line is todayBoardEarlierend not dated
Mandates as a list
- Schipore Vasile
- Director, from 28-02-2023 to date
- MOIMASCU Gheorghe Cristinel
- Director, from 28-02-2023 to 05-05-2025
- SCHIPOR Vasile
- Director, appointed by deed of 02-03-2023, no longer listed in the 2024 annual accounts
Control
Founders
MOIMASCU Gheorghe Cristinel, SCHIPOR Vasile
This company
DCV CONSTRUCT
Equity €51,486
Profit €16,109 in 2025
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- €515 in 2025
- Source
- deed of 02-03-2023
Articles of association
deed of 02-03-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs personnes physiques ou morales actionnaires ou non, assemblée qui nomme”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Tuesday of May at 18:00
Shareholders
At incorporation
deed of 02-03-2023 ↗
- MOIMASCU Gheorghe Cristinel 50 shares (50%) · €2,000
- SCHIPOR Vasile 50 shares (50%) · €2,000
Network & group
No group
DCV CONSTRUCT has no parent and no holdings in its annual accounts. Schipore Vasile is the only director.
At the same address
Guillaume Stassartlaan 85, 1070 Anderlecht · 1 other company| Schipor, Vasile (sole trader)
establishment since 16-11-2018 |
founded in 2018 0891.696.353 |
Earlier ties
| VASCO TRANS via SCHIPOR Vasile, no longer at VASCO TRANS · Director No longer active |
total assets €19,500 (2023) |
| VILTEC via MOIMASCU GHEORGHE, at DCV CONSTRUCT until 2025 · Manager (not named in the articles) · deed of 11-06-2019 No longer active |
founded in 2019 |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
8 events since 2023Board
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 18 days late
2025
Annual accounts 2024 filed PDFmicro format · 61 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0798960492
Resignations & appointmentsResignation: MOIMASCU Gheorghe Cristinel (director) · Director discharge: MOIMASCU Gheorghe Cristinel3 points ▸
- Incorporation, 27-02-2023
- Director resignation, MOIMASCU Gheorghe Cristinel
- Director discharge, MOIMASCU Gheorghe Cristinel
- The deed holds 3 more points.
2024
Highest result from 2023 to 2025 net €27,376 ▲584% The operating result of €33,705 and the net result of €27,376 are both a record.
Annual accounts 2023 filed PDFmicro format · 50 days late
2023
IncorporationFounding capital of €4,000, 100 shares · Founders: MOIMASCU Gheorghe Cristinel and SCHIPOR Vasile · Appointments: MOIMASCU Gheorghe Cristinel (director) and SCHIPOR Vasile (director) · published on 02-03-202310 points ▸
- Founder, MOIMASCU Gheorghe Cristinel (comparant)
- Founder, SCHIPOR Vasile (comparant)
- Registered office clause, avenue Guillaume Stassart 85, 1070 Anderlecht
- Board rule, 2
- Director appointment, MOIMASCU Gheorghe Cristinel
- Director appointment, SCHIPOR Vasile
- Founding capital, €4,000, 100 shares
- 100 shares
- Founder, MOIMASCU Gheorghe Cristinel
- Founder, SCHIPOR Vasile
- The deed holds 7 more points.
First establishment Guillaume Stassartlaan 85, Anderlecht
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0798.960.492
- VAT number
- BE 0798.960.492
- Peppol ID
- 0208:0798960492
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-02-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Tuesday of May at 18:00deed of 02-03-2023 (in French)
- Peppol
- Reachable since 19-05-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DCV CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-03-2023 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 02-03-2023 (in French)
Activities
NACEBEL 2025VAT activities
41001
General construction of residential buildings main activity
43120
Site preparation
Social security (RSZ) activities
43120
Site preparation main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43120
Site preparation
43390
Specialised construction activities
81210
General cleaning of buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Entreprise générale de construction; Construction,préparation de sites,démolition d'immeubles et terrassement,le déblayage des…”deed of 02-03-2023 (in French)
17 activities
- Entreprise générale de construction
- Construction,préparation de sites,démolition d'immeubles et terrassement,le déblayage des chantiers,creusement,comblement,l'exécution de forages horizontaux
- Travaux d'installation
- Travaux d'isolation
- Le nettoyage de bâtiments nouveaux et la remise en état des lieux après travaux
- Travaux d'entretien et réparations mécaniques pour des tiers
- Travaux de plâtrerie
- Travaux de menuiserie,plomberie,électricité,toiture et étanchéité
- Montage de menuiserie extérieure et intérieure: portes,fenêtres,escaliers,placards de cuisine équipés,équipements pour magasin,dormants de portes et fenêtres,…
- Montage de cloisons mobiles,revêtements de murs,de plafonds,…
- Pose de parquets et autres revêtements de sols en bois,revêtements de cloison en bois
- Pose de vitres,miroirs,travaux de finition,…
- Maçonnerie
- Pose de chape,plomberie,carrelage,chauffage central et ventilation,toiture étanchéité,isolation
- Nettoyage de bureau et tous autres locaux à usage privé,professionnel,commercial et industriel
- Les autres activités de construction spécialisée
- Toute opération de sous-traitance locale,régionale,nationale ou internationale se rattachant directement ou indirectement à son objet
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Guillaume Stassartlaan 85 registered office 1070 Anderlecht 2511003 Manufacture of metal structures and parts of structures | 28-02-2023 | 2.342.121.715 |
Buildings and parcels at the address
- Ground area
- 129 m²
- Buildings
- 59 m²
- Volume, LiDAR
- 637 m³
- Tallest building
- 12.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21308H0630/00M004 | 129 m² | 1 · 59 m² | 12.3 m · 4 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0798.960.492