SILVER LINE CONSULTING
ActiveThe computed 12-month bankruptcy probability of SILVER LINE CONSULTING is 3.4% (moderate). The 2025 annual accounts show equity of €116k and a net result of €67k. Equity is growing by ~86% per year across the filed fiscal years. Its solvency ranks better than 85% of 7321 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.36 against 3.21 in 2024), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
44.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-09-2025, 51 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
51 d early
2024
72 d early
2023
68 d early
2022
123 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 137%
2024 · €49k
2022: €739
2023: €40k
2024: €49k
2022 → 2025
Total assets
€149k▲ 123%
2024 · €67k
2022: €2k
2023: €62k
2024: €67k
2022 → 2025
Net result
€67k▲ 653%
2024 · €9k
2022: €-261
2023: €39k
2024: €9k
2022 → 2025
Working capital
€112k▲ 181%
2024 · €40k
2022: €739
2023: €26k
2024: €40k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€739-€40k▲ 5,295%€49k▲ 22.3%€116k▲ 137%
Operating result€-185-€50k€13k▼ 74.3%€87k▲ 581%
Net result€-261-€39k€9k▼ 77.3%€67k▲ 653%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 581% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€4k▼ 55.4%
Current assets
€145k▲ 151%
Equity and liabilities €149k
Equity
€116k▲ 137%
Debt
€33k▲ 85.0%
The debt ratio falls from 26.9% to 22.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€92k▲
2024 · €18k
Cash flow
€72k▲
2024 · €14k
Solvency
77.7%▲
2024 · 73.1%
Current ratio
4.36▲
2024 · 3.21
Quick ratio
4.36▲
2024 · 3.21
Debt / equity
0.29▼
2024 · 0.37
ROE
57.8%▲
2024 · 18.2%
ROA
44.9%▲
2024 · 13.3%
Interest coverage
657.66▲
2024 · 64.63
Debt
€33k▲
2024 · €18k
Debt ≤ 1 year
€33k▲
2024 · €18k
Income taxes
€20k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€149k▲
Fixed assets21/28€9k€4k▼
Tangible fixed assets22/27€9k€4k▼
Furniture and vehicles24€9k€4k▼
Current assets29/58€58k€145k▲
Amounts receivable within one year40/41€11k€37k▲
Trade receivables40€11k€37k▲
Cash at bank and in hand54/58€45k€106k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€67k€149k▲
Equity10/15€49k€116k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€48k€115k▲
Amounts payable17/49€18k€33k▲
Amounts payable within one year42/48€18k€33k▲
Trade debts44€6k€653▼
Suppliers440/4€6k€653▼
Taxes, remuneration and social security45€12k€32k▲
Taxes450/3€6k€25k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€660€769▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€492€583▲
Gross operating margin9900€18k€93k▲
Operating profit (loss)9901€13k€87k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€275€140▼
Recurring financial charges65€275€140▼
Profit (loss) for the period before taxes9903€13k€87k▲
Income taxes67/77€4k€20k▲
Profit (loss) for the period9904€9k€67k▲
Profit (loss) for the period to be appropriated9905€9k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€115k▲
Profit (loss) brought forward from the previous period14P€39k€48k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2022net €67k ▲653%
Operating result €87k, net result €67k, both a record.
31-03
Financial
Equity above €100kEq €116k ▲137%
3 profitable years in a row build equity to €116k.
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Robianostraat 11030 SchaarbeekGround area
30 m²
Building footprint
30 m²
Volume, LiDAR
351 m³
Parcel 21906D0329/00B000, Brussels · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SILVER LINE CONSULTING
since 20212.317.732.846
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0329/00B000 | Brussels | 30 m² | 1 · 30 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALGEMENE BOUWWERKEN GERITS
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EWL
BE 0695.771.694
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Bouwwerken Kersemans
BE 0778.275.342
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NEW TOWN
BE 0848.085.153
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RBG Construct
BE 1013.813.712
Zemst · Eq €116k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2021
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.