DCV CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of DCV CONSTRUCT is 3.8% (moderate). The 2025 annual accounts show equity of €51,486 and a net result of €16,109. Equity is growing by ~67.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 7564 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-34
Solvency37▼-29
Growth78=
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.06 against 0.99 in 2024; short-term debt: 88.2% and cash: 22.9% of total assets), and 88.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.8%
Return on assets
3.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7564 sector peers (2025).
NBB · sector comparisonPosition among 7564 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
61 d late
2023
50 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 43 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€51,486▲ 45.5%
2024 · €35,377
Total assets
€438,163▲ 410%
2024 · €85,992
Net result
€16,109▼ 41.2%
2024 · €27,376
Working capital
€24,997
2024 · -€597
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€5,394-€33,705▲ 525%€27,229▼ 19.2%
Net result€4,002-€27,376▲ 584%€16,109▼ 41.2%
Equity€4,022-€35,377▲ 780%€51,486▲ 45.5%
Total assets€81,168-€85,992▲ 5.9%€438,163▲ 410%
Debt€77,146-€50,615▼ 34.4%€386,677▲ 664%
Working capital€4,022--€597€24,997
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2025 Total assets +410% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €438,163
Fixed assets
€26,489 ▼ 26.4%
Current assets
€411,674 ▲ 723%
Equity and liabilities €438,163
Equity
€51,486 ▲ 45.5%
Debt
€386,677 ▲ 664%
Debt's share of the balance-sheet total rises from 58.9% to 88.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36,714▼
2024 · €37,121
Cash flow
€25,594▼
2024 · €30,793
Current ratio
1.06▲
2024 · 0.99
Debt to equity
7.51▲
2024 · 1.43
ROE
31.3%▼
2024 · 77.4%
ROA
3.7%▼
2024 · 31.8%
Interest coverage
5.09▼
2024 · 1154.99
Debt ≤ 1 year
€386,677▲
2024 · €50,615
Income taxes
€4,034▼
2024 · €6,844
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
3.3%
went bankrupt
1.1%
stopped otherwise
95%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3,417 | €9,485 | ▲ 178% |
| Gross operating margin9900 | €5,394 | €37,121 | €36,714 | ▼ 1.1% |
| Operating profit (loss)9901 | €5,394 | €33,705 | €27,229 | ▼ 19.2% |
| Financial income75/76B | €11 | €547 | €123 | ▼ 77.4% |
| Recurring financial income75 | €11 | €547 | €123 | ▼ 77.4% |
| Financial charges65/66B | €63 | €32 | €7,210 | ▲ 22,332% |
| Recurring financial charges65 | €63 | €32 | €7,210 | ▲ 22,332% |
| Profit (loss) for the period before taxes9903 | €5,342 | €34,220 | €20,143 | ▼ 41.1% |
| Income taxes67/77 | €1,340 | €6,844 | €4,034 | ▼ 41.1% |
| Profit (loss) for the period9904 | €4,002 | €27,376 | €16,109 | ▼ 41.2% |
| Profit (loss) for the period to be appropriated9905 | €4,002 | €27,376 | €16,109 | ▼ 41.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €81,168 | €85,992 | €438,163 | ▲ 410% |
| Fixed assets21/28 | - | €35,974 | €26,489 | ▼ 26.4% |
| Tangible fixed assets22/27 | - | €35,974 | €26,489 | ▼ 26.4% |
| Furniture and vehicles24 | - | €35,974 | €26,489 | ▼ 26.4% |
| Current assets29/58 | €81,168 | €50,018 | €411,674 | ▲ 723% |
| Amounts receivable within one year40/41 | €81,048 | €31,058 | €311,172 | ▲ 902% |
| Trade receivables40 | €9,844 | €25,979 | - | - |
| Other amounts receivable41 | €71,204 | €5,078 | €311,172 | ▲ 6,027% |
| Cash at bank and in hand54/58 | €120 | €18,960 | €100,502 | ▲ 430% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €81,168 | €85,992 | €438,163 | ▲ 410% |
| Equity10/15 | €4,022 | €35,377 | €51,486 | ▲ 45.5% |
| Contributions10/11 | €20 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €4,002 | €31,377 | €47,486 | ▲ 51.3% |
| Amounts payable17/49 | €77,146 | €50,615 | €386,677 | ▲ 664% |
| Amounts payable within one year42/48 | €77,146 | €50,615 | €386,677 | ▲ 664% |
| Trade debts44 | €76,211 | €42,198 | €366,899 | ▲ 769% |
| Suppliers440/4 | €76,211 | €42,198 | €366,899 | ▲ 769% |
| Advances received on contracts in progress46 | - | - | €8,900 | - |
| Taxes, remuneration and social security45 | €935 | €6,844 | €10,878 | ▲ 58.9% |
| Taxes450/3 | €935 | €6,844 | €10,878 | ▲ 58.9% |
| Other amounts payable47/48 | - | €1,573 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,002 | €27,376 | €16,109 | ▼ 41.2% |
| + Depreciation and write-downs630 | - | €3,417 | €9,485 | ▲ 178% |
| Operating cash flow (approximation) | €4,002 | €30,793 | €25,594 | ▼ 16.9% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | €18,840 | €81,541 | ▲ 333% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2023net €27,376 ▲584%
Operating result €33,705, net result €27,376, both a record.
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Ground area
129 m²
Building footprint
59 m²
Volume, LiDAR
637 m³
Parcel 21308H0630/00M004, Brussels · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DCV CONSTRUCT
since 20232.342.121.715
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0630/00M004 | Brussels | 129 m² | 1 · 59 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0785.335.952
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S & C Bouw
BE 0802.365.687
Houthalen-Helchteren · Eq €51,472
Miguel Dinon CONSTRUCTION
BE 0797.017.029
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AMELIOR
BE 0669.920.008
Vilvoorde · Eq €51,469
Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 13,082 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43350Other building finishing work
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0798960492
Registered
19-05-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.