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DBD Construct

Active
Private limited company (pre-2019)founded 200818 yrs activePastoriestraat 2, 1761 Roosdaal, BelgiumKBO/BCE: BE 0806.291.318
Summary

For DBD Construct, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €272,658 and a net result of €23,823. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 33680 sector peers (fiscal year 2023). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2021
Profitability53▼-32
Solvency95▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
69.6%
Return on assets
6.1%
Age of the figures
39 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
30-06-2024 close31-01-2025 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 11-04-2024, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
71 d late
2021
304 d late
2020
669 d late
2019
129 d late
2018
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 240 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 September 2008, DBD Construct was incorporated.1 Total assets went from EUR 345,683 in 2019 to EUR 391,794 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2023

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Financials · fiscal year 2023, micro schema

Equity
€272,658▲ 28.6%
2021 · €212,073
Total assets
€391,794▼ 3.3%
2021 · €405,035
Net result
€23,823▼ 53.4%
2021 · €51,126
Working capital
€233,866▲ 28.7%
2021 · €181,718
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2019202020212023
Operating result€16,026-€14,101▼ 12.0%€72,877▲ 417%€32,422-
Net result€9,052-€8,154within the sector's middle half▼ 9.9%€51,126above the sector's middle half▲ 527%€23,823within the sector's middle half-
Equity€152,794-€160,948above the sector's middle half▲ 5.3%€212,073above the sector's middle half▲ 31.8%€272,658above the sector's middle half-
Total assets€345,683-€313,607above the sector's middle half▼ 9.3%€405,035above the sector's middle half▲ 29.2%€391,794above the sector's middle half-
Debt€192,889-€152,659▼ 20.9%€192,961▲ 26.4%€119,136-
Working capital€176,592-€180,070above the sector's middle half▲ 2.0%€181,718above the sector's middle half▲ 0.9%€233,866above the sector's middle half-
Solvency44.2%-51.3%within the sector's middle half▲ 7.1pp52.4%within the sector's middle half▲ 1.0pp69.6%above the sector's middle half-
Current ratio2.80-3.56above the sector's middle half▲ 0.752.58within the sector's middle half▼ 0.984.85above the sector's middle half-
Return on assets (ROA)2.6%-2.6%within the sector's middle half=12.6%within the sector's middle half▲ 10.0pp6.1%within the sector's middle half-
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2019: €16,026€16,026Net result 2019: €9,052€9,052Operating result 2020: €14,101€14,101Net result 2020: €8,154€8,154Operating result 2021: €72,877€72,877Net result 2021: €51,126€51,126Operating result 2023: €32,422€32,422Net result 2023: €23,823€23,8232019202020212023€0€20,000€40,000€60,000€80,000Operating result 2020: €14,101€14,100Net result 2020: €8,154€8,150Operating result 2021: €72,877€72,900Net result 2021: €51,126€51,100Operating result 2023: €32,422€32,400Net result 2023: €23,823€23,800202020212023
The operating result is €32,422 in 2023, compared with €72,877 in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2023 in colour, 2021 as the grey bar beneath
Assets €391,794
Fixed assets €97,161 ▼ 10.2%
Current assets €294,634 ▼ 0.8%
Equity and liabilities €391,794
Equity €272,658 ▲ 28.6%
Debt €119,136 ▼ 38.3%
Debt's share of the balance-sheet total falls from 47.6% to 30.4%. Equity is higher and debt is lower.
Key figures and ratios
2023 value · change against 2021
EBITDA
€55,273▼
2021 · €89,857
Cash flow
€46,673▼
2021 · €68,105
Quick ratio
4.68▲
2021 · 2.52
Debt to equity
0.44▼
2021 · 0.91
ROE
8.7%▼
2021 · 24.1%
Debt ≤ 1 year
€60,768▼
2021 · €115,176
Debt > 1 year
€50,869▼
2021 · €69,465
Income taxes
€11,800▼
2021 · €20,882
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2021 · 53 lines
Balance sheet Code20212023
Assets
Total assets20/58€405,035€391,794▼
Fixed assets21/28€108,140€97,161▼
Tangible fixed assets22/27€107,110€96,131▼
Plant, machinery and equipment23€6,847€3,363▼
Furniture and vehicles24€59,402€62,400▲
Leasing and similar rights25€40,861€30,368▼
Financial fixed assets28€1,030€1,030=
Current assets29/58€296,894€294,634▼
Amounts receivable after more than one year29-€80,000
Other amounts receivable291-€80,000
Stocks and contracts in progress3€6,520€10,470▲
Stocks30/36€6,520€10,470▲
Amounts receivable within one year40/41€246,512€171,236▼
Trade receivables40€150,021€97,350▼
Other amounts receivable41€96,491€73,887▼
Cash at bank and in hand54/58€41,294€19,668▼
Deferred charges and accrued income490/1€2,568€13,259▲
Equity and liabilities
Total equity and liabilities10/49€405,035€391,794▼
Equity10/15€212,073€272,658▲
Contributions10/11€6,200€6,200=
Reserves13€81,402€141,987▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€79,542€140,127▲
Profit (loss) carried forward14€124,471€124,471=
Amounts payable17/49€192,961€119,136▼
Amounts payable after more than one year17€69,465€50,869▼
Financial debts170/4€69,465€50,869▼
Amounts payable within one year42/48€115,176€60,768▼
Current portion of amounts payable after more than one year42€12,795€3,917▼
Trade debts44€52,276€11,743▼
Suppliers440/4€52,276€11,743▼
Taxes, remuneration and social security45€47,517€39,108▼
Taxes450/3€42,057€31,617▼
Remuneration and social security454/9€5,460€7,491▲
Other amounts payable47/48€2,587€5,999▲
Accrued charges and deferred income492/3€8,321€7,500▼
Income statement Code20212023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,980€22,851▲
Other operating charges640/8€2,690€2,562▼
Gross operating margin9900€92,546€57,835▼
Operating profit (loss)9901€72,877€32,422▼
Financial income75/76B€0€3,200▲
Recurring financial income75€0€3,200▲
Financial charges65/66B€870-
Recurring financial charges65€870-
Profit (loss) for the period before taxes9903€72,008€35,622▼
Income taxes67/77€20,882€11,800▼
Profit (loss) for the period9904€51,126€23,823▼
Profit (loss) for the period to be appropriated9905€51,126€23,823▼
Appropriation of the result
Profit (loss) to be appropriated9906€175,597€148,294▼
Profit (loss) brought forward from the previous period14P€124,471€124,471=
Transfer to equity691/2€51,126€23,823▼
To other reserves6921€51,126€23,823▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212023Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,800€11,421€16,980€22,851-
Other operating charges640/8-€523€2,690€2,562-
Gross operating margin9900€26,629€26,045€92,546€57,835-
Operating profit (loss)9901€16,026€14,101€72,877€32,422-
Financial income75/76B--€0€3,200-
Recurring financial income75€0-€0€3,200-
Financial charges65/66B-€1,919€870--
Recurring financial charges65€2,771€1,919€870--
Profit (loss) for the period before taxes9903€13,256€12,182€72,008€35,622-
Income taxes67/77€4,203€4,028€20,882€11,800-
Profit (loss) for the period9904€9,052€8,154€51,126€23,823-
Profit (loss) for the period to be appropriated9905€9,052€8,154€51,126€23,823-
Line2019202020212023Change
Assets
Total assets20/58€345,683€313,607€405,035€391,794-
Fixed assets21/28€71,152€63,107€108,140€97,161-
Tangible fixed assets22/27€70,122€62,077€107,110€96,131-
Plant, machinery and equipment23-€5,183€6,847€3,363-
Furniture and vehicles24-€10,787€59,402€62,400-
Leasing and similar rights25-€46,107€40,861€30,368-
Financial fixed assets28€1,030€1,030€1,030€1,030-
Current assets29/58€274,531€250,500€296,894€294,634-
Amounts receivable after more than one year29---€80,000-
Other amounts receivable291---€80,000-
Stocks and contracts in progress3€6,520€6,520€6,520€10,470-
Stocks30/36-€6,520€6,520€10,470-
Amounts receivable within one year40/41€203,529€218,670€246,512€171,236-
Trade receivables40-€135,703€150,021€97,350-
Other amounts receivable41-€82,967€96,491€73,887-
Cash at bank and in hand54/58€59,518€18,564€41,294€19,668-
Deferred charges and accrued income490/1-€6,746€2,568€13,259-
Equity and liabilities
Total equity and liabilities10/49€345,683€313,607€405,035€391,794-
Equity10/15€152,794€160,948€212,073€272,658-
Contributions10/11€6,200€6,200€6,200€6,200-
Reserves13€22,122€30,276€81,402€141,987-
Non-distributable reserves130/1-€1,860€1,860€1,860-
Reserves not available under the articles1311-€1,860€1,860€1,860-
Distributable reserves133-€28,416€79,542€140,127-
Profit (loss) carried forward14€124,471€124,471€124,471€124,471-
Amounts payable17/49€192,889€152,659€192,961€119,136-
Amounts payable after more than one year17€94,951€82,230€69,465€50,869-
Financial debts170/4-€82,230€69,465€50,869-
Amounts payable within one year42/48€97,938€70,429€115,176€60,768-
Current portion of amounts payable after more than one year42-€12,721€12,795€3,917-
Trade debts44€65,695€23,231€52,276€11,743-
Suppliers440/4-€23,231€52,276€11,743-
Taxes, remuneration and social security45-€25,616€47,517€39,108-
Taxes450/3-€25,616€42,057€31,617-
Remuneration and social security454/9--€5,460€7,491-
Other amounts payable47/48-€8,862€2,587€5,999-
Accrued charges and deferred income492/3--€8,321€7,500-
Line2019202020212023Change
Profit (loss) for the period9904€9,052€8,154€51,126€23,823-
+ Depreciation and write-downs630€9,800€11,421€16,980€22,851-
Operating cash flow (approximation)€18,852€19,575€68,105€46,673-
Investment in fixed assets (approximation)--€3,376-€62,013--
Change in cash--€40,954€22,730--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
11-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2022
01-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 304 days late
01-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 669 days late
2021
30-06
Financial Highest result since 2019net €51,126 ▲527%
Operating result €72,877, net result €51,126, both a record.
30-06
Financial Equity above €200,000Eq €212,073 ▲31.8%
3 profitable years in a row build equity to €212,073.
2020
30-06
Financial Weakest financial yearnet €8,154 ▼9.9%
Net result drops to €8,154, the lowest in the series; recovery starts the following year.
08-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
28-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
2016
30-01
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
28-02
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 28 days late
2014
28-02
NBB filing Annual accounts filed
fiscal year 2013 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1,942 m²
Building footprint
235 m²
Volume, LiDAR
1,746 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
DBD Construct
Weverstraat 38, 1761 RoosdaalJoinery installation
since 20082.173.689.430
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23011A0291/00R000
ProtectedMonumentBoerenburgerhuis met bijgebouwenSource ↗
Flanders 1,174 m² 1 · 105 m² 11.5 m · 3 fl.
23011B0114/00E000 Flanders 769 m² 1 · 130 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 20,025 companies in sector 43320 we hold annual accounts for 9,138. 7,023 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-2008
Fiscal year end30-06
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0806291318
Also 9925:BE0806291318

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.