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DBD Construct

Active
Private limited company (pre-2019)founded 2008active for 18 yearsPastoriestraat 2, 1761 Roosdaal, BelgiumKBO/BCE: BE 0806.291.318
Summary

The computed 12-month bankruptcy probability of DBD Construct is 7.4% (elevated). For DBD Construct, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €272,658 and a net result of €23,823. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 77% of 33,205 sector peers (NACE 43, financial year 2023). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€391,794total assets 2023
Equity
€272,658
Profit
€23,823
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
7.4%
2023 figures too old to score
Structure
Accounts 618 days overdue0 of 3 deeds read
Signalsraises riskFigures for financial year 2023 (filed 11-04-2024)2 financial years not filed after the legal deadline; latest accounts 72 days late; 3 of the last 3 lateSize: total assets €391,794Two or more financial years not filedlowers riskEquity €272,658 (69.6% of total assets)neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2021
Strong
Solvency 95+18
equity 69.6% of total assets
Liquidity 53+2
short-term debt 15.5% · cash 5.0%
Profitability 53-32
return on assets 6.1%
Bankruptcy probability, 12 months
7.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,538 companies, NACE 43, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024lowest value 01-2025: 1.0%▲ +0.2 percentage points vs 12-2024 02-2025: 1.2%▲ +0.2 percentage points vs 01-2025 03-2025: 1.4%▲ +0.2 percentage points vs 02-2025 04-2025: 1.8%▲ +0.4 percentage points vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.3%▲ +0.4 percentage points vs 05-2025 07-2025: 5.1%▲ +2.8 percentage points vs 06-2025 08-2025: 5.1%● unchanged vs 07-2025 09-2025: 5.3%▲ +0.2 percentage points vs 08-2025 10-2025: 4.9%▼ -0.4 percentage points vs 09-2025 11-2025: 4.9%● unchanged vs 10-2025 12-2025: 4.9%● unchanged vs 11-2025 01-2026: 4.9%● unchanged vs 12-2025 02-2026: 6.6%▲ +1.7 percentage points vs 01-2026 03-2026: 6.6%● unchanged vs 02-2026 04-2026: 6.6%● unchanged vs 03-2026 05-2026: 7.4%▲ +0.8 percentage points vs 04-2026highest value 06-2026: 7.4%● unchanged vs 05-2026highest value 07-2026: 7.4%● unchanged vs 06-2026highest value 08-2026: 7.4%● unchanged vs 07-2026highest value 09-2026: 7.4%● unchanged vs 08-2026highest value 10-2026: 7.4%● unchanged vs 09-2026highest value
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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2023 (filed 11-04-2024)
NBB · annual accounts
raises risk · 2 financial years not filed after the legal deadline; latest accounts 72 days late; 3 of the last 3 late
NBB · filings
raises risk · Size: total assets €391,794
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €272,658 (69.6% of total assets)
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
30-06-2024 year end31-01-2025 deadline11-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 11-04-2024, 71 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
71 days late
2021
304 days late
2020
669 days late
2019
129 days late
2018
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 240 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2023 · micro…
  2. Annual accounts filedfinancial year 2021 · micro…
  3. Annual accounts filedfinancial year 2020 · micro…

Financials · financial year 2023, micro format

Equity
€272,658▲ 28.6%
2021 · €212,073
Total assets
€391,794▼ 3.3%
2021 · €405,035
Net result
€23,823▼ 53.4%
2021 · €51,126
Working capital
€233,866▲ 28.7%
2021 · €181,718
Trend over the years

2019 to 2023, 4 financial years 2019 to 2023, 4 financial years

The operating result is €32,422 in 2023, compared with €72,877 in 2021. Comparable figures for the intervening years are unavailable.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€32,422 2023 Net result€23,823 2023

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212023
Operating result€16,026-€14,101▼ 12.0%€72,877▲ 417%€32,422-
Net result€9,052-€8,154within the sector's middle half▼ 9.9%€51,126above the sector's middle half▲ 527%€23,823within the sector's middle half-
Equity€152,794-€160,948above the sector's middle half▲ 5.3%€212,073above the sector's middle half▲ 31.8%€272,658above the sector's middle half-
Total assets€345,683-€313,607above the sector's middle half▼ 9.3%€405,035above the sector's middle half▲ 29.2%€391,794above the sector's middle half-
Debt€192,889-€152,659▼ 20.9%€192,961▲ 26.4%€119,136-
Working capital€176,592-€180,070above the sector's middle half▲ 2.0%€181,718above the sector's middle half▲ 0.9%€233,866above the sector's middle half-
Solvency44.2%-51.3%within the sector's middle half▲ 7.1pp52.4%within the sector's middle half▲ 1.0pp69.6%above the sector's middle half-
Current ratio2.80-3.56above the sector's middle half▲ 0.752.58within the sector's middle half▼ 0.984.85above the sector's middle half-
Return on assets (ROA)2.6%-2.6%within the sector's middle half=12.6%within the sector's middle half▲ 10.0pp6.1%within the sector's middle half-
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2023 in colour, 2021 as the grey bar beneath
Assets €391,794
Fixed assets €97,161 ▼ 10.2%
Current assets €294,634 ▼ 0.8%
Equity and liabilities €391,794
Equity €272,658 ▲ 28.6%
Debt €119,136 ▼ 38.3%
Debt's share of the balance-sheet total falls from 47.6% to 30.4%. Equity is higher and debt is lower.
Key figures and ratios
2023 value · change against 2021
EBITDA
€55,273▼
2021 · €89,857
Cash flow
€46,673▼
2021 · €68,105
Quick ratio
4.68▲
2021 · 2.52
Debt to equity
0.44▼
2021 · 0.91
ROE
8.7%▼
2021 · 24.1%
Debt ≤ 1 year
€60,768▼
2021 · €115,176
Debt > 1 year
€50,869▼
2021 · €69,465
Income taxes
€11,800▼
2021 · €20,882
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2021 · 53 lines
Balance sheet Code20212023
Assets
Total assets20/58€405,035€391,794▼
Fixed assets21/28€108,140€97,161▼
Tangible fixed assets22/27€107,110€96,131▼
Plant, machinery and equipment23€6,847€3,363▼
Furniture and vehicles24€59,402€62,400▲
Leasing and similar rights25€40,861€30,368▼
Financial fixed assets28€1,030€1,030=
Current assets29/58€296,894€294,634▼
Amounts receivable after more than one year29-€80,000
Other amounts receivable291-€80,000
Stocks and contracts in progress3€6,520€10,470▲
Stocks30/36€6,520€10,470▲
Amounts receivable within one year40/41€246,512€171,236▼
Trade receivables40€150,021€97,350▼
Other amounts receivable41€96,491€73,887▼
Cash at bank and in hand54/58€41,294€19,668▼
Deferred charges and accrued income490/1€2,568€13,259▲
Equity and liabilities
Total equity and liabilities10/49€405,035€391,794▼
Equity10/15€212,073€272,658▲
Contributions10/11€6,200€6,200=
Reserves13€81,402€141,987▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€79,542€140,127▲
Profit (loss) carried forward14€124,471€124,471=
Amounts payable17/49€192,961€119,136▼
Amounts payable after more than one year17€69,465€50,869▼
Financial debts170/4€69,465€50,869▼
Amounts payable within one year42/48€115,176€60,768▼
Current portion of amounts payable after more than one year42€12,795€3,917▼
Trade debts44€52,276€11,743▼
Suppliers440/4€52,276€11,743▼
Taxes, remuneration and social security45€47,517€39,108▼
Taxes450/3€42,057€31,617▼
Remuneration and social security454/9€5,460€7,491▲
Other amounts payable47/48€2,587€5,999▲
Accrued charges and deferred income492/3€8,321€7,500▼
Income statement Code20212023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,980€22,851▲
Other operating charges640/8€2,690€2,562▼
Gross operating margin9900€92,546€57,835▼
Operating profit (loss)9901€72,877€32,422▼
Financial income75/76B€0€3,200▲
Recurring financial income75€0€3,200▲
Financial charges65/66B€870-
Recurring financial charges65€870-
Profit (loss) for the period before taxes9903€72,008€35,622▼
Income taxes67/77€20,882€11,800▼
Profit (loss) for the period9904€51,126€23,823▼
Profit (loss) for the period to be appropriated9905€51,126€23,823▼
Appropriation of the result
Profit (loss) to be appropriated9906€175,597€148,294▼
Profit (loss) brought forward from the previous period14P€124,471€124,471=
Transfer to equity691/2€51,126€23,823▼
To other reserves6921€51,126€23,823▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212023Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,800€11,421€16,980€22,851-
Other operating charges640/8-€523€2,690€2,562-
Gross operating margin9900€26,629€26,045€92,546€57,835-
Operating profit (loss)9901€16,026€14,101€72,877€32,422-
Financial income75/76B--€0€3,200-
Recurring financial income75€0-€0€3,200-
Financial charges65/66B-€1,919€870--
Recurring financial charges65€2,771€1,919€870--
Profit (loss) for the period before taxes9903€13,256€12,182€72,008€35,622-
Income taxes67/77€4,203€4,028€20,882€11,800-
Profit (loss) for the period9904€9,052€8,154€51,126€23,823-
Profit (loss) for the period to be appropriated9905€9,052€8,154€51,126€23,823-
Line2019202020212023Change
Assets
Total assets20/58€345,683€313,607€405,035€391,794-
Fixed assets21/28€71,152€63,107€108,140€97,161-
Tangible fixed assets22/27€70,122€62,077€107,110€96,131-
Plant, machinery and equipment23-€5,183€6,847€3,363-
Furniture and vehicles24-€10,787€59,402€62,400-
Leasing and similar rights25-€46,107€40,861€30,368-
Financial fixed assets28€1,030€1,030€1,030€1,030-
Current assets29/58€274,531€250,500€296,894€294,634-
Amounts receivable after more than one year29---€80,000-
Other amounts receivable291---€80,000-
Stocks and contracts in progress3€6,520€6,520€6,520€10,470-
Stocks30/36-€6,520€6,520€10,470-
Amounts receivable within one year40/41€203,529€218,670€246,512€171,236-
Trade receivables40-€135,703€150,021€97,350-
Other amounts receivable41-€82,967€96,491€73,887-
Cash at bank and in hand54/58€59,518€18,564€41,294€19,668-
Deferred charges and accrued income490/1-€6,746€2,568€13,259-
Equity and liabilities
Total equity and liabilities10/49€345,683€313,607€405,035€391,794-
Equity10/15€152,794€160,948€212,073€272,658-
Contributions10/11€6,200€6,200€6,200€6,200-
Reserves13€22,122€30,276€81,402€141,987-
Non-distributable reserves130/1-€1,860€1,860€1,860-
Reserves not available under the articles1311-€1,860€1,860€1,860-
Distributable reserves133-€28,416€79,542€140,127-
Profit (loss) carried forward14€124,471€124,471€124,471€124,471-
Amounts payable17/49€192,889€152,659€192,961€119,136-
Amounts payable after more than one year17€94,951€82,230€69,465€50,869-
Financial debts170/4-€82,230€69,465€50,869-
Amounts payable within one year42/48€97,938€70,429€115,176€60,768-
Current portion of amounts payable after more than one year42-€12,721€12,795€3,917-
Trade debts44€65,695€23,231€52,276€11,743-
Suppliers440/4-€23,231€52,276€11,743-
Taxes, remuneration and social security45-€25,616€47,517€39,108-
Taxes450/3-€25,616€42,057€31,617-
Remuneration and social security454/9--€5,460€7,491-
Other amounts payable47/48-€8,862€2,587€5,999-
Accrued charges and deferred income492/3--€8,321€7,500-
Line2019202020212023Change
Profit (loss) for the period9904€9,052€8,154€51,126€23,823-
+ Depreciation and write-downs630€9,800€11,421€16,980€22,851-
Operating cash flow (approximation)€18,852€19,575€68,105€46,673-
Investment in fixed assets (approximation)--€3,376-€62,013--
Change in cash--€40,954€22,730--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: not fully processed yet. The notices from August 2024 to September 2026 are still being read.

Directors

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 11 September 2008, DBD Construct was incorporated.1 Total assets went from €345,683 in 2019 to €391,794 in 2023.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2019 and 2023

Acts, filings and financial milestones

2024
11-04
NBB filing Annual accounts filed
financial year 2023 · micro format · 71 days late
2022
01-12
NBB filing Annual accounts filed
financial year 2021 · micro format · 304 days late
01-12
NBB filing Annual accounts filed
financial year 2020 · micro format · 669 days late
2021
30-06
Financial Highest result from 2019 to 2023net €51,126 ▲527%
Operating result €72,877, net result €51,126, both a record.
30-06
Financial Equity above €200,000equity €212,073 ▲31.8%
A profit in every financial year since 2019 builds equity to €212,073.
2020
08-06
NBB filing Annual accounts filed
financial year 2019 · micro format · 129 days late
2019
28-02
NBB filing Annual accounts filed
financial year 2018 · micro format · 28 days late
2018
28-02
NBB filing Annual accounts filed
financial year 2017 · micro format · 28 days late
2017
27-02
NBB filing Annual accounts filed
financial year 2016 · abbreviated format · 27 days late
2016
30-01
NBB filing Annual accounts filed
financial year 2015 · abbreviated format
2015
28-02
NBB filing Annual accounts filed
financial year 2014 · abbreviated format · 28 days late
2014
28-02
NBB filing Annual accounts filed
financial year 2013 · abbreviated format · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 13 annual accounts filed, the latest 10 are here; all are under Financials.
0 of 3 deeds read
About the unread acts

We know of 3 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-2008
Financial year end30-06
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0806291318
Also 9925:BE0806291318

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 11 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0806.291.318

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2008
registered office establishment The establishment unit on the map
Ground area
1,942 m²
Building footprint
235 m²
Building volume
1,746 m³
2 parcels, Flanders · tallest building 11.5 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
DBD Construct
Weverstraat 38, 1761 RoosdaalJoinery installation
since 2008unit no. 2.173.689.430
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
23011A0291/00R000
ProtectedMonumentBoerenburgerhuis met bijgebouwenSource ↗
Flanders 1,174 m² 1 · 105 m² 11.5 m · 3
23011B0114/00E000 Flanders 769 m² 1 · 130 m² 9.0 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.
1 of these parcels carries protected heritage: expect extra rules on renovation or sale.