Financials
- Fiscal year
- 2024
- Total assets
- €403,029
- Profit
- €8,023
- Solvency
- 19.2%
Total assets▼ 7.0%
Net result
20182024
DEROUS KURT
ActiveSummary
The computed 12-month bankruptcy probability of DEROUS KURT is 3.7% (moderate). The 2024 annual accounts show equity of €77,376 and a net result of €8,023. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 36364 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€403,029total assets 2024
- Equity
- €77,376
- Profit
- €8,023
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 2 deeds read
Why 48- Liquidity: current ratio 1.91, cash €97- Figures for FY 2024 (filed 08-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late+ Founded in 2008Show the evidence
Checked score
Score 2024
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 31% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
44+3
equity 19.2% of total assets
Liquidity
37+2
short-term debt 30.6% · cash 0.0%
Profitability
44+8
return on assets 2.0%
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.1%
12-2024: 2.1%● 0.0% vs 11-2024
01-2025: 2.1%● 0.0% vs 12-2024
02-2025: 2.1%▲ +1.5% vs 01-2025
03-2025: 2.1%● 0.0% vs 02-2025
04-2025: 2.1%▼ -2.1% vs 03-2025
05-2025: 2.0%▼ -4.7% vs 04-2025
06-2025: 1.9%▼ -3.7% vs 05-2025lowest value
07-2025: 2.1%▲ +9.5% vs 06-2025
08-2025: 2.7%▲ +30.4% vs 07-2025
09-2025: 3.1%▲ +13.2% vs 08-2025
10-2025: 3.6%▲ +17.0% vs 09-2025
11-2025: 2.2%▼ -39.0% vs 10-2025
12-2025: 2.2%● 0.0% vs 11-2025
01-2026: 2.2%● 0.0% vs 12-2025
02-2026: 2.2%▲ +1.5% vs 01-2026
03-2026: 2.2%● 0.0% vs 02-2026
04-2026: 2.2%▼ -2.1% vs 03-2026
05-2026: 2.1%▼ -4.7% vs 04-2026
06-2026: 2.0%▼ -3.6% vs 05-2026
07-2026: 1.9%▼ -3.5% vs 06-2026
08-2026: 2.8%▲ +45.6% vs 07-2026
09-2026: 3.2%▲ +12.8% vs 08-2026
10-2026: 3.7%▲ +16.9% vs 09-2026highest value
- Liquidity: current ratio 1.91, cash €97 raises the probability
- Figures for FY 2024 (filed 08-10-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late raises the probability
- Founded in 2008 lowers the probability for this profile
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.91 against 1.72 in 2023; short-term debt: 30.6% and cash: 0% of total assets), but 80.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 21%, liquidity 25%, profitability 21%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 36364 sector peers (2024).
NBB · sector comparisonPosition among 36364 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
122 d late
2021
487 d late
2020
31 d late
2019
132 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 144 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €8,023
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 30-09-2025Annual accounts filed
- 31-12-2024Back to profit
- 30-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Joinery installationNACE 43320
- Founded
- 09-07-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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