DARCIS
ActiveDARCIS has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.66M and a net result of €104k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 94% of 4107 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400k at 30 days acceptable
Liquidity ample (current ratio 7.76 against 11.15 in 2024), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
31 d early
2023
14 d early
2022
39 d late
2021
37 d early
2020
37 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€104k▼ 27.1%
2024 · €143k
2018: €3k
2019: €53k
2020: €55k
2021: €441k
2022: €324k
2023: €243k
2024: €143k
2018 → 2025
Working capital
€3.72M▲ 0.6%
2024 · €3.70M
2018: €2.28M
2019: €2.56M
2020: €2.62M
2021: €2.94M
2022: €3.31M
2023: €3.59M
2024: €3.70M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.98M-€4.30M▲ 8.1%€4.55M▲ 5.6%€4.61M▲ 1.5%€4.66M▲ 1.1%
Operating result€506k-€321k▼ 36.7%€237k▼ 25.9%€104k▼ 56.2%€75k▼ 27.4%
Net result€441k-€324k▼ 26.5%€243k▼ 24.9%€143k▼ 41.2%€104k▼ 27.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 27% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.26M
Fixed assets
€990k▲ 5.9%
Current assets
€4.27M▲ 5.2%
Equity and liabilities €5.26M
Equity
€4.66M▲ 1.1%
Provisions
€23k▲ 547%
Debt
€575k▲ 50.8%
The debt ratio rises from 7.6% to 10.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€297k▼
2024 · €300k
Cash flow
€326k▼
2024 · €339k
Solvency
88.6%▼
2024 · 92.3%
Current ratio
7.76▼
2024 · 11.15
Quick ratio
6.63▼
2024 · 9.59
Debt / equity
0.12▲
2024 · 0.08
ROE
2.2%▼
2024 · 3.1%
ROA
2.0%▼
2024 · 2.9%
Interest coverage
14.91▼
2024 · 28.85
Debt
€575k▲
2024 · €381k
Debt ≤ 1 year
€551k▲
2024 · €364k
Income taxes
€75k▲
2024 · €59k
Staff costs
€783k▲
2024 · €716k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.00M€5.26M▲
Fixed assets21/28€935k€990k▲
Tangible fixed assets22/27€728k€783k▲
Land and buildings22€136k€128k▼
Plant, machinery and equipment23€390k€500k▲
Furniture and vehicles24€203k€155k▼
Financial fixed assets28€206k€206k=
Current assets29/58€4.06M€4.27M▲
Amounts receivable after more than one year29€3.25M€2.73M▼
Other amounts receivable291€3.25M€2.73M▼
Stocks and contracts in progress3€568k€622k▲
Stocks30/36€568k€622k▲
Amounts receivable within one year40/41€63k€62k▼
Trade receivables40€40k€62k▲
Other amounts receivable41€24k€0▼
Current investments50/53-€550k
Cash at bank and in hand54/58€110k€275k▲
Deferred charges and accrued income490/1€75k€34k▼
Equity and liabilities
Total equity and liabilities10/49€5.00M€5.26M▲
Equity10/15€4.61M€4.66M▲
Contributions10/11€2.19M€2.19M=
Capital10€2.19M€2.19M=
Issued capital100€2.19M€2.19M=
Reserves13€2.42M€2.47M▲
Non-distributable reserves130/1€61k€61k=
Legal reserve130€61k€61k=
Tax-exempt reserves132€573k€395k▼
Distributable reserves133€1.79M€2.02M▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€4k€23k▲
Provisions for liabilities and charges160/5-€20k
Other liabilities and charges164/5-€20k
Deferred taxes168€4k€3k▼
Amounts payable17/49€381k€575k▲
Amounts payable within one year42/48€364k€551k▲
Trade debts44€96k€121k▲
Suppliers440/4€96k€121k▲
Taxes, remuneration and social security45€179k€201k▲
Taxes450/3€46k€62k▲
Remuneration and social security454/9€133k€139k▲
Other amounts payable47/48€89k€229k▲
Accrued charges and deferred income492/3€17k€25k▲
Income statement
Code20242025
Non-recurring operating income76A-€58
Remuneration, social security and pensions62€716k€783k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€196k€222k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€20k
Other operating charges640/8€13k€13k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€1.03M€1.11M▲
Operating profit (loss)9901€104k€75k▼
Financial income75/76B€108k€123k▲
Recurring financial income75€108k€123k▲
Financial charges65/66B€10k€20k▲
Recurring financial charges65€10k€20k▲
Profit (loss) for the period before taxes9903€202k€179k▼
Transfer from deferred taxes780€441€441=
Income taxes67/77€59k€75k▲
Profit (loss) for the period9904€143k€104k▼
Transfer from tax-exempt reserves789€1k€1k=
Transfer to tax-exempt reserves689€63k€0▼
Profit (loss) for the period to be appropriated9905€81k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€106k▲
Transfer from equity791/2€81k€230k▲
Transfer to equity691/2€85k€282k▲
To the legal reserve6920€4k€0▼
To other reserves6921€81k€282k▲
Profit to be distributed694/7€77k€53k▼
Return on contributions (dividend)694€77k€53k▼
Social balance
Average headcount (FTE)908714.916.5▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 39 days late
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €441k ▲701%
Operating result €506k, net result €441k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2023
This board is reconstructed from a single act (23437256). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
NV O.L.E.V.
CurrentDirector · since 07-11-2023 · Legal entity · perm. rep.: VERBIEST Ginette
RUANT Eveline
CurrentDirector · since 07-11-2023
WAEYAERT Peter
CurrentDirector · since 07-11-2023
07-11-2023
NV O.L.E.V.: Appointed as Director
07-11-2023
RUANT Eveline: Appointed as Director
07-11-2023
WAEYAERT Peter: Appointed as Director
07-11-2023
RUANT Marc: Resigned as Director
Location & real-estate footprint
Registered office, Nieuwpoort · 5 establishment units since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostendestraat 158620 NieuwpoortGround area
2,590 m²
Building footprint
1,898 m²
Volume, LiDAR
22,888 m³
5 parcels, Flanders · tallest building 28.7 m, ±8 floors. Linked by address, not a title deed.
5 establishment units
VIRUSS
since 19952.136.184.676
GIBSY
since 19962.136.184.874
darcis
since 20002.136.184.577
INCONNUE
since 20042.136.212.489
GIBSY
since 20132.229.589.738
5 parcels
Flanders
5
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38016B0169/00S000 | Flanders | 755 m² | 1 · 820 m² | 14.0 m · 3 fl. |
| 38342G0565/00A000 | Flanders | 736 m² | 1 · 73 m² | 10.9 m · 3 fl. |
| 35011B0180/00D090 | Flanders | 584 m² | 1 · 494 m² | 28.7 m · 8 fl. |
| 38342G0551/00B000 | Flanders | 324 m² | 1 · 319 m² | 20.3 m · 4 fl. |
| 38342G0563/00B000 | Flanders | 191 m² | 1 · 191 m² | 19.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
DECKERS WONEN
BE 0440.643.779
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Bijlemans Kleding Olmen
BE 0430.702.467
Balen · Eq €4.43M
HEMY
BE 0864.137.069
Sint-Martens-Latem · Eq €4.13M
BOOSTER BUDO & FITNESS
BE 0471.571.240
Lille · Eq €4.13M
Camélo
BE 0798.877.449
Ottignies-Louvain-la-Neuve · Eq €5.34M
Of 1,268 companies in sector 47512 we hold annual accounts for 579. 108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-01-1977
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
47711Retail sale of women's outerwear
52410
52423
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.