HEMY
ActiveHEMY has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.13M and a net result of €147k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
64
/ 100
Healthy▼ -27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-52
Solvency79▼-18
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 2.26 in 2024), but 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
1.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
on the day
2021
5 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.13M▲ 3.7%
2024 · €3.98M
2019: €675k
2020: €1.39M
2021: €1.93M
2022: €2.92M
2023: €3.43M
2024: €3.98M
2019 → 2025
Total assets
€9.93M▲ 38.7%
2024 · €7.16M
2019: €5.33M
2020: €6.46M
2021: €8.20M
2022: €8.58M
2023: €9.76M
2024: €7.16M
2019 → 2025
Net result
€147k▼ 73.4%
2024 · €555k
2019: €168k
2020: €713k
2021: €538k
2022: €998k
2023: €506k
2024: €555k
2019 → 2025
Working capital
€4.07M▲ 3.4%
2024 · €3.94M
2019: €-1k
2020: €550k
2021: €1.23M
2022: €2.62M
2023: €3.45M
2024: €3.94M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.93M-€2.92M▲ 51.8%€3.43M▲ 17.3%€3.98M▲ 16.2%€4.13M▲ 3.7%
Operating result€840k-€1.52M▲ 80.7%€969k▼ 36.1%€1.11M▲ 14.4%€364k▼ 67.1%
Net result€538k-€998k▲ 85.5%€506k▼ 49.3%€555k▲ 9.7%€147k▼ 73.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.93M
Fixed assets
€102k▼ 1.3%
Current assets
€9.83M▲ 39.3%
Equity and liabilities €9.93M
Equity
€4.13M▲ 3.7%
Debt
€5.80M▲ 82.7%
The debt ratio rises from 44.4% to 58.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€388k▼
2024 · €1.12M
Cash flow
€172k▼
2024 · €562k
Solvency
41.6%▼
2024 · 55.6%
Current ratio
1.71▼
2024 · 2.26
Quick ratio
0.45▼
2024 · 0.59
Debt / equity
1.40▲
2024 · 0.80
ROE
3.6%▼
2024 · 13.9%
ROA
1.5%▼
2024 · 7.8%
Interest coverage
2.53▼
2024 · 4.74
Debt
€5.80M▲
2024 · €3.18M
Debt ≤ 1 year
€5.76M▲
2024 · €3.12M
Debt > 1 year
€18k▼
2024 · €32k
Income taxes
€64k▼
2024 · €318k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.16M€9.93M▲
Fixed assets21/28€103k€102k▼
Tangible fixed assets22/27€103k€102k▼
Plant, machinery and equipment23€1k€874▼
Furniture and vehicles24€102k€101k▼
Financial fixed assets28€190€190=
Current assets29/58€7.06M€9.83M▲
Stocks and contracts in progress3€5.21M€7.27M▲
Stocks30/36€5.21M€7.27M▲
Amounts receivable within one year40/41€1.25M€1.28M▲
Other amounts receivable41€1.25M€1.28M▲
Cash at bank and in hand54/58€596k€1.28M▲
Equity and liabilities
Total equity and liabilities10/49€7.16M€9.93M▲
Equity10/15€3.98M€4.13M▲
Contributions10/11€75k€75k=
Reserves13€3.45M€3.59M▲
Distributable reserves133€3.45M€3.59M▲
Profit (loss) carried forward14€464k€464k▲
Amounts payable17/49€3.18M€5.80M▲
Amounts payable after more than one year17€32k€18k▼
Financial debts170/4€32k€18k▼
Amounts payable within one year42/48€3.12M€5.76M▲
Current portion of amounts payable after more than one year42€14k€14k=
Financial debts43€1.49M€3.71M▲
Credit institutions430/8€1.49M€3.71M▲
Trade debts44€17k€89k▲
Suppliers440/4€17k€89k▲
Taxes, remuneration and social security45€37k€31k▼
Taxes450/3€31k€25k▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€1.56M€1.92M▲
Accrued charges and deferred income492/3€24k€24k=
Income statement
Code20242025
Non-recurring operating income76A-€401
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€24k▲
Other operating charges640/8€30k€30k▼
Gross operating margin9900€1.15M€418k▼
Operating profit (loss)9901€1.11M€364k▼
Financial income75/76B€79€601▲
Recurring financial income75€79€601▲
Financial charges65/66B€235k€153k▼
Recurring financial charges65€235k€153k▼
Profit (loss) for the period before taxes9903€873k€211k▼
Income taxes67/77€318k€64k▼
Profit (loss) for the period9904€555k€147k▼
Transfer from tax-exempt reserves789€211k-
Profit (loss) for the period to be appropriated9905€765k€147k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.23M€611k▼
Profit (loss) brought forward from the previous period14P€463k€464k▲
Transfer to equity691/2€765k€147k▼
To other reserves6921€765k€147k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €147k ▼73.4%
Net result drops to €147k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €998k ▲85.5%
Operating result €1.52M, net result €998k, both a record.
30-06
Financial
Equity above €2MEq €2.92M ▲51.8%
4 profitable years in a row build equity to €2.92M.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €1MEq €1.39M ▲106%
2 profitable years in a row build equity to €1.39M.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Papeleugoed 99831 Sint-Martens-LatemGround area
1,841 m²
Building footprint
397 m²
Volume, LiDAR
2,125 m³
2 parcels, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kortrijksesteenweg 378/001, 9000 Gent
since 20172.265.957.810
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44015A0090/00G000 | Flanders | 1,740 m² | 1 · 305 m² | 7.1 m · 1 fl. |
| 44809I0688/00H000 | Flanders | 102 m² | 1 · 92 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOOSTER BUDO & FITNESS
BE 0471.571.240
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Bijlemans Kleding Olmen
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DARCIS
BE 0416.830.477
Nieuwpoort · Eq €4.66M
DECKERS WONEN
BE 0440.643.779
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VERGOO
BE 0747.820.609
Lier · Eq €3.49M
Of 1,269 companies in sector 47512 we hold annual accounts for 580. 120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2004
Fiscal year end30-06
Activities, NACEBEL
47512Retail sale of household textiles and bedding
52410
47711Retail sale of women's outerwear
47722Retail trade
52423
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.