DECKERS WONEN
ActiveDECKERS WONEN has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.81M and a net result of €539k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-35
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €450k at 30 days acceptable
Liquidity ample (current ratio 10.09 against 4.23 in 2024), and 14.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.7%
Return on assets
9.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d early
2023
6 d early
2022
48 d early
2021
2 d early
2020
8 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€539k▼ 30.4%
2024 · €775k
2018: €379k
2019: €317k
2020: €694k
2021: €827k
2022: €617k
2023: €604k
2024: €775k
2018 → 2025
Working capital
€2.92M▲ 10.3%
2024 · €2.64M
2018: €2.39M
2019: €2.69M
2020: €2.92M
2021: €3.20M
2022: €3.54M
2023: €2.58M
2024: €2.64M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.00M-€4.33M▲ 8.2%€3.92M▼ 9.5%€4.28M▲ 9.0%€4.81M▲ 12.6%
Operating result€827k-€701k▼ 15.2%€726k▲ 3.5%€750k▲ 3.4%€588k▼ 21.6%
Net result€827k-€617k▼ 25.5%€604k▼ 2.0%€775k▲ 28.3%€539k▼ 30.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.62M
Fixed assets
€2.38M▲ 12.6%
Current assets
€3.24M▼ 6.5%
Equity and liabilities €5.62M
Equity
€4.81M▲ 12.6%
Debt
€801k▼ 38.3%
The debt ratio falls from 23.3% to 14.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€644k▼
2024 · €789k
Cash flow
€595k▼
2024 · €813k
Solvency
85.7%▲
2024 · 76.7%
Current ratio
10.09▲
2024 · 4.23
Quick ratio
8.96▲
2024 · 3.81
Debt / equity
0.17▼
2024 · 0.30
ROE
11.2%▼
2024 · 18.1%
ROA
9.6%▼
2024 · 13.9%
Interest coverage
14.21▼
2024 · 27.32
Debt
€801k▼
2024 · €1.30M
Debt ≤ 1 year
€321k▼
2024 · €819k
Debt > 1 year
€480k=
2024 · €480k
Income taxes
€158k▼
2024 · €206k
Staff costs
€528k▲
2024 · €517k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.58M€5.62M▲
Fixed assets21/28€2.11M€2.38M▲
Tangible fixed assets22/27€2.10M€2.37M▲
Land and buildings22€687k€686k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€171k€182k▲
Assets under construction and advance payments27€1.24M€1.50M▲
Financial fixed assets28€13k€13k=
Current assets29/58€3.46M€3.24M▼
Stocks and contracts in progress3€340k€363k▲
Stocks30/36€306k€329k▲
Contracts in progress37€34k€34k▼
Amounts receivable within one year40/41€112k€121k▲
Trade receivables40€112k€85k▼
Other amounts receivable41€25€36k▲
Current investments50/53€2.55M€1.78M▼
Cash at bank and in hand54/58€461k€968k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€5.58M€5.62M▲
Equity10/15€4.28M€4.81M▲
Contributions10/11€71k€71k=
Capital10€71k€71k=
Issued capital100€71k€71k=
Reserves13€4.20M€4.74M▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€4.20M€4.74M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.30M€801k▼
Amounts payable after more than one year17€480k€480k=
Financial debts170/4€480k€480k=
Amounts payable within one year42/48€819k€321k▼
Financial debts43€5k€4k▼
Credit institutions430/8€5k€4k▼
Trade debts44€77k€75k▼
Suppliers440/4€77k€75k▼
Taxes, remuneration and social security45€316k€242k▼
Taxes450/3€220k€129k▼
Remuneration and social security454/9€96k€113k▲
Other amounts payable47/48€421k€0▼
Accrued charges and deferred income492/3€465€465=
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€517k€528k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€56k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€6k▼
Other operating charges640/8€17k€16k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€1.33M€1.19M▼
Operating profit (loss)9901€750k€588k▼
Financial income75/76B€260k€154k▼
Recurring financial income75€260k€154k▼
Financial charges65/66B€29k€45k▲
Recurring financial charges65€29k€45k▲
Profit (loss) for the period before taxes9903€981k€697k▼
Income taxes67/77€206k€158k▼
Profit (loss) for the period9904€775k€539k▼
Profit (loss) for the period to be appropriated9905€775k€539k▼
Appropriation of the result
Profit (loss) to be appropriated9906€775k€539k▼
Transfer from equity791/2€421k€0▼
Transfer to equity691/2€775k€539k▼
To other reserves6921€775k€539k▼
Profit to be distributed694/7€421k€0▼
Return on contributions (dividend)694€421k€0▼
Social balance
Average headcount (FTE)90879.78.7▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity doublescurrent ratio 10.09
Current ratio from 4.23 to 10.09; short-term debt falls from €819k to €321k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €827k ▲19.3%
Net result €827k, the highest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €317k ▼16.2%
Net result drops to €317k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sellekaertsstraat 153900 PeltGround area
4,430 m²
Building footprint
4,105 m²
Parcel 72029A0404/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
DECKERS WONEN
since 19902.048.617.828
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029A0404/00Z000 | Flanders | 4,430 m² | 1 · 4,105 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,937 EUR awarded · 1,932 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,937 EUR | 1,932 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500K57KM8RLQJCH54
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Of 1,268 companies in sector 47512 we hold annual accounts for 579. 103 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-04-1990
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
47530Retail trade
52410
52486
47521Retail sale of hardware, building materials, paint and glass (general range)
47783Retail trade
47784Retail trade
52461
52488
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.