D.M.VERDIE
ActiveD.M.VERDIE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 89% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency100▲+33
Growth52▼-6
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.69 against 1.71 in 2024; short-term debt: 17.5% and cash: 97.9% of total assets), and 17.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.5%
Return on assets
8.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
61 d late
2023
26 d early
2022
27 d early
2021
13 d early
2020
26 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 11.9%
2024 · €93k
2018: €94k
2019: €49k
2020: €50k
2021: €33k
2022: €-4k
2023: €-40k
2024: €93k
2018 → 2025
Total assets
€127k▼ 43.5%
2024 · €224k
2018: €472k
2019: €1.54M
2020: €1.14M
2021: €565k
2022: €914k
2023: €1.20M
2024: €224k
2018 → 2025
Net result
€11k▼ 91.7%
2024 · €134k
2018: €29k
2019: €-46k
2020: €1k
2021: €-17k
2022: €-36k
2023: €-37k
2024: €134k
2018 → 2025
Working capital
€104k▲ 12.9%
2024 · €92k
2018: €94k
2019: €1.12M
2020: €797k
2021: €150k
2022: €357k
2023: €720k
2024: €92k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€-4k€-40k▼ 1,054%€93k€105k▲ 11.9%
Operating result€2k-€-22k€-7k▲ 68.8%€166k€16k▼ 90.4%
Net result€-17k-€-36k▼ 110%€-37k▼ 1.8%€134k€11k▼ 91.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€361▼ 83.7%
Current assets
€126k▼ 43.1%
Equity and liabilities €127k
Equity
€105k▲ 11.9%
Debt
€22k▼ 83.0%
The debt ratio falls from 58.3% to 17.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €168k
Cash flow
€11k▼
2024 · €135k
Solvency
82.5%▲
2024 · 41.7%
Current ratio
5.69▲
2024 · 1.71
Quick ratio
5.69▲
2024 · 1.64
Debt / equity
0.21▼
2024 · 1.40
ROE
10.6%▼
2024 · 143.3%
ROA
8.7%▼
2024 · 59.7%
Interest coverage
267.24▲
2024 · 7.68
Debt
€22k▼
2024 · €131k
Debt ≤ 1 year
€22k▼
2024 · €130k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€224k€127k▼
Fixed assets21/28€2k€361▼
Tangible fixed assets22/27€2k€361▼
Furniture and vehicles24€2k€361▼
Current assets29/58€222k€126k▼
Stocks and contracts in progress3€10k€0▼
Stocks30/36€10k€0▼
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40€5k€2k▼
Other amounts receivable41€183€828▲
Cash at bank and in hand54/58€207k€124k▼
Equity and liabilities
Total equity and liabilities10/49€224k€127k▼
Equity10/15€93k€105k▲
Contributions10/11€6k€6k=
Reserves13€75k€86k▲
Distributable reserves133€75k€86k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€131k€22k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€130k€22k▼
Trade debts44€19k€19k▼
Suppliers440/4€19k€19k▼
Taxes, remuneration and social security45€91k€4k▼
Taxes450/3€91k€4k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€20k€26▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€317▼
Other operating charges640/8€2k€5k▲
Gross operating margin9900€169k€21k▼
Operating profit (loss)9901€166k€16k▼
Financial income75/76B€458€922▲
Recurring financial income75€458€922▲
Financial charges65/66B€22k€61▼
Recurring financial charges65€22k€61▼
Profit (loss) for the period before taxes9903€145k€17k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€134k€11k▼
Profit (loss) for the period to be appropriated9905€134k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€24k▼
Profit (loss) brought forward from the previous period14P€-49k€13k▲
Transfer to equity691/2€73k€11k▼
To other reserves6921€73k€11k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 5.69
Current ratio from 1.71 to 5.69; short-term debt falls from €130k to €22k.
31-12
Financial
Equity above €100kEq €105k ▲11.9%
2 profitable years in a row build equity to €105k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €134k
Net result €134k after 3 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-46k ▼258%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 3.74
Current ratio from 1.25 to 3.74.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotesteenweg 5272600 AntwerpenGround area
263 m²
Building footprint
151 m²
Volume, LiDAR
1,811 m³
Parcel 11303C0284/00B011, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Grotesteenweg 527, 2600 Antwerpen
since 20132.220.611.102
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0284/00B011 | Flanders | 263 m² | 1 · 151 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DUBOIS PERE ET FILS
BE 0435.078.553
Liège · Eq €105k
MARTIN RENOVATIES
BE 0824.505.839
Schoten · Eq €105k
RP CONSTRUCT
BE 0478.976.793
Habay · Eq €105k
Kempische Bouwgroep A&V
BE 0686.547.687
Vosselaar · Eq €105k
VAN PAMEL CHRISTOPHE
BE 0729.539.374
Brugge · Eq €104k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,095 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.