DUM MATEUS
ActiveDUM MATEUS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €10k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 7331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.67 against 5.44 in 2024; short-term debt: 16.6% and cash: 19.4% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
8.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
5 d late
2023
on the day
2022
2 d early
2021
1 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 10.8%
2024 · €96k
2018: €50k
2019: €51k
2020: €56k
2021: €64k
2022: €75k
2023: €89k
2024: €96k
2018 → 2025
Total assets
€128k▲ 9.6%
2024 · €116k
2018: €60k
2019: €76k
2020: €75k
2021: €75k
2022: €102k
2023: €113k
2024: €116k
2018 → 2025
Net result
€10k▲ 36.9%
2024 · €8k
2018: €3k
2019: €2k
2020: €5k
2021: €8k
2022: €10k
2023: €14k
2024: €8k
2018 → 2025
Working capital
€99k▲ 9.8%
2024 · €90k
2018: €47k
2019: €47k
2020: €53k
2021: €62k
2022: €68k
2023: €79k
2024: €90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€75k▲ 16.0%€89k▲ 18.4%€96k▲ 8.5%€106k▲ 10.8%
Operating result€11k-€14k▲ 24.5%€20k▲ 46.6%€11k▼ 43.5%€15k▲ 36.3%
Net result€8k-€10k▲ 23.3%€14k▲ 33.1%€8k▼ 45.0%€10k▲ 36.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€7k▲ 26.3%
Current assets
€121k▲ 8.8%
Equity and liabilities €128k
Equity
€106k▲ 10.8%
Debt
€21k▲ 4.3%
The debt ratio falls from 17.5% to 16.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €17k
Cash flow
€15k▲
2024 · €14k
Solvency
83.4%▲
2024 · 82.5%
Current ratio
5.67▲
2024 · 5.44
Quick ratio
5.67▲
2024 · 5.44
Debt / equity
0.20▼
2024 · 0.21
ROE
9.7%▲
2024 · 7.9%
ROA
8.1%▲
2024 · 6.5%
Interest coverage
36.01▲
2024 · 32.18
Debt
€21k▲
2024 · €20k
Debt ≤ 1 year
€21k▲
2024 · €20k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€128k▲
Fixed assets21/28€6k€7k▲
Tangible fixed assets22/27€6k€7k▲
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€527€2k▲
Financial fixed assets28€134€134=
Current assets29/58€111k€121k▲
Amounts receivable within one year40/41€99k€95k▼
Trade receivables40€54k€37k▼
Other amounts receivable41€45k€58k▲
Cash at bank and in hand54/58€10k€25k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€116k€128k▲
Equity10/15€96k€106k▲
Contributions10/11€7k€7k=
Reserves13€23k€33k▲
Distributable reserves133€23k€33k▲
Profit (loss) carried forward14€66k€67k▲
Amounts payable17/49€20k€21k▲
Amounts payable within one year42/48€20k€21k▲
Trade debts44€14k€17k▲
Suppliers440/4€14k€17k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€3k€4k▲
Remuneration and social security454/9€3k€282▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€612€775▲
Gross operating margin9900€18k€20k▲
Operating profit (loss)9901€11k€15k▲
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B€542€545▲
Recurring financial charges65€542€545▲
Profit (loss) for the period before taxes9903€11k€15k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€8k€10k▲
Profit (loss) for the period to be appropriated9905€8k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€77k▲
Profit (loss) brought forward from the previous period14P€66k€66k▲
Transfer to equity691/2€8k€10k▲
To other reserves6921€8k€10k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €100kEq €106k ▲10.8%
8 profitable years in a row build equity to €106k.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €14k ▲33.1%
Operating result €20k, net result €14k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €2k ▼46.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albertlaan 1241082 Sint-Agatha-BerchemGround area
189 m²
Building footprint
11 m²
Volume, LiDAR
24 m³
Parcel 21003A0177/00S013, Brussels · tallest building 2.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DUM MATEUS
since 20122.215.622.827
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0177/00S013 | Brussels | 189 m² | 1 · 11 m² | 2.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOLIPRO
BE 0699.566.176
Herve · Eq €106k
HOONKERS
BE 0767.886.543
Gent · Eq €106k
WIDABO BOUW
BE 0741.441.967
Maldegem · Eq €106k
WALL-BOUW
BE 0447.455.753
Haaltert · Eq €106k
CYD PROJECTS
BE 0563.895.444
Antwerpen · Eq €106k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,062 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2012
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.