CREFIUS (0405.549.377): annual accounts, directors and company register

CREFIUS

Saint-Josse-ten-Noode ·KBO/BCE: BE 0405.549.377

Company
CREFIUS Saint-Josse-ten-Noode	€36.9m	18.3%	65.7%	197.4
RECORD CREDITS Brussels	€64.3m	3.6%	8.3%	100.6
FVDM Group Charleroi	€0.1m	-	67.0%	-
BEMSOL Chaudfontaine	-	-	67.3%	-
HALLIMMO Verviers	-	-	27.5%	-
KBC SECURITIES Molenbeek-Saint-Jean	-	-	-	-
GEERT BUSSCHAERT Poperinge	-	-	95.6%	-

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Balance sheet: assets
`20/58`	28.1m	28.7m	25.8m	28.4m	29.0m	54.8m	62.3m	59.1m	75.2m	78.4m	80.4m	74.8m	72.0m	60.8m	63.8m	57.6m	52.6m	60.7m	75.8m
`20`	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-
`21/28`	12.7m	12.0m	10.8m	8.9m	8.1m	7.6m	5.9m	5.2m	4.6m	3.9m	4.0m	5.0m	5.7m	7.5m	8.7m	10.2m	10.9m	9.0m	6.6m
`21`	8.8m	7.9m	6.6m	5.5m	4.9m	4.4m	4.2m	3.4m	2.8m	2.5m	2.5m	3.2m	4.0m	5.6m	6.6m	7.9m	8.3m	4.4m	3.3m
`22/27`	3.9m	4.1m	4.1m	3.4m	3.1m	3.2m	1.6m	1.7m	1.8m	1.4m	1.6m	1.8m	1.7m	1.8m	2.1m	2.3m	2.6m	4.5m	3.3m
`22`	2.8m	2.8m	2.8m	2.9m	3.0m	3.1m	988,214	1.1m	1.2m	1.3m	1.4m	1.6m	1.5m	1.6m	1.8m	1.9m	1.9m	2.1m	2.2m
`23`	285,981	331,009	184,921	13,962	7,747	7,385	14,904	24,337	25,654	3,316	6,540	7,983	19,878	36,942	61,544	15,407	76,399	81,129	92,506
`24`	816,378	922,015	1.0m	442,330	10,481	14,375	16,968	11,603	14,879	18,010	19,824	38,840	59,915	84,392	134,026	207,779	293,172	353,864	374,670
`26`	25,836	32,708	39,599	46,408	53,216	60,024	66,832	73,640	80,447	87,257	94,065	100,873	106,751	113,532	120,313	127,094	130,516	137,198	143,880
`27`	-	-	-	-	-	0	526,941	526,941	526,941	-	21,593	0	15,483	1,186	-	-	171,900	1.9m	475,586
`28`	9,633	9,633	50,707	50,526	51,778	53,376	53,381	53,815	11,862	12,359	12,557	12,806	13,179	13,179	16,427	18,177	21,583	23,677	23,084
`280/1`	-	-	-	-	-	-	9,725	10,345	10,841	11,338	11,462	11,711	12,084	12,084	15,857	17,607	21,013	23,107	22,514
`280`	-	-	-	-	-	-	9,725	10,345	10,841	11,338	11,462	11,711	12,084	12,084	15,857	17,607	21,013	23,107	22,514
`281`	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-
`284/8`	9,633	9,633	50,707	50,526	51,778	53,376	43,656	43,470	1,021	1,021	1,095	1,095	1,095	1,095	570	570	570	570	570
`284`	6,746	6,746	6,870	7,119	8,482	9,601	-	-	0	0	-	-	-	-	-	-	-	-	-
`285/8`	2,887	2,887	43,837	43,407	43,296	43,775	43,656	43,470	1,021	1,021	1,095	1,095	1,095	1,095	570	570	570	570	570
`29/58`	15.4m	16.7m	15.0m	19.5m	20.9m	47.2m	56.4m	53.9m	70.6m	74.5m	76.4m	69.8m	66.2m	53.3m	55.1m	47.4m	41.6m	51.7m	69.2m
`3`	-	-	-	-	-	-	-	-	-	-	-	-	-	38,261	-	-	-	-	-
`30/36`	-	-	-	-	-	-	-	-	-	-	-	-	-	38,261	-	-	-	-	-
`35`	-	-	-	-	-	-	-	-	-	-	-	-	-	38,261	-	-	-	-	-
`40/41`	3.0m	3.8m	3.1m	4.4m	2.9m	3.4m	3.5m	2.4m	8.2m	8.4m	6.4m	8.5m	7.6m	7.0m	7.8m	6.0m	5.6m	4.5m	5.3m
`40`	2.4m	3.1m	2.8m	4.2m	2.8m	3.3m	99,827	56,606	5.0m	4.6m	3.3m	4.7m	5.2m	4.8m	4.2m	3.4m	3.2m	2.3m	2.3m
`41`	627,098	707,007	282,677	170,542	86,289	137,737	3.4m	2.4m	3.2m	3.8m	3.1m	3.8m	2.4m	2.2m	3.5m	2.5m	2.4m	2.2m	3.0m
`50/53`	5.0m	5.0m	5.0m	2.0m	2.0m	21.9m	22.8m	13.6m	13.8m	35.6m	59.3m	56.0m	55.9m	40.1m	44.1m	39.9m	34.0m	45.8m	62.7m
`51/53`	5.0m	5.0m	5.0m	2.0m	2.0m	21.9m	22.8m	13.6m	13.8m	35.6m	59.3m	56.0m	55.9m	40.1m	44.1m	39.9m	34.0m	45.8m	62.7m
`54/58`	6.9m	7.4m	6.6m	12.7m	15.8m	20.9m	29.2m	37.1m	48.0m	30.0m	10.1m	4.7m	1.9m	5.4m	2.4m	803,865	1.4m	601,967	604,180
`490/1`	411,532	408,535	347,313	353,823	241,405	1.0m	888,603	704,432	580,982	474,768	603,095	540,963	832,447	760,745	841,887	738,100	624,878	828,167	558,434
Balance sheet: equity and liabilities
`10/49`	28.1m	28.7m	25.8m	28.4m	29.0m	54.8m	62.3m	59.1m	75.2m	78.4m	80.4m	74.8m	72.0m	60.8m	63.8m	57.6m	52.6m	60.7m	75.8m
`10/15`	18.5m	17.8m	17.9m	17.5m	16.3m	42.9m	43.1m	49.9m	43.4m	41.5m	43.6m	42.3m	40.7m	39.9m	29.1m	29.1m	29.1m	29.0m	54.0m
`10/11`	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m
`10`	2.5m	2.5m	2.5m	2.5m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m
`13`	14.2m	14.5m	14.8m	15.0m	13.8m	40.4m	40.4m	40.4m	39.6m	38.9m	38.9m	38.9m	38.1m	37.4m	26.5m	26.5m	26.5m	26.5m	51.5m
`130/1`	250,000	250,000	250,000	250,000	250,000	250,000	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000	250,000
`132`	748,169	1.0m	1.3m	1.5m	281,240	1.5m	1.5m	1.5m	744,000	375,000	900,000	1.5m	750,000	-	-	-	-	-	-
`133`	13.2m	13.2m	13.2m	13.2m	13.2m	38.6m	38.6m	38.6m	38.6m	38.2m	37.7m	37.1m	37.1m	37.1m	26.3m	26.3m	26.3m	26.3m	51.3m
`14`	1.7m	813,112	614,895	16,850	7,541	81,534	208,625	7.1m	1.3m	166,922	2.3m	907,115	54,152	34,436	39,406	33,710	38,093	16,093	28,129
`16`	808,585	1.1m	1.2m	1.3m	884,410	419,578	207,438	211,430	18.8m	19.2m	19.2m	17.8m	14.5m	12.4m	12.3m	10.3m	10.4m	8.2m	7.1m
`160/5`	559,195	730,695	808,477	800,558	884,410	419,578	207,438	211,430	18.8m	19.2m	19.2m	17.8m	14.5m	12.4m	12.3m	10.3m	10.4m	8.2m	7.1m
`160`	-	-	-	-	-	-	-	3,992	8,054	11,975	15,804	20,203	17,567	21,200	21,200	21,200	-	-	12,187
`162`	-	-	-	-	34,410	207,438	207,438	207,438	207,438	123,842	122,042	107,575	120,317	133,897	153,223	141,374	132,804	107,766	109,285
`164/5`	559,195	730,695	808,477	800,558	850,000	212,140	-	-	18.6m	19.1m	19.1m	17.7m	14.3m	12.2m	12.1m	10.1m	10.2m	8.0m	7.0m
`168`	249,390	347,462	440,258	508,952	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`17/49`	8.8m	9.7m	6.7m	9.6m	11.9m	11.4m	19.0m	8.9m	13.0m	17.6m	17.6m	14.7m	16.8m	8.5m	22.5m	18.3m	13.1m	23.5m	14.6m
`17`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	46,137
`170/4`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	46,137
`173`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	46,137
`42/48`	8.7m	9.7m	6.6m	9.2m	11.5m	11.0m	18.5m	8.1m	12.6m	17.1m	16.8m	14.0m	16.1m	8.1m	22.2m	18.2m	12.9m	23.2m	14.5m
`42`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	46,137	429,650
`44`	1.1m	1.1m	887,407	1.5m	1.4m	1.5m	1.1m	1.7m	1.2m	306,937	146,345	876,835	1.2m	841,994	1.4m	1.4m	987,410	978,180	722,895
`440/4`	1.1m	1.1m	887,407	1.5m	1.4m	1.5m	1.1m	1.7m	1.2m	306,937	146,345	876,835	1.2m	841,994	1.4m	1.4m	987,410	978,180	722,895
`46`	1,500	1,500	1,500	1,500	1,560	1,565	965	1,440	1,440	1,440	1,440	1,464	1,438	1,494	176,218	1,493	1,434	1,493	1,434
`45`	3.2m	3.1m	2.5m	2.8m	2.8m	2.6m	2.6m	3.3m	3.1m	2.4m	6.5m	6.1m	4.1m	6.9m	7.1m	4.0m	3.5m	4.3m	2.7m
`450/3`	595,662	453,048	382,050	480,038	502,140	396,302	466,914	1.4m	1.2m	768,857	4.9m	4.7m	2.8m	5.6m	5.7m	2.8m	2.4m	3.0m	1.6m
`454/9`	2.6m	2.6m	2.1m	2.3m	2.3m	2.3m	2.2m	1.9m	1.9m	1.7m	1.6m	1.4m	1.3m	1.2m	1.4m	1.2m	1.1m	1.3m	1.1m
`47/48`	4.5m	5.5m	3.2m	4.9m	7.3m	6.9m	14.7m	3.0m	8.3m	14.3m	10.2m	7.0m	10.8m	342,057	13.5m	12.8m	8.4m	17.8m	10.6m
`492/3`	107,476	83,392	54,594	368,735	375,080	401,010	547,011	807,418	488,058	593,474	774,506	685,263	721,039	432,800	301,757	92,761	216,052	269,807	120,085
Income statement
`70/76A`	37.4m	36.3m	33.5m	36.4m	34.9m	33.8m	35.4m	29.9m	40.1m	40.1m	40.8m	37.2m	39.3m	36.2m	40.7m	37.7m	31.2m	40.5m	36.7m
`70`	36.9m	35.5m	32.3m	33.3m	33.9m	32.9m	34.2m	28.5m	38.4m	37.7m	36.6m	31.8m	29.3m	25.1m	27.9m	25.5m	21.2m	30.9m	27.7m
`74`	492,054	650,555	991,876	1.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`76A`	27,219	128,335	165,727	2.1m	90,977	60,285	24,917	24,208	109,197	1,061	15,022	1,060	3,642	2,630	3,772	1,349	40,728	7,620	13,102
`60/66A`	30.7m	30.7m	29.2m	27.9m	26.6m	24.7m	24.6m	18.4m	25.7m	22.7m	24.9m	25.6m	23.9m	21.0m	23.1m	20.6m	21.6m	19.0m	15.5m
`60`	-	-	1,619	293	-	21,456	-	-	-	-	-	-	38,261	10,640	-	-	-	-	-
`600/8`	-	-	1,619	293	-	21,456	-	-	-	-	-	-	-	48,901	-	-	-	-	-
`609`	-	-	-	-	-	-	-	-	-	-	-	-	38,261	-38,261	-	-	-	-	-
`61`	11.6m	12.4m	11.6m	10.7m	9.3m	8.4m	9.3m	9.2m	8.7m	7.2m	7.6m	6.9m	7.1m	6.5m	7.0m	6.9m	6.9m	6.5m	5.3m
`62`	17.5m	16.6m	16.1m	15.8m	15.4m	14.7m	14.3m	13.4m	12.7m	11.4m	11.0m	10.2m	9.9m	9.3m	9.4m	8.6m	9.1m	9.0m	8.0m
`630`	1.8m	1.7m	1.4m	1.4m	1.4m	1.3m	935,448	659,760	953,276	971,325	1.3m	2.0m	2.7m	2.8m	3.0m	2.9m	2.3m	1.5m	1.1m
`631/4`	-	-	-	-	-	-	-	-2.3m	119,678	-124,955	559,783	-257,774	-106,480	574,848	406,554	395,949	37,740	171,877	127,524
`635/8`	-171,500	-77,782	7,919	-83,852	464,832	212,140	-3,992	-2.8m	-1.9m	-909,812	1.3m	3.3m	2.1m	74,174	2.0m	-118,592	2.2m	1.0m	208,566
`640/8`	70,064	68,910	32,507	38,863	44,560	47,861	41,795	53,284	4.7m	4.1m	3.1m	3.5m	2.2m	1.8m	1.3m	1.9m	1.1m	744,579	706,235
`66A`	443	43,857	2,012	10,721	3,499	4,401	607	171,767	314,541	1,736	-	4,334	3,130	458,077	2,411	122,267	4,855	6,377	5,353
`9901`	6.7m	5.5m	4.3m	8.5m	8.4m	9.1m	10.7m	11.5m	14.4m	17.4m	15.9m	11.6m	15.4m	15.2m	17.6m	17.1m	9.6m	21.5m	21.2m
`75/76B`	117,546	153,766	105,011	6,263	69,610	245,634	327,461	381,829	682,031	560,972	732,024	921,381	1.2m	1.3m	1.1m	1.0m	1.3m	3.3m	2.8m
`75`	117,546	153,766	105,011	6,263	69,610	245,634	327,461	381,829	682,031	560,972	732,024	921,381	1.2m	1.3m	1.1m	1.0m	1.3m	3.3m	2.8m
`750`	725	723	600	745	473	645	714	719	684	665	1,880	12	16	476	970	1,396	519	19,056	4,906
`751`	116,821	153,043	104,411	5,518	69,137	244,989	326,747	381,110	681,347	560,307	730,144	921,250	1.2m	1.3m	1.1m	1.0m	1.3m	2.5m	1.1m
`752/9`	-	-	-	-	-	-	-	-	-	-	-	119	-	52,164	-	-	1	808,558	1.7m
`65/66B`	12,702	12,418	18,517	73,210	132,916	144,802	193,672	216,530	141,659	62,227	12,890	258,731	227,174	-15,671	81,210	31,288	-70,843	-942,566	-260,629
`65`	12,702	12,418	18,517	73,210	132,916	144,802	193,672	216,530	141,659	62,227	12,890	258,731	227,174	-15,671	81,210	31,288	-70,843	-942,566	-260,629
`650`	12,702	12,418	18,517	73,210	132,786	144,652	193,455	216,456	141,522	62,109	19,408	12,362	12,903	22,744	11,775	31,318	19,311	25,351	43,192
`651`	-	-	-	-	-	-	-	-	-	-	-246,517	1,309	214,208	-38,415	69,435	-30	-90,606	-968,116	-303,827
`652/9`	-	-	-	-	130	150	217	74	137	118	239,999	245,060	63	-	-	-	452	198	7
`9903`	6.8m	5.7m	4.4m	8.4m	8.3m	9.2m	10.9m	11.7m	14.9m	17.9m	16.7m	12.2m	16.4m	16.1m	18.7m	18.0m	11.0m	25.7m	24.3m
`780`	98,072	92,796	68,694	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`680`	-	-	0	508,952	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`67/77`	1.9m	1.7m	1.3m	1.7m	2.3m	2.4m	3.3m	2.4m	5.1m	6.0m	5.4m	3.9m	5.1m	5.3m	6.1m	5.8m	3.5m	8.0m	8.5m
`670/3`	1.9m	1.7m	1.3m	1.7m	2.3m	2.4m	3.3m	2.4m	5.1m	6.0m	5.4m	3.9m	5.1m	5.3m	6.1m	5.8m	3.5m	8.0m	8.5m
`77`	33,107	0	-	355	-	1,200	-	-	-	-	-	-	1,113	-	-	-	1,235	-	-
`9904`	5.1m	4.1m	3.2m	6.2m	6.0m	6.8m	7.6m	9.3m	9.8m	11.9m	11.3m	8.3m	11.3m	10.8m	12.6m	12.2m	7.5m	17.7m	15.8m
`789`	294,218	278,389	206,080	318,134	1.2m	-	-	-	375,000	525,000	600,000	-	-	-	-	-	-	-	-
`689`	-	-	0	1.6m	-	-	-	747,600	744,000	-	-	750,000	750,000	-	-	-	-	-	-
`9905`	5.4m	4.4m	3.4m	4.9m	7.2m	6.8m	7.6m	8.6m	9.5m	12.4m	11.9m	7.5m	10.5m	10.8m	12.6m	12.2m	7.5m	17.7m	15.8m
Appropriation of the result
`9906`	6.2m	5.0m	3.4m	4.9m	7.3m	7.0m	14.7m	9.9m	9.6m	14.7m	12.8m	7.6m	10.6m	10.9m	12.6m	12.3m	7.5m	17.7m	15.8m
`14P`	813,112	614,895	16,850	7,540	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`791/2`	-	-	-	-	26.6m	-	-	-	-	-	-	-	-	-	-	-	-	25.0m	-
`792`	-	-	-	-	26.6m	0	-	-	-	-	-	-	-	-	-	-	-	25.0m	-
`691/2`	-	-	-	-	1.2m	-	-	-	375,000	525,000	600,000	-	-	10.9m	-	-	-	-	5.4m
`6921`	-	-	-	-	1.2m	-	-	-	375,000	525,000	600,000	-	-	10.9m	-	-	-	-	5.4m
`694/7`	4.5m	4.2m	2.8m	4.9m	32.7m	6.9m	14.5m	2.8m	8.0m	14.0m	9.9m	6.7m	10.5m	-	12.6m	12.3m	7.5m	42.7m	10.4m
`694`	4.5m	4.2m	2.8m	4.9m	32.7m	6.9m	14.5m	2.8m	8.0m	14.0m	9.9m	6.7m	10.5m	0	12.6m	12.3m	7.5m	42.7m	10.4m
Social balance sheet
`9087`	197.4	191.9	194.3	206.1	207.2	204.2	198.2	196	193.6	182.1	178.8	167.6	164.3	162.5	164.7	162.3	182.3	191.5	181.8
Men (FTE)`1003`	79.9	74.5	72.5	75.2	76.2	73	71.7	71	65.9	59.9	56.4	52.3	49.9	-	-	-	-	-	-
Women (FTE)`1003`	117.5	117.4	121.8	130.9	131	131.2	126.5	125	127.7	122.2	122.4	115.3	114.4	-	-	-	-	-	-
Agency workers`1501`	4.6	1.7	1.7	2.3	5.8	4.6	4	4	1.3	3	3.8	-	-	0	0.2	0.5	0.1	0.6	1.6
Hours worked`1013`	305,241	295,467	298,857	318,923	330,395	323,791	314,156	310,701	306,943	287,626	278,677	263,755	255,189	252,012	274,063	257,743	284,565	301,090	285,904
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

Financial year	Type	Filed	Reference	Document
31-12-2025	full format	26-03-2026	2026-00064581	PDF
31-12-2024	full format	27-03-2025	2025-00059262	PDF
31-12-2023	full format	16-04-2024	2024-00064601	PDF
31-12-2022	full format	20-04-2023	2023-00063043	PDF
31-12-2021	full format	28-03-2022	2022-08900374	PDF
31-12-2020	full format	22-03-2021	2021-08100543	PDF
31-12-2019	full format	16-04-2020	2020-09400121	PDF
31-12-2018	full format	17-04-2019	2019-10200115	PDF
31-12-2017	full format	29-03-2018	2018-08500032	PDF
31-12-2016	full format	20-04-2017	2017-09900087	PDF
31-12-2015	full format	19-04-2016	2016-10600106	PDF
31-12-2014	full format	23-03-2015	2015-06900550	PDF
31-12-2013	full format	28-03-2014	2014-08000345	PDF
31-12-2012	full format	22-03-2013	2013-07200601	PDF
31-12-2011	full format	23-03-2012	2012-07000486	PDF
31-12-2010	full format	29-03-2011	2011-07100339	PDF
31-12-2009	full format	29-03-2010	2010-07800518	PDF
31-12-2008	full format	17-04-2009	2009-11200389	PDF
31-12-2007	full format	15-04-2008	2008-10600233	PDF
31-12-2006	full format	28-03-2007	2007-10002181	PDF
31-12-2005	full format	04-04-2006	2006-10500426	PDF
31-12-2004	full format	18-04-2005	2005-12202492	PDF
31-12-2003	full format	13-04-2004	2004-11200315	PDF
31-12-2002	full format	22-04-2003	2003-11604206	PDF
31-12-2001	full format	19-04-2002	2002-10400188	PDF
31-12-2000	full format	09-04-2001	2001-09301821	PDF
31-12-1999	full format	17-04-2000	2000-10201195	PDF
31-12-1998	full format	16-04-1999	1999-07703636	PDF
31-12-1997	full format	14-04-1998	1998-06800806	PDF
31-12-1996	full format	18-04-1997	1997-05805329	PDF
31-12-1995	full format	15-04-1996	1996-06100566	PDF
31-12-1994	full format	28-04-1995	1995-06701322	PDF
31-12-1993	full format	22-04-1994	1994-06603276	PDF
31-12-1992	full format	09-04-1993	1993-05004127	PDF
31-12-1991	full format	24-03-1992	1992-03200955	PDF
31-12-1990	full format	23-04-1991	1991-04202400	PDF
31-12-1989	full format	12-04-1990	1990-03001821	PDF
31-12-1988	full format	21-04-1989	1989-03000674	PDF
31-12-1987	full format	12-04-1988	1988-02400651	PDF
09-01-1987	full format	10-03-1987	1987-03001058	PDF
09-01-1986	full format	18-03-1986	1986-03001783	PDF
09-01-1985	full format	02-04-1985	1985-01401877	PDF

Year	Entries	Awarded	Paid
2025	1	€1,457	€1,457
2024	1	€3,804	€3,804
2023	1	€7,446	€7,446
2022	1	€3,480	€3,480

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
2.5m	3.0m	3.3m	2.4m	1.9m	3.0m	1.6m	1.4m	2.0m	889,316	392,206	1.2m	903,346	1.6m	1.5m	2.2m	4.3m	3.8m	2.7m
-512,744	841,179	-6.2m	-3.1m	-5.0m	-8.4m	-7.9m	-10.9m	18.0m	19.9m	5.4m	2.8m	-3.4m	2.9m	1.6m	-617,123	819,021	-2,213	-
18.3%	15.6%	13.4%	25.4%	24.6%	27.6%	31.4%	40.4%	37.5%	46.3%	43.5%	36.4%	52.5%	60.9%	63.2%	67.3%	45.1%	69.6%	76.7%
65.7%	62.3%	69.4%	61.7%	56.1%	78.4%	69.2%	84.6%	57.7%	53.0%	54.3%	56.5%	56.5%	65.7%	45.5%	50.5%	55.3%	47.9%	71.3%
27.6%	23.0%	17.8%	35.1%	37.0%	15.8%	17.7%	18.7%	22.7%	28.6%	25.8%	19.6%	27.7%	27.2%	43.2%	42.1%	25.9%	60.9%	29.3%
18.1%	14.3%	12.4%	21.7%	20.7%	12.4%	12.2%	15.8%	13.1%	15.2%	14.0%	11.1%	15.7%	17.8%	19.7%	21.3%	14.3%	29.2%	20.9%

By activity	2019	2020	2021	2022
gérer des crédits hypothécaires	€34,186,277	€32,911,731	-	€33,342,171
servicen hypothecaire woonkredieten	-	-	€33,939,477	-
Total	€34,186,277	€32,911,731	€33,939,477	€33,342,171

By geographic market	2019	2020	2021
België	-	-	€33,939,477
la Belgique	€34,186,277	€32,911,731	-
Total	€34,186,277	€32,911,731	€33,939,477

Item	31-12-2025	31-12-2024	31-12-2023	31-12-2022
Employees at the balance-sheet date	218	208	201	215
full-time	143	139	129	138
part-time	75	69	72	77
in full-time equivalents	203.2	195	187.4	199.3
	197.4	191.9	194.3	206.1
On a permanent contract	211	200	197	206
Joined	16	14	2	16
Left	6	7	16	28
Agency workers, average number	4.6	1.7	1.7	2.3
Training hours	2,732	2,580	3,674	2,662

Item	2025	2024	2023	2022
Tangible fixed assets	€7,816	€226,818	€843,729	€480,782
Intangible fixed assets	€2.5m	€2.8m	€2.4m	€1.9m
	€1.8m	€1.7m	€1.4m	€1.4m

MERCURIUS FUNDING registered office since 23-12-2011 · founded in 2011 · group BELFIUS BANK	total assets €8.18bn (2025) 0842.094.414
BELFIUS LEASE SERVICES registered office since 08-02-1990 · founded in 1985 · group BELFIUS BANK	turnover €353.9m (2025) 0427.903.127
BELFIUS COMMERCIAL FINANCE registered office since 02-07-1992 · founded in 1990 · group BELFIUS BANK	turnover €57.9m (2025) 0440.627.349
BELFIUS LEASE registered office since 02-10-2002 · founded in 1987 · group BELFIUS BANK	turnover €106.3m (2025) 0431.916.551
Belfius Asset Management registered office since 20-05-2016 · founded in 2016	total assets €201.1m (2025) 0654.876.296
BELFIUS IMMO registered office since 06-01-1989 · founded in 1988 · group BELFIUS BANK	total assets €147.2m (2025) 0436.006.090
CAPLINE registered office since 01-04-1974 · founded in 1974 · group BELFIUS BANK	total assets €118.4m (2025) 0414.259.878
BELFIUS ASSET FINANCE HOLDING registered office since 30-11-2007 · founded in 2007 · group BELFIUS BANK	total assets €112.1m (2026) 0893.860.839
Chancelier RE Invest registered office since 17-12-2020 · founded in 2020 · group BELFIUS BANK	total assets €98.9m (2025) 0759.929.870
MC² DEVELOPMENT registered office since 12-06-2018 · founded in 2018 · group BELFIUS BANK	turnover €2.6m (2025) 0697.839.972

Luminus via Dirk Gyselinck, at CREFIUS until 2021 · Class A director · deed of 30-03-2007 founded in 2000 · group ELECTRICITE DE FRANCE	1,181 FTE (2025)
BELFIUS COMMERCIAL FINANCE via Delputz Arnaud, at CREFIUS until 2023 · Director · deed of 06-10-2008 founded in 1990 · group BELFIUS BANK	turnover €57.9m (2025)
SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION via Olivier Onclin, at CREFIUS until 2019 · Director · deed of 17-09-2018 founded in 1973	2,099 FTE (2025)
BELFIUS AUTO LEASE via Delputz Arnaud, at CREFIUS until 2023 · Director · deed of 05-07-2021 founded in 1997 · group BELFIUS BANK	turnover €241.3m (2025)
TINC via Dirk Gyselinck, at CREFIUS until 2021 · Director · deed of 15-04-2011 founded in 2007	total assets €622.7m (2025)
EPI Company via Olivier Onclin, at CREFIUS until 2019 · Director · deed of 12-01-2023 founded in 2020	turnover €31.0m (2025)

ELANTIS via Jan OTTOY (at CREFIUS until 2015), Martine Gelissen (at CREFIUS until 2019) and 2 others · Director · deeds of 24-04-2018 and 23-04-2014 founded in 1913 · group BELFIUS BANK	53 FTE (2025)
BATOPIN via Olivier Onclin, at CREFIUS until 2019 · Director · deed of 16-11-2021 founded in 2020	31 FTE (2025)
Belfius Asset Management via Dirk Gyselinck, at CREFIUS until 2021 · Non-executive director · deed of 13-05-2026 founded in 2016	total assets €201.1m (2025)
ISABEL via Dirk Gyselinck (at CREFIUS until 2021) and Olivier Onclin (at CREFIUS until 2019) · Director · deeds of 29-06-2020 and 23-05-2017 founded in 1995	152 FTE (2025)
BELFIUS IMMO via Dirk Gyselinck (at CREFIUS until 2021) and Olivier Onclin (at CREFIUS until 2019) · Director · deeds of 08-06-2022 and 01-04-2019 founded in 1988 · group BELFIUS BANK	total assets €147.2m (2025)
Bancontact Company via Delputz Arnaud (at CREFIUS until 2023) and Olivier Onclin (at CREFIUS until 2019) · Director · deeds of 05-10-2021 and 27-07-2020 founded in 2017	52 FTE (2025)
Belgian Mobile ID via Olivier Onclin, at CREFIUS until 2019 · Director · deed of 11-08-2020 founded in 2013	41 FTE (2025)
Fédération belge du Secteur Financier - Belgische Federatie van de Financiële Sector - Belgian Financial sector Federation via Olivier Onclin, at CREFIUS until 2019 · Administrateur au sein du comité exécutif et du conseil d'administration, ainsi que viceprésident · deed of 12-05-2026 founded in 2013	42 FTE (2025)
DE GENTSE KLUIS via Olivier Onclin, at CREFIUS until 2019 · Director · deed of 30-06-2023 founded in 2006	turnover €558,000 (2025)
HYPOCONNECT via Jan OTTOY, at CREFIUS until 2015 · Permanent representative · deed of 19-03-2020 founded in 2006 · group PATRONALE LIFE	6.4 FTE (2025)
ALTRO FINANCIAL SOLUTIONS via Jan OTTOY, at CREFIUS until 2015 · Managing director · deed of 20-09-2023 founded in 1993 · group ALTRO FINANCE & INSURANCE BELGIUM	9 FTE (2025)
BELFIUS ASSURANCES via Dirk Gyselinck (at CREFIUS until 2021) and Olivier Onclin (at CREFIUS until 2019) · Non-executive director · deeds of 26-03-2026 and 06-07-2023 group BELFIUS BANK	founded in 1925
Belfius Equities via Van Assche Marleen, no longer at Belfius Equities · Director · deed of 09-11-2016	founded in 1991
Belfius Sustainable via Delputz Arnaud, at CREFIUS until 2023 · Director · deed of 10-08-2007	founded in 2000
PARICOR via Van Assche Marleen, no longer at PARICOR · Director · deed of 27-02-2017	founded in 1992
VICOLO via Van Assche Marleen, no longer at VICOLO · Director (not named in the articles) · deed of 17-06-2025	founded in 2025
ZAKENKANTOOR SOETAERT via Jan OTTOY, at CREFIUS until 2015 · deed of 21-08-2020 No longer active

Establishment	Since	Unit number
Sint-Amandsstraat 72 8800 Roeselare	01-05-1911	2.006.279.506
Karel Rogierplein 11 registered office 1210 Saint-Josse-ten-Noode	14-09-1973	2.006.279.407
Avenue des Combattants 34 5000 Namur	17-05-2022	2.329.292.375

Cadastral parcel	Region	Area	Buildings	Height / floors
21014A0014/02L002	Brussels	3,343 m²	1 · 3,343 m²	144.7 m · 28
36015A0362/00S004	Flanders	1,081 m²	1 · 207 m²	22.4 m · 6

Overview

Lifetime

Key points

Equity

Staff

Filings

At the same address

Board

Position in the sector

Checked score

Signals

Board and ownership

Recent changes

Comparable companies

Official details

Annual accounts 2025

Companies linked to CREFIUS

Parent and group

Insights on CREFIUS

Financials

Annual accounts 2025

Money flows

Balance sheet

Change in equityin €m

Change in cashin €m

Position in the sector

Solvency65.7%

Return on assets18.1%

Staff

Men and women60% women

Staff cost per FTE€88,423

Joined and left+10 people

Filed annual accounts

Filings

Subsidies and aid

Flemish government 2022 to 2025, 4 entries, €16,187 awarded, €16,187 paid

Key figures and ratios

Revenue breakdown

By activity 2022

By geographic market 2021

By activity

By geographic market

Social balance sheet

Investments

Auditor

Insights on CREFIUS

Board & ownership

Board

Mandates through the years

Control

Capital

Owners through the years

Shareholders

Owners 3

Network & group

Parent

At the same address

Earlier ties

Holdings and subsidiaries

Holdings 2

Acquisitions and mergers

Connections & network

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the addresses

Environmental permits

Location

Parcels

Recognitions

Licences in the Official Gazette

in €m

in €m

65.7%

18.1%

€88,423

+10 people