BELFIUS AUTO LEASE
ActiveSummary
The computed 12-month bankruptcy probability of BELFIUS AUTO LEASE is 2.2% (moderate). The 2025 annual accounts show equity of €24.0m and a net result of €6.3m. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 10% of 543 sector peers (NACE 77, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 29-10-1997 Normal situation
- Registered office
- 34 active companies are registered at this address Source: KBO register, as of 1 November 2026.
- Activity
- Renting and leasing of cars and light motor vehicles NACE 77110
- Establishment unit
- 2.369.972.393 1930 Zaventem, since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 29-03-2024
Board and ownership
Board
- Jan AertgeertsChair
- Guy De CeusterGeneral manager
- Ann BouchetDirector · since 08-11-2023
- Auditor
- KPMG Réviseurs d'Entreprises
Shareholders
- BELFIUS ASSET FINANCE HOLDING99.98%30-06-2026 annual accounts of BELFIUS ASSET FINANCE HOLDING
- BELFIUS BANK0.02%annual accounts 2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.2%
Annual accounts 2025
- Turnover
- €241.3m
- ▲ 19.6%
- Profit
- €6.3m
- Equity
- €24.0m
- ▲ 35.7%
- Total assets
- €842.9m
- ▲ 1.5%
- Employees on 31-12-2025
- 54
- ▼ 12.9%
Filed on 01-07-2026, 30 days before the deadline
Score breakdownraises risk2 changes of registered office in 24 monthsLiquidity: current ratio 0.27, cash €11.9m, halvedEquity €24.0m (2.8% of total assets)lowers riskSize: turnover €241.3m, 50.4 FTE, total assets €842.9mShow the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 56% of medium-sized companies in rental and leasing (NACE 77)
Financial strength · tick: 2024
Average
Solvency
28+1
equity 2.8% of total assets
Liquidity
40-4
short-term debt 28.6% · cash 1.4%
Profitability
80+1
return on assets 0.7%
Bankruptcy probability within 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%lowest value
01-2025: 2.6%▲ +1.7 percentage points vs 12-2024
02-2025: 2.5%▼ -0.1 percentage points vs 01-2025
03-2025: 2.5%● unchanged vs 02-2025
04-2025: 2.6%▲ +0.1 percentage points vs 03-2025
05-2025: 2.6%● unchanged vs 04-2025
06-2025: 2.6%● unchanged vs 05-2025highest value
07-2025: 1.8%▼ -0.8 percentage points vs 06-2025
08-2025: 1.8%● unchanged vs 07-2025
09-2025: 1.8%● unchanged vs 08-2025
10-2025: 1.8%● unchanged vs 09-2025
11-2025: 1.8%● unchanged vs 10-2025
12-2025: 1.8%● unchanged vs 11-2025
01-2026: 1.8%● unchanged vs 12-2025
02-2026: 1.8%● unchanged vs 01-2026
03-2026: 1.9%▲ +0.1 percentage points vs 02-2026
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 1.9%● unchanged vs 05-2026
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 2.2%▲ +0.3 percentage points vs 07-2026
09-2026: 2.2%● unchanged vs 08-2026
10-2026: 2.2%● unchanged vs 09-2026
11-2026: 2.2%● unchanged vs 10-2026
Credit of up to €1,250,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.27 (0.39 in 2024), below 1. Short-term debt is 28.6% and cash 1.4% of total assets. 97.2% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, medium-sized). It does better than 12% of them on solvency, 44% on liquidity, 78% on profitability and 90% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 543 sector peers (2025).
NBB · sector comparisonPosition among 543 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 days early
2024
37 days early
2023
34 days early
2022
1 day late
2021
24 days early
2020
31 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Companies linked to BELFIUS AUTO LEASE
Comparable companies
These companies have the same main activity as BELFIUS AUTO LEASE: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €202m and €1.2bn, founded between 1970 and 1989.
| Company | Total assets | Turnover |
|---|---|---|
| BELFIUS AUTO LEASE Zaventem | €842.9m | €241.3m |
| ALPHABET BELGIUM LONG TERM RENTAL Aartselaar | €1,171.7m | €354.2m |
| J&T AUTOLEASE Antwerpen | €581.7m | €176.4m |
| ATHLON CAR LEASE BELGIUM Machelen (Brab.) | €866.5m | €281.1m |
| HOET TRUCKING & RENTING Hooglede | €202.0m | €181.1m |
| Van Mossel Westlease Antwerpen | €294.9m | €92.1m |
| VANCIA MOBILITY LEASE Kortrijk | €231.9m | €85.0m |
Key facts about BELFIUS AUTO LEASE
- What is the company number of BELFIUS AUTO LEASE?
- The company number of BELFIUS AUTO LEASE is 0461.783.247. The VAT number is the same number with BE in front: BE 0461.783.247.
- Where is BELFIUS AUTO LEASE based?
- The registered office is at Luchthaven Brussel Nationaal 1K, 1930 Zaventem.Company details
- What does BELFIUS AUTO LEASE do?
- According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
- What is the legal form of BELFIUS AUTO LEASE?
- The legal form of BELFIUS AUTO LEASE is Public limited company (NV).
- When was BELFIUS AUTO LEASE founded?
- BELFIUS AUTO LEASE was founded on 29-10-1997.
- Is BELFIUS AUTO LEASE still active?
- Yes, BELFIUS AUTO LEASE is an active enterprise in the KBO register.
- How many employees does BELFIUS AUTO LEASE have?
- BELFIUS AUTO LEASE had an average of 50.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BELFIUS AUTO LEASE?
- The turnover of BELFIUS AUTO LEASE was €241.3m in financial year 2025, according to the filed annual accounts.
- Is BELFIUS AUTO LEASE profitable?
- In financial year 2025, BELFIUS AUTO LEASE made a profit of €6.3m.
- Where can I find the annual accounts of BELFIUS AUTO LEASE?
- BELFIUS AUTO LEASE filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BELFIUS AUTO LEASE due?
- BELFIUS AUTO LEASE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
See how customers, suppliers and banks see your own company and what to improve first.