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BELFIUS AUTO LEASE

Active
Public limited companyfounded 1997active for 29 yearsLuchthaven Brussel Nationaal 1K, 1930 Zaventem, BelgiumKBO/BCE: BE 0461.783.247

From the official registers: KBO 28 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of BELFIUS AUTO LEASE is 2.2% (moderate). The 2025 annual accounts show equity of €24.0m and a net result of €6.3m. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 10% of 543 sector peers (NACE 77, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.

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BELFIUS AUTO LEASEActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 29-10-1997 Normal situation
Registered office
34 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Renting and leasing of cars and light motor vehicles NACE 77110
Establishment unit
2.369.972.393 1930 Zaventem, since 01-01-2025
Financial year end
31 December
Peppol
Reachable since 29-03-2024
Company details

Board and ownership

Board
Auditor
KPMG Réviseurs d'Entreprises
Shareholders
Board & ownership

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Annual accounts 2025
Turnover
€241.3m
▲ 19.6%
Profit
€6.3m
Equity
€24.0m
▲ 35.7%
Total assets
€842.9m
▲ 1.5%
Staff
50.4 FTE
▼ 6.7%
Filed on 01-07-2026, 30 days before the deadlineat the National Bank
Financials
Score breakdownraises risk2 changes of registered office in 24 monthsLiquidity: current ratio 0.27, cash €11.9m, halvedEquity €24.0m (2.8% of total assets)lowers riskSize: turnover €241.3m, 50.4 FTE, total assets €842.9mShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 56% of medium-sized companies in rental and leasing (NACE 77)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 28+1
equity 2.8% of total assets
Liquidity 40-4
short-term debt 28.6% · cash 1.4%
Profitability 80+1
return on assets 0.7%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (95 companies, NACE 77, medium-sized)
Last 24 months 11-2024: 0.9%lowest value 12-2024: 0.9%● unchanged vs 11-2024lowest value 01-2025: 2.6%▲ +1.7 percentage points vs 12-2024 02-2025: 2.5%▼ -0.1 percentage points vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.6%▲ +0.1 percentage points vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025highest value 07-2025: 1.8%▼ -0.8 percentage points vs 06-2025 08-2025: 1.8%● unchanged vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.9%▲ +0.1 percentage points vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.3 percentage points vs 07-2026 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.2%● unchanged vs 09-2026
Credit of up to €1,250,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.27 (0.39 in 2024), below 1. Short-term debt is 28.6% and cash 1.4% of total assets. 97.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, medium-sized). It does better than 12% of them on solvency, 44% on liquidity, 78% on profitability and 90% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 0.27, cash €11.9m, halved
NBB · annual accounts
raises risk · Equity €24.0m (2.8% of total assets)
NBB · annual accounts
lowers risk · Size: turnover €241.3m, 50.4 FTE, total assets €842.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 543 sector peers (2025).
NBB · sector comparison
Position among 543 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
37 days early
2023
34 days early
2022
1 day late
2021
24 days early
2020
31 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €1.3m in 2024 €6.3m View
  • Caution: Lower solvency than 90% of companies in rental and leasingsector median 41.8% · 543 companies 2.8% View
  • Board changedlatest change 10-06-2026 · 5 in office 1 joined · 1 left View

Companies linked to BELFIUS AUTO LEASE

Comparable companies

These companies have the same main activity as BELFIUS AUTO LEASE: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €202m and €1.2bn, founded between 1970 and 1989.

CompanyTotal assetsTurnover
BELFIUS AUTO LEASE Zaventem€842.9m€241.3m
ALPHABET BELGIUM LONG TERM RENTAL Aartselaar€1,171.7m€354.2m
J&T AUTOLEASE Antwerpen€581.7m€176.4m
ATHLON CAR LEASE BELGIUM Machelen (Brab.)€866.5m€281.1m
HOET TRUCKING & RENTING Hooglede€202.0m€181.1m
Van Mossel Westlease Antwerpen€294.9m€92.1m
VANCIA MOBILITY LEASE Kortrijk€231.9m€85.0m
Full comparison

Documents

Annual accounts at the NBB

All 28 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BELFIUS AUTO LEASE
What is the company number of BELFIUS AUTO LEASE?
The company number of BELFIUS AUTO LEASE is 0461.783.247. The VAT number is the same number with BE in front: BE 0461.783.247.
Where is BELFIUS AUTO LEASE based?
The registered office is at Luchthaven Brussel Nationaal 1K, 1930 Zaventem.Company details
What does BELFIUS AUTO LEASE do?
According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
What is the legal form of BELFIUS AUTO LEASE?
The legal form of BELFIUS AUTO LEASE is Public limited company (NV).
When was BELFIUS AUTO LEASE founded?
BELFIUS AUTO LEASE was founded on 29-10-1997.
Is BELFIUS AUTO LEASE still active?
Yes, BELFIUS AUTO LEASE is an active enterprise in the KBO register.
How many employees does BELFIUS AUTO LEASE have?
BELFIUS AUTO LEASE had an average of 50.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BELFIUS AUTO LEASE?
The turnover of BELFIUS AUTO LEASE was €241.3m in financial year 2025, according to the filed annual accounts.
Is BELFIUS AUTO LEASE profitable?
In financial year 2025, BELFIUS AUTO LEASE made a profit of €6.3m.
Where can I find the annual accounts of BELFIUS AUTO LEASE?
BELFIUS AUTO LEASE filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of BELFIUS AUTO LEASE due?
BELFIUS AUTO LEASE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies

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