Skip to content

BEMSOL

Active Risk: not assessed Public limited companyfounded 1981active for 45 yearsAvenue des Pommiers 22, 4053 ChaudfontaineKBO/BCE: BE 0422.099.161 #5 oldest company in Chaudfontaine, Finance and insurance sector

Lifetime

20 annual accounts with figures on one time axis, 44 filings since 1982
peak €328,245 (2020)
€173,182▲ 19.8%
lowest -€3.2m (2014)
€595,985▼ 11.4%
peak €5.1m (2025)
€5.1m▲ 13.2%
€2.5m▼ 58.3%
Board3 names since 2015
2 directorsROMAGNOLI Pascal and 1 other
Documentsfilings and deeds
29-09-202660 days late
2025financial year
Gross margin from €144,550 to €173,182Equity from €4.5m to €5.1mDebts from €5.9m to €2.5m

Key points

from the 2025 annual accounts

Equity

€5.1m ▲ 13.2%

BEMSOL has made a profit without a break since 2021.

Liquidity

2.99 was 1.73 in 2024

Short-term debts fell from €5.9m to €2.5m.

Filings

44 annual accounts since 1982
AprilJune31 JulyOctober199520102025

Nine of the last ten came late. The 2025 accounts came latest: 60 days after the end of the period.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
29 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

RP
Director, since 20-09-2021
RP
Director, since 20-09-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0422099161
Resignation: Anne Romagnoli (director) General meeting of 19-09-2023 · Gazette deed
Amendment of the articles · Resignations & appointments Reappointments: ROMAGNOLI Philippe, ROMAGNOLI Anne and ROMAGNOLI Pascal · General meeting of 20-09-2021 · Gazette deed
First establishment Avenue des Pommiers 22, Chaudfontaine
All 61 events

Comparable companies

same main activity, similar in size and age
Company
BEMSOL Chaudfontaine €7.6m €173,182 67.3% -
GEERT BUSSCHAERT Poperinge €5.7m €315,468 95.6% -
FVDM Group Charleroi €9.5m €469,961 67.0% -
Kantoor Bouckaert Ingelmunster €2.0m €164,424 95.5% -
HALLIMMO Verviers €6.0m €52,610 27.5% -
Kantoor Wysmans Diepenbeek €2.0m €361,061 71.8% 0.4
MONSTREY PROJECTS Bierbeek €1.5m €117,965 9.2% -

These companies have the same main activity as BEMSOL: financial service activities, except insurance and pension funding (NACE 64190). They are comparable in size and age: total assets between €1.5m and €9.5m, founded between 1978 and 2000.

Official details

Source: KBO
Status
Active since 05-11-1981Normal situation
Activity
Financial service activities, except insurance and pension fundingNACE 64190
Establishment unit
2.131.435.1414053 Chaudfontaine, since 23-08-2002
Financial year end
31 December
Peppol
Reachable since 22-12-2025
Company details

Annual accounts 2025

€7.6m▼ 27.4%
Filing
Filed on 29-09-2026
Financials

Insights on BEMSOL

BEMSOL has existed since 1981. In 2020 the gross margin rose from €117,311 to €328,245.

Solvency rose in 2025 from 43.1% to 67.3% because of the retained profit and lower debts.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BEMSOL

What is the company number of BEMSOL?
The company number of BEMSOL is 0422.099.161. The VAT number is the same number with BE in front: BE 0422.099.161.
Where is BEMSOL based?
The registered office is at Avenue des Pommiers 22, 4053 Chaudfontaine.Company details
What does BEMSOL do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64190).
What is the legal form of BEMSOL?
BEMSOL is a public limited company (NV).
When was BEMSOL founded?
BEMSOL was founded on 05-11-1981.
Is BEMSOL still active?
Yes, BEMSOL is an active enterprise in the KBO register.
What is the turnover of BEMSOL?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €173,182 and 39 comparable companies (NACE 64). It probably lies between €220,000 and €350,000.Financials
Is BEMSOL profitable?
In financial year 2025, BEMSOL made a profit of €595,985.
Where can I find the annual accounts of BEMSOL?
BEMSOL filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BEMSOL due?
BEMSOL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.