Financials
- Financial year
- 2025
- Total assets
- €1.0m
- Profit
- €156,104
- Solvency
- 6.1%
Turnover▲ 85.4%
Net result
20182021
ALTRO FINANCIAL SOLUTIONS
ActiveSummary
ALTRO FINANCIAL SOLUTIONS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €63,791 and a net result of €156,104. Equity is shrinking by about 13% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2028. Its solvency ranks better than 9% of 2,986 sector peers (NACE 64, financial year 2025). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other financial services
NACE 64999Insurance agents and brokers NACE 66220
10th oldest company in Ottignies-Louvain-la-Neuve, Finance and insurance sector3 sites
Size
€1.0mtotal assets 2025
- Staff
- 9 FTE
- Equity
- €63,791
- Profit
- €156,104
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- ALTRO FINANCE & INSURANCE BELGIUM · 100%
- Board
- 5 members
- SNC Dominique DejeanChair
- Mick DamanManaging director
Auditor: BMS & Co SRLAccounts 53 days early
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2986 sector peers (2025).
NBB · sector comparisonPosition among 2986 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 days early
2024
28 days early
2023
33 days early
2022
32 days early
2021
39 days early
2020
24 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
- Resignation: Michael Daman (director and managing…Appointment: APIS DEVELOPMENT SRL (director)…
- Resignations: David Brisson (director) and SEAR…Reappointments: Michaël Daman (director) and…
- Annual accounts filedfinancial year 2025 · full…
Key points
- Caution: Among the weakest 7% on equitysector median €5.3m · 2,982 companies €63,791 View
- Positive: Back in profit in 2025after -€358,340 in 2024 €156,104 View
- Board changedlatest change 01-09-2026 · 5 in office 1 joined · 3 left View
- Controlled by ALTRO FINANCE & INSURANCE… 100% View
- Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
By topic
Board & ownership
- Board
- 5 members
- Parent
- ALTRO FINANCE & INSURANCE… · 100%
- Auditor
- BMS & Co SRL
- SNC Dominique DejeanChair
- Alexia DE LA KETHULLE DE RYHOVEDirector
- APIS DEVELOPPEMENTDirector
- VINCENT VAN BRUSSEL SRLDirector
- APIS DEVELOPMENT SRLDirector
Network & group
- Connected companies
- 6
- Mergers and asset contributions
- 6
Timeline
- Events
- 74
- Since
- 1995
- Next accounts
- by 31-07-2027
- 31-12-2025Back to profit
- 06-11-2025Resignations: David Brisson (director) and SEAR BV…
- 22-08-2025Resignation: Luc Fierens (director)
Company details
- Sites
- 3
- Legal form
- Public limited company
- Activity
- Other financial servicesNACE 64999
- Founded
- 27-12-1993
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
- Purpose
- “La société a pour objet tant en Belgique qu'à l'étranger: - toutes opérations de courtages…” (deed in French)
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