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E.N.S.

Active
Private limited companyfounded 200125 yrs activeHeirweg-Zuid 41, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0473.840.941

E.N.S. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €475k and a net result of €8k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 66% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
78 / 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-6
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 3.86 in 2024), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.7%
Return on assets
1.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
34 d early
2023
40 d early
2022
31 d early
2021
34 d early
2020
38 d early
2019
38 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€475k▲ 1.7%
2024 · €467k
2018: €502k 2019: €477k 2020: €458k 2021: €441k 2022: €447k 2023: €453k 2024: €467k
2018 → 2025
Total assets
€681k▲ 2.1%
2024 · €667k
2018: €701k 2019: €667k 2020: €651k 2021: €643k 2022: €651k 2023: €663k 2024: €667k
2018 → 2025
Net result
€8k▼ 40.1%
2024 · €13k
2018: €-33k 2019: €-25k 2020: €-19k 2021: €-17k 2022: €6k 2023: €7k 2024: €13k
2018 → 2025
Working capital
€498k▲ 0.8%
2024 · €494k
2018: €512k 2019: €483k 2020: €465k 2021: €456k 2022: €458k 2023: €465k 2024: €494k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€441k-€447k▲ 1.3%€453k▲ 1.5%€467k▲ 2.9%€475k▲ 1.7%
Operating result€-9k-€14k€17k▲ 26.8%€9k▼ 48.1%€14k▲ 57.2%
Net result€-17k-€6k€7k▲ 16.8%€13k▲ 99.0%€8k▼ 40.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20kOperating result 2021: €-9k€-9kNet result 2021: €-17k€-17kOperating result 2022: €14k€14kNet result 2022: €6k€6kOperating result 2023: €17k€17kNet result 2023: €7k€7kOperating result 2024: €9k€9kNet result 2024: €13k€13kOperating result 2025: €14k€14kNet result 2025: €8k€8k20212022202320242025
The operating result recovers in 2025; 2025 is 57% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €681k
Equity €475k▲ 1.7%
Debt €206k▲ 3.1%
The debt ratio rises from 30.0% to 30.3%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
69.7%
2024 · 70.0%
Current ratio
3.72
2024 · 3.86
Quick ratio
3.72
2024 · 3.86
Debt / equity
0.43
2024 · 0.43
ROE
1.7%
2024 · 2.9%
ROA
1.2%
2024 · 2.0%
Debt
€206k
2024 · €200k
Debt ≤ 1 year
€183k
2024 · €173k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€667k€681k
Current assets29/58€667k€681k
Amounts receivable within one year40/41€6k€8k
Other amounts receivable41€6k€8k
Cash at bank and in hand54/58€658k€670k
Deferred charges and accrued income490/1€3k€4k
Equity and liabilities
Total equity and liabilities10/49€667k€681k
Equity10/15€467k€475k
Contributions10/11€298k€292k
Reserves13€218k€224k
Tax-exempt reserves132€53k€53k=
Distributable reserves133€165k€171k
Profit (loss) carried forward14€-49k€-41k
Amounts payable17/49€200k€206k
Amounts payable within one year42/48€173k€183k
Trade debts44€126€155
Suppliers440/4€126€155
Other amounts payable47/48€173k€183k
Accrued charges and deferred income492/3€27k€23k
Income statement Code20242025
Other operating charges640/8€246€248
Gross operating margin9900€9k€14k
Operating profit (loss)9901€9k€14k
Financial income75/76B€19k€7k
Recurring financial income75€19k€7k
Financial charges65/66B€15k€13k
Recurring financial charges65€15k€13k
Profit (loss) for the period before taxes9903€13k€8k
Profit (loss) for the period9904€13k€8k
Profit (loss) for the period to be appropriated9905€13k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-41k
Profit (loss) brought forward from the previous period14P€-63k€-49k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €13k ▲99%
Net result €13k, the highest in the series.
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €6k
Net result €6k after 4 loss-making years.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
07-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
05-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heirweg-Zuid 418770 Ingelmunster
Ground area
3,643 m²
Building footprint
245 m²
Volume, LiDAR
1,333 m³
Parcel 36007D0334/00K000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAPHO
Heirweg-Zuid 41, 8770 IngelmunsterNACE 52421
since 20012.101.234.685
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36007D0334/00K000 Flanders 3,643 m² 1 · 245 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 708 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-01-2001
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0472/259585
Establishment Ingelmunster 2.101.234.685