Financials
- Fiscal year
- 2025
- Turnover
- €262,351
- Profit
- €39,809
- Solvency
- 58.6%
COTTO DESIGN
ActiveSummary
The computed 12-month bankruptcy probability of COTTO DESIGN is 3.4% (moderate). The 2025 annual accounts show equity of €32,809 and a net result of €39,809. Its solvency ranks better than 66% of 8619 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€262,351turnover 2025
- Equity
- €32,809
- Profit
- €39,809
Structure
Accounts 1 d early0 of 1 deed read
Why 51- Founded in 2024- Size: turnover €262,351, total assets €56,017- Sector Construction of residential and non-residential buildings (NACE 41)+ Equity €32,809 (58.6% of total assets)Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 65% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
84
equity 58.6% of total assets
Liquidity
46
short-term debt 41.4% · cash 12.4%
Profitability
98
return on assets 71.1%
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 3.6%
05-2025: 3.7%▲ +2.3% vs 04-2025
06-2025: 3.8%▲ +1.8% vs 05-2025
07-2025: 4.2%▲ +11.5% vs 06-2025
08-2025: 4.2%▲ +0.4% vs 07-2025
09-2025: 4.6%▲ +8.7% vs 08-2025
10-2025: 5.0%▲ +9.1% vs 09-2025highest value
11-2025: 5.0%▼ -0.5% vs 10-2025
12-2025: 2.7%▼ -45.8% vs 11-2025
01-2026: 2.7%▼ -1.1% vs 12-2025lowest value
02-2026: 2.8%▲ +5.4% vs 01-2026
03-2026: 2.9%▲ +2.7% vs 02-2026
04-2026: 2.9%▲ +0.4% vs 03-2026
05-2026: 2.9%▼ -1.3% vs 04-2026
06-2026: 3.1%▲ +8.4% vs 05-2026
07-2026: 3.1%▲ +0.4% vs 06-2026
08-2026: 3.3%▲ +4.4% vs 07-2026
09-2026: 3.2%▼ -1.1% vs 08-2026
10-2026: 3.4%▲ +4.8% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Size: turnover €262,351, total assets €56,017 raises the probability for this profile
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Equity €32,809 (58.6% of total assets) lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.27; short-term debt: 41.4% and cash: 12.4% of total assets), and 41.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 67%, liquidity 44%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 30-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 12-03-2024
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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