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TD.TILES

Active
Private limited companyfounded 2024active for 2 yearsZwijnaardsesteenweg 44, 9000 Gent, BelgiumKBO/BCE: BE 1007.424.578
Summary

The computed 12-month bankruptcy probability of TD.TILES is 4.8% (elevated). The 2025 annual accounts show equity of €16,869 and a net result of €33,869. Its solvency ranks better than 29% of 9,122 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€72,673total assets 2025
Equity
€16,869
Profit
€33,869
Turnover not published (micro format)
Financial health
39 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.8%
Structure
Accounts filed 38 days late0 of 1 deed read
Why 39raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Latest accounts 38 days late; 1 of the last 3 lateSize: total assets €72,673Show the evidence

Checked score

Score 2025
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 47% of its sector peers (NACE 41, micro)
Financial strength
Average
Solvency 48
equity 23.2% of total assets
Liquidity 23
short-term debt 76.8% · cash 12.1%
Profitability 100
return on assets 46.6%
Bankruptcy probability, 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,392 companies, NACE 41, micro)
Last 24 months 04-2025: 3.6%lowest value 05-2025: 3.6%● unchanged vs 04-2025lowest value 06-2025: 3.8%▲ +0.2 percentage points vs 05-2025 07-2025: 4.1%▲ +0.3 percentage points vs 06-2025 08-2025: 4.2%▲ +0.1 percentage points vs 07-2025 09-2025: 4.6%▲ +0.4 percentage points vs 08-2025 10-2025: 4.6%● unchanged vs 09-2025 11-2025: 5.0%▲ +0.4 percentage points vs 10-2025highest value 12-2025: 4.8%▼ -0.2 percentage points vs 11-2025 01-2026: 4.7%▼ -0.1 percentage points vs 12-2025 02-2026: 4.7%● unchanged vs 01-2026 03-2026: 4.8%▲ +0.1 percentage points vs 02-2026 04-2026: 4.7%▼ -0.1 percentage points vs 03-2026 05-2026: 4.7%● unchanged vs 04-2026 06-2026: 4.7%● unchanged vs 05-2026 07-2026: 4.8%▲ +0.1 percentage points vs 06-2026 08-2026: 4.8%● unchanged vs 07-2026 09-2026: 4.8%● unchanged vs 08-2026 10-2026: 4.8%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.12; short-term debt: 76.8% and cash: 12.1% of total assets), and 76.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 30% on solvency, 19% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Latest accounts 38 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: total assets €72,673
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-12-2025, 38 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
38 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Positive: Among the best 20% on net resultsector median €8,458 · 9,116 companies €33,869 View
  • Total assets 2025first financial year filed €72,673 View
  • Active since 2024founded 21-03-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€72,673
Profit
€33,869
Solvency
23.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
21-03-2024
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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