BIPAK CONSTRUCT

Active

Private limited companyfounded 2024active for 2 yearsZwijnaardsesteenweg 44, 9000 Gent, Belgium146 active companies are registered at this addressKBO/BCE: BE 1007.874.441

Summary

BIPAK CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €70,106 and a net result of €45,240. Its solvency ranks better than 57% of 210 sector peers (NACE 41, financial year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow Report Compare

BIPAK CONSTRUCTActiveChecked score 86/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€114,770total assets 2026

Equity: €70,106
Profit: €45,240

Turnover not published (micro format)

Financial health

86 Excellent Checked score 2026

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

Accounts 29 days early0 of 1 deed read

Why 86raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.53, cash €78,978Equity €70,106 (61.1% of total assets)Show the evidence

Checked score

Score 2026

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 85% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Strong

Solvency 86+9

equity 61.1% of total assets

Liquidity 82+14

short-term debt 38.9% · cash 68.8%

Profitability 100+5

return on assets 39.4%

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,415 companies, NACE 41, micro)

Last 24 months 05-2025: 3.6% 06-2025: 3.7%▲ +0.1 percentage points vs 05-2025 07-2025: 4.1%▲ +0.4 percentage points vs 06-2025 08-2025: 4.2%▲ +0.1 percentage points vs 07-2025 09-2025: 4.6%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 4.6%● unchanged vs 09-2025highest value 11-2025: 1.3%▼ -3.3 percentage points vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.1 percentage points vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 0.5%▼ -1.0 percentage point vs 09-2026lowest value

Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity ample (current ratio 2.53, compared with 1.94 in 2025, above the usual 1.5; short-term debt: 38.9% and cash: 68.8% of total assets), and 38.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 70% on solvency, 85% on liquidity, 91% on profitability and 94% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.53, cash €78,978

NBB · annual accounts

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Equity €70,106 (61.1% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-10-2026, 29 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2026

29 days early

2025

22 days early

← before the deadline after the deadline →

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

17-10-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

02-10-2026 Annual accounts filedfinancial year 2026 · micro…
09-10-2025 Annual accounts filedfinancial year 2025 · micro…

Key points

Positive: Among the best 14% on net resultsector median €13,415 · 210 companies €45,240 View
Total assets 20262 financial years filed €114,770 View
Active since 2024founded 02-04-2024 2 years View