Financials
- Fiscal year
- 2025
- Total assets
- €134,687
- Profit
- €4,739
- Solvency
- 74.8%
Total assets▼ 29.1%
Net result
20192025
REN & CO
ActiveSummary
REN & CO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,729 and a net result of €4,739. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 8200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201Other building finishing work NACE 43350
2 sites
Size
€134,687total assets 2025
- Equity
- €100,729
- Profit
- €4,739
Structure
Accounts 25 d early0 of 3 deeds read
Why 69- Sector Construction of residential and non-residential buildings (NACE 41)- 1 of the last 3 late+ Liquidity: current ratio 3.74, cash €24,295+ Equity €100,729 (74.8% of total assets)Show the evidence
Checked score
Score 2025
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 61% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100+24
equity 74.8% of total assets
Liquidity
63+22
short-term debt 25.2% · cash 18.0%
Profitability
73+3
return on assets 3.5%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 0.9%highest value
12-2025: 0.9%● 0.0% vs 11-2025highest value
01-2026: 0.9%● 0.0% vs 12-2025highest value
02-2026: 0.9%● 0.0% vs 01-2026highest value
03-2026: 0.9%● 0.0% vs 02-2026highest value
04-2026: 0.9%▼ -1.5% vs 03-2026
05-2026: 0.9%● 0.0% vs 04-2026
06-2026: 0.9%▼ -0.6% vs 05-2026
07-2026: 0.9%▲ +1.9% vs 06-2026
08-2026: 0.9%▼ -0.7% vs 07-2026
09-2026: 0.9%▼ -0.1% vs 08-2026
10-2026: 0.8%▼ -6.3% vs 09-2026lowest value
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Liquidity: current ratio 3.74, cash €24,295 lowers the probability
- 1 of the last 3 late raises the probability
- Equity €100,729 (74.8% of total assets) lowers the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.74 against 1.94 in 2024; short-term debt: 25.2% and cash: 18% of total assets), and 25.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 83%, liquidity 68%, profitability 48%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-10-2025, 25 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
25 d early
2024
2 d early
2023
36 d late
2022
2 d late
2021
106 d late
2020
108 d late
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 2 November (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €100,000Eq €100,729 ▲4.9%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2019
- Next accounts
- by 31-10-2026
- 06-10-2025Annual accounts filed
- 31-03-2025Equity above €100,000
- 29-10-2024Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 28-04-2016
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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