COMDIS
ActiveSummary
The computed 12-month bankruptcy probability of COMDIS is 2.9% (moderate). The 2025 annual accounts show negative equity (-€1.3m) and a net result of -€1.0m. Its solvency ranks better than 5% of 4188 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-6
Growth32
Track record82
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 0.84 in 2024; short-term debt: 187.8% and cash: 13.8% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-113.1%
Return on assets
-91.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€1.3m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 d early
2024
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 14 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#4 employer in Ciney, Wholesale and retail trade sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1.0m▼ 194%
2024 · -€347,057
Working capital
-€1.3m▼ 632%
2024 · -€179,947
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€272,958--€946,090▼ 247%
Net result-€347,057--€1.0m▼ 194%
Equity-€247,057--€1.3m▼ 414%
Total assets€1.3m-€1.1m▼ 11.6%
Debt€1.5m-€2.4m▲ 57.7%
Working capital-€179,947--€1.3m▼ 632%
Staff (FTE)19-18▼ 5.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €946,090 in 2025 against €272,958 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€332,330 ▼ 4.6%
Current assets
€789,628 ▼ 14.2%
Key figures and ratios
EBITDA
-€856,313▼
2024 · -€181,902
Cash flow
-€931,947▼
2024 · -€256,001
Solvency
-113.1%▼
2024 · -19.5%
Current ratio
0.37▼
2024 · 0.84
Quick ratio
0.15▼
2024 · 0.45
Debt to equity
-1.88▲
2024 · -6.14
ROA
-91.1%▼
2024 · -27.3%
Interest coverage
-7.29▼
2024 · -2.45
Debt ≤ 1 year
€2.1m▲
2024 · €1.1m
Debt > 1 year
€283,615▼
2024 · €365,219
Staff costs
€664,538▼
2024 · €908,018
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | €690,697 | €3,932 | ▼ 99.4% |
| Remuneration, social security and pensions62 | €908,018 | €664,538 | ▼ 26.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €91,056 | €89,777 | ▼ 1.4% |
| Other operating charges640/8 | €13,111 | €60,392 | ▲ 361% |
| Non-recurring operating charges66A | €42,355 | €2,070 | ▼ 95.1% |
| Gross operating margin9900 | €781,582 | -€129,313 | ▼ 117% |
| Operating profit (loss)9901 | -€272,958 | -€946,090 | ▼ 247% |
| Financial income75/76B | €119 | €60,350 | ▲ 50,678% |
| Recurring financial income75 | €119 | €60,350 | ▲ 50,678% |
| Financial charges65/66B | €74,218 | €135,984 | ▲ 83.2% |
| Recurring financial charges65 | €74,218 | €117,501 | ▲ 58.3% |
| Non-recurring financial charges66B | - | €18,482 | - |
| Profit (loss) for the period before taxes9903 | -€347,057 | -€1.0m | ▼ 194% |
| Profit (loss) for the period9904 | -€347,057 | -€1.0m | ▼ 194% |
| Profit (loss) for the period to be appropriated9905 | -€347,057 | -€1.0m | ▼ 194% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.3m | €1.1m | ▼ 11.6% |
| Fixed assets21/28 | €348,424 | €332,330 | ▼ 4.6% |
| Intangible fixed assets21 | €231,506 | €173,813 | ▼ 24.9% |
| Tangible fixed assets22/27 | €116,918 | €158,517 | ▲ 35.6% |
| Plant, machinery and equipment23 | - | €58,061 | - |
| Furniture and vehicles24 | €116,918 | €100,456 | ▼ 14.1% |
| Current assets29/58 | €920,581 | €789,628 | ▼ 14.2% |
| Stocks and contracts in progress3 | €429,498 | €479,394 | ▲ 11.6% |
| Stocks30/36 | €429,498 | €479,394 | ▲ 11.6% |
| Amounts receivable within one year40/41 | €233,315 | €153,145 | ▼ 34.4% |
| Trade receivables40 | €173,232 | €24,753 | ▼ 85.7% |
| Other amounts receivable41 | €60,084 | €128,392 | ▲ 114% |
| Cash at bank and in hand54/58 | €255,018 | €154,429 | ▼ 39.4% |
| Deferred charges and accrued income490/1 | €2,750 | €2,661 | ▼ 3.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.3m | €1.1m | ▼ 11.6% |
| Equity10/15 | -€247,057 | -€1.3m | ▼ 414% |
| Contributions10/11 | €100,000 | €100,000 | = |
| Capital10 | €100,000 | €100,000 | = |
| Issued capital100 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | -€347,057 | -€1.4m | ▼ 294% |
| Amounts payable17/49 | €1.5m | €2.4m | ▲ 57.7% |
| Amounts payable after more than one year17 | €365,219 | €283,615 | ▼ 22.3% |
| Financial debts170/4 | €356,821 | €279,815 | ▼ 21.6% |
| Other amounts payable178/9 | €8,398 | €3,800 | ▼ 54.8% |
| Amounts payable within one year42/48 | €1.1m | €2.1m | ▲ 91.5% |
| Current portion of amounts payable after more than one year42 | €480,226 | €77,007 | ▼ 84.0% |
| Trade debts44 | €445,834 | €1.9m | ▲ 334% |
| Suppliers440/4 | €445,834 | €1.9m | ▲ 334% |
| Taxes, remuneration and social security45 | €171,362 | €94,075 | ▼ 45.1% |
| Taxes450/3 | €18,001 | - | - |
| Remuneration and social security454/9 | €153,361 | €94,075 | ▼ 38.7% |
| Other amounts payable47/48 | €3,106 | - | - |
| Accrued charges and deferred income492/3 | €50,314 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€347,057 | -€1.0m | ▼ 194% |
| + Depreciation and write-downs630 | €91,056 | €89,777 | ▼ 1.4% |
| Operating cash flow (approximation) | -€256,001 | -€931,947 | ▼ 264% |
| Investment in fixed assets (approximation) | - | -€73,683 | - |
| Change in cash | - | -€100,589 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2023
Ground area
440 m²
Building footprint
81 m²
Parcel 91030A0356/00P016, Wallonia. Linked by address, not a title deed.
1 establishment unit
COMDIS
since 20232.351.903.471
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91030A0356/00P016 | Wallonia | 440 m² | 1 · 81 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCiney2.351.903.471
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,847. 1,891 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded07-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Scores and ratios are computed by Checked and are not a credit decision.