PARCOBS

Active

Public limited companyfounded 200224 yrs activeChaussée de Douai(RS) 1BIS, 7610 Rumes, BelgiumKBO/BCE: BE 0478.258.597

Summary

PARCOBS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €393,000 and a net result of €66,981. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 27% of 4178 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysis Watch Report Compare

PARCOBSActiveChecked score 63/100

Risk analysis Report Compare

Checked score

Score 2025

63 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability72▼-1

Solvency41▼-3

Growth32▼-20

Track record100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €24,000 at 30 days acceptable

Liquidity short (current ratio 0.93 against 1.07 in 2024; short-term debt: 34.4% and cash: 13.2% of total assets), and 83.8% of the assets are financed with debt.

Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Retail trade (NACE 47)

about 45% more bankruptcies

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

16.2%

Return on assets

2.8%

Age of the figures

9 mo

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

62 d early

2024

27 d late

2023

37 d early

2022

38 d early

2021

23 d late

2020

19 d early

2019

23 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

26-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

PARCOBS was incorporated on 4 September 2002.¹ Total assets rose from EUR 1.1 million in 2018 to EUR 2.4 million in 2025 and headcount from 14.3 to 15.3 full-time equivalents.²

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Financials · fiscal year 2025, full schema

In the rankings #8 company by total assets in Rumes

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€66,981▼ 22.8%

2024 · €86,745

Working capital

-€57,748

2024 · €62,397

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20212022202320242025

Operating result€124,935▼ 52.4%-€18,867€210,605€140,607▼ 33.2%€129,745▼ 7.7%

Net result€105,430▼ 45.2%-€55,679€172,521€86,745▼ 49.7%€66,981▼ 22.8%

Equity€472,432=€416,753▼ 11.8%€489,274▲ 17.4%€526,019▲ 7.5%€393,000▼ 25.3%

Total assets€1.7m▲ 38.0%€3.1m▲ 85.1%€3.0m▼ 3.4%€2.8m▼ 7.1%€2.4m▼ 13.1%

Debt€1.2m▲ 62.0%€2.7m▲ 123%€2.5m▼ 6.6%€2.3m▼ 9.9%€2.0m▼ 10.3%

Working capital€68,154▼ 79.0%€124,880▲ 83.2%€197,833▲ 58.4%€62,397▼ 68.5%-€57,748

Staff (FTE)14.6▲ 3.5%14.1▼ 3.4%13.8▼ 2.1%15.1▲ 9.4%15.3▲ 1.3%

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 8% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €2.4m

67.7%

32.3%

Fixed assets €1.6m ▼ 11.2%

Current assets €776,365 ▼ 15.5%

Equity and liabilities €2.4m

16.2%

83.8%

Equity €393,000 ▼ 25.3%

Debt €2.0m ▼ 10.3%

Debt's share of the balance-sheet total rises from 81.2% to 83.8%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€413,855▲

2024 · €404,211

Cash flow

€351,092▲

2024 · €350,349

Current ratio

0.93▼

2024 · 1.07

Quick ratio

0.62▼

2024 · 0.76

Debt to equity

5.17▲

2024 · 4.31

ROE

17.0%▲

2024 · 16.5%

ROA

2.8%▼

2024 · 3.1%

Interest coverage

8.30▲

2024 · 7.96

Debt ≤ 1 year

€834,112▼

2024 · €856,384

Debt > 1 year

€1.2m▼

2024 · €1.4m

Income taxes

€28,303▲

2024 · €20,642

Staff costs

€667,464▲

2024 · €637,566

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 64 lines

Balance sheet Code20242025

Assets

Total assets20/58€2.8m€2.4m▼

Formation expenses20€42,942€23,874▼

Fixed assets21/28€1.8m€1.6m▼

Tangible fixed assets22/27€1.8m€1.6m▼

Land and buildings22€825,317€771,242▼

Plant, machinery and equipment23€791,482€668,367▼

Furniture and vehicles24€203,220€184,090▼

Financial fixed assets28€9,000€0▼

Current assets29/58€918,781€776,365▼

Stocks and contracts in progress3€267,288€257,258▼

Stocks30/36€267,288€257,258▼

Amounts receivable within one year40/41€37,849€59,901▲

Trade receivables40€12,669€24,046▲

Other amounts receivable41€25,180€35,855▲

Current investments50/53€100,000€100,000=

Cash at bank and in hand54/58€473,994€321,114▼

Deferred charges and accrued income490/1€39,651€38,092▼

Equity and liabilities

Total equity and liabilities10/49€2.8m€2.4m▼

Equity10/15€526,019€393,000▼

Contributions10/11€87,000€87,000=

Capital10€87,000€87,000=

Issued capital100€87,000€87,000=

Reserves13€439,019€306,000▼

Non-distributable reserves130/1€8,700€8,700=

Legal reserve130€8,700€8,700=

Distributable reserves133€430,319€297,300▼

Profit (loss) carried forward14€0€0=

Amounts payable17/49€2.3m€2.0m▼

Amounts payable after more than one year17€1.4m€1.2m▼

Financial debts170/4€1.4m€1.2m▼

Other amounts payable178/9€3,800€3,800=

Amounts payable within one year42/48€856,384€834,112▼

Current portion of amounts payable after more than one year42€301,357€309,747▲

Trade debts44€398,655€256,298▼

Suppliers440/4€398,655€256,298▼

Taxes, remuneration and social security45€106,297€67,849▼

Taxes450/3€2,720€107▼

Remuneration and social security454/9€103,577€67,742▼

Other amounts payable47/48€50,076€200,219▲

Accrued charges and deferred income492/3€27,007€12,473▼

Income statement Code20242025

Non-recurring operating income76A€52,572€104,402▲

Remuneration, social security and pensions62€637,566€667,464▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€263,604€284,111▲

Other operating charges640/8€35,480€38,047▲

Non-recurring operating charges66A€3,514€8,251▲

Gross operating margin9900€1.1m€1.1m▲

Operating profit (loss)9901€140,607€129,745▼

Financial income75/76B€20,162€24,393▲

Recurring financial income75€20,162€24,393▲

Financial charges65/66B€53,383€58,854▲

Recurring financial charges65€50,812€49,848▼

Non-recurring financial charges66B€2,571€9,006▲

Profit (loss) for the period before taxes9903€107,387€95,284▼

Income taxes67/77€20,642€28,303▲

Profit (loss) for the period9904€86,745€66,981▼

Profit (loss) for the period to be appropriated9905€86,745€66,981▼

Appropriation of the result

Profit (loss) to be appropriated9906€86,745€66,981▼

Profit (loss) brought forward from the previous period14P€0-

Transfer from equity791/2€0€200,000▲

Transfer to equity691/2€36,745€66,981▲

To other reserves6921€36,745€66,981▲

Profit to be distributed694/7€50,000€200,000▲

Return on contributions (dividend)694€50,000€200,000▲

Social balance

Average headcount (FTE)908715.115.3▲

The notes to these accounts (30 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	2023	2024	2025	Change
Non-recurring operating income76A	€4,613	€122,735	€74,136	€52,572	€104,402	▲ 98.6%
Remuneration, social security and pensions62	€537,189	€588,744	€550,983	€637,566	€667,464	▲ 4.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€70,930	€219,364	€259,001	€263,604	€284,111	▲ 7.8%
Other operating charges640/8	€30,520	€33,690	€34,323	€35,480	€38,047	▲ 7.2%
Non-recurring operating charges66A	€3,540	€35,050	€8,555	€3,514	€8,251	▲ 135%
Gross operating margin9900	€767,115	€857,981	€1.1m	€1.1m	€1.1m	▲ 4.3%
Operating profit (loss)9901	€124,935	-€18,867	€210,605	€140,607	€129,745	▼ 7.7%
Financial income75/76B	€8,899	€13,400	€15,288	€20,162	€24,393	▲ 21.0%
Recurring financial income75	€8,899	€13,400	€15,288	€20,162	€24,393	▲ 21.0%
Financial charges65/66B	€28,119	€49,422	€52,796	€53,383	€58,854	▲ 10.2%
Recurring financial charges65	€27,851	€44,360	€52,239	€50,812	€49,848	▼ 1.9%
Non-recurring financial charges66B	€269	€5,063	€556	€2,571	€9,006	▲ 250%
Profit (loss) for the period before taxes9903	€105,715	-€54,889	€173,097	€107,387	€95,284	▼ 11.3%
Income taxes67/77	€285	€789	€576	€20,642	€28,303	▲ 37.1%
Profit (loss) for the period9904	€105,430	-€55,679	€172,521	€86,745	€66,981	▼ 22.8%
Profit (loss) for the period to be appropriated9905	€105,430	-€55,679	€172,521	€86,745	€66,981	▼ 22.8%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€1.7m	€3.1m	€3.0m	€2.8m	€2.4m	▼ 13.1%
Formation expenses20	-	€78,037	€59,469	€42,942	€23,874	▼ 44.4%
Fixed assets21/28	€978,758	€2.1m	€1.9m	€1.8m	€1.6m	▼ 11.2%
Tangible fixed assets22/27	€978,758	€2.1m	€1.9m	€1.8m	€1.6m	▼ 10.8%
Land and buildings22	€178,264	€882,335	€823,063	€825,317	€771,242	▼ 6.6%
Plant, machinery and equipment23	€10,947	€972,149	€856,984	€791,482	€668,367	▼ 15.6%
Furniture and vehicles24	€11,514	€280,846	€246,728	€203,220	€184,090	▼ 9.4%
Assets under construction and advance payments27	€778,032	€0	-	-	-	-
Financial fixed assets28	-	-	€9,000	€9,000	€0	▼ 100%
Current assets29/58	€702,019	€897,087	€1.0m	€918,781	€776,365	▼ 15.5%
Stocks and contracts in progress3	€219,312	€222,641	€255,427	€267,288	€257,258	▼ 3.8%
Stocks30/36	€219,312	€222,641	€255,427	€267,288	€257,258	▼ 3.8%
Amounts receivable within one year40/41	€69,181	€92,537	€46,368	€37,849	€59,901	▲ 58.3%
Trade receivables40	€7,685	€35,171	€38,585	€12,669	€24,046	▲ 89.8%
Other amounts receivable41	€61,497	€57,366	€7,783	€25,180	€35,855	▲ 42.4%
Current investments50/53	€0	-	-	€100,000	€100,000	=
Cash at bank and in hand54/58	€359,712	€530,580	€672,802	€473,994	€321,114	▼ 32.3%
Deferred charges and accrued income490/1	€53,815	€51,328	€34,294	€39,651	€38,092	▼ 3.9%
Equity and liabilities
Total equity and liabilities10/49	€1.7m	€3.1m	€3.0m	€2.8m	€2.4m	▼ 13.1%
Equity10/15	€472,432	€416,753	€489,274	€526,019	€393,000	▼ 25.3%
Contributions10/11	€87,000	€87,000	€87,000	€87,000	€87,000	=
Capital10	€87,000	€87,000	€87,000	€87,000	€87,000	=
Issued capital100	€87,000	€87,000	€87,000	€87,000	€87,000	=
Reserves13	€385,432	€385,432	€402,274	€439,019	€306,000	▼ 30.3%
Non-distributable reserves130/1	€8,700	€8,700	€8,700	€8,700	€8,700	=
Legal reserve130	€8,700	€8,700	€8,700	€8,700	€8,700	=
Distributable reserves133	€376,732	€376,732	€393,574	€430,319	€297,300	▼ 30.9%
Profit (loss) carried forward14	€0	-€55,679	€0	€0	€0	-
Amounts payable17/49	€1.2m	€2.7m	€2.5m	€2.3m	€2.0m	▼ 10.3%
Amounts payable after more than one year17	€558,235	€1.9m	€1.6m	€1.4m	€1.2m	▼ 14.3%
Financial debts170/4	€554,435	€1.9m	€1.6m	€1.4m	€1.2m	▼ 14.3%
Other amounts payable178/9	€3,800	€3,800	€3,800	€3,800	€3,800	=
Amounts payable within one year42/48	€633,866	€772,207	€811,059	€856,384	€834,112	▼ 2.6%
Current portion of amounts payable after more than one year42	€55,045	€248,230	€269,068	€301,357	€309,747	▲ 2.8%
Financial debts43	€42,548	€49,027	€0	-	-	-
Credit institutions430/8	€42,548	€49,027	€0	-	-	-
Trade debts44	€358,677	€402,555	€365,853	€398,655	€256,298	▼ 35.7%
Suppliers440/4	€358,677	€402,555	€365,853	€398,655	€256,298	▼ 35.7%
Taxes, remuneration and social security45	€72,166	€66,966	€75,955	€106,297	€67,849	▼ 36.2%
Taxes450/3	€5,049	€436	€4,260	€2,720	€107	▼ 96.1%
Remuneration and social security454/9	€67,117	€66,530	€71,696	€103,577	€67,742	▼ 34.6%
Other amounts payable47/48	€105,430	€5,430	€100,182	€50,076	€200,219	▲ 300%
Accrued charges and deferred income492/3	€16,245	€27,151	€64,826	€27,007	€12,473	▼ 53.8%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€105,430	-€55,679	€172,521	€86,745	€66,981	▼ 22.8%
+ Depreciation and write-downs630	€70,930	€219,364	€259,001	€263,604	€284,111	▲ 7.8%
Operating cash flow (approximation)	€176,360	€163,685	€431,522	€350,349	€351,092	▲ 0.2%
Investment in fixed assets (approximation)	-	-€1.4m	-€59,446	-€156,849	-€78,790	▲ 49.8%
Change in cash	-	€170,869	€142,222	-€198,808	-€152,880	▲ 23.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-05

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

27-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 27 days late

2024

31-12

Financial Equity above €500,000Eq €526,019 ▲7.5%

2 profitable years in a row build equity to €526,019.

24-06

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

31-12

Financial Back to profitnet €172,521

Net result €172,521 after one loss-making year.

23-06

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

31-12

Financial Weakest financial yearnet -€55,679

Net result drops to -€55,679, the lowest in the series; recovery starts the following year.

23-08

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 23 days late

2021

12-07

NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

31-12

Financial Highest result since 2018net €192,299 ▲145%

Operating result €262,711, net result €192,299, both a record.

08-07

NBB filing Annual accounts filed

fiscal year 2019 · full schema

2019

12-07

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

02-07

NBB filing Annual accounts filed

fiscal year 2017 · full schema

2017

13-07

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 5 acts read

About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Rumes · 1 establishment unit since 2002

seat establishment The establishment unit on the map

Ground area

1,154 m²

Building footprint

113 m²

Parcel 57072A0595/00S000, Wallonia. Linked by address, not a title deed.

1 establishment unit

ECOMARCHE

Chaussée de Douai(RS) 1 BI, 7610 RumesNACE 52113

since 20022.115.149.831

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57072A0595/00S000	Wallonia	1,154 m²	1 · 113 m²	-

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Rumes2.115.149.831

3 permissions

Toelating · Bakkerij · since 01-01-2006

Toelating · Detailhandel · since 01-01-2006

Toelating · Vleeswinkel · since 01-01-2006

Similar companies · same sector, comparable size

WOLUMARKET

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Sint-Niklaas · Eq €392,373

Of 10,506 companies in sector 47110 we hold annual accounts for 5,849. 3,461 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPublic limited company

Founded04-09-2002

Fiscal year end31-12

Activities, NACEBEL 2025

47110Non-specialised retail sale with food, beverages or tobacco predominating

Scores and ratios are computed by Checked and are not a credit decision.