JB MGMT
ActiveJB MGMT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €223k and a net result of €-7k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▼-27
Solvency44▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity short (current ratio 0.11 against 0.17 in 2023; short-term debt: 21% and cash: 1.2% of total assets), and 81.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.6%
Return on assets
-0.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
20 d late
2022
on the day
2021
57 d late
2020
31 d late
2019
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€223k▼ 2.9%
2023 · €229k
2018: €181k
2019: €190k
2020: €169k
2021: €175k
2022: €231k
2023: €229k
2018 → 2024
Total assets
€1.20M▲ 10.9%
2023 · €1.08M
2018: €186k
2019: €191k
2020: €860k
2021: €846k
2022: €1.02M
2023: €1.08M
2018 → 2024
Net result
€-7k▼ 313%
2023 · €-2k
2018: €7k
2019: €9k
2020: €-21k
2021: €6k
2022: €56k
2023: €-2k
2018 → 2024
Working capital
€-222k▼ 28.1%
2023 · €-173k
2018: €-5k
2019: €4k
2020: €-87k
2021: €-112k
2022: €-90k
2023: €-173k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€169k-€175k▲ 3.4%€231k▲ 32.1%€229k▼ 0.7%€223k▼ 2.9%
Operating result€-20k-€12k€64k▲ 416%€4k▼ 94.3%€7k▲ 78.2%
Net result€-21k-€6k€56k▲ 864%€-2k€-7k▼ 313%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 78% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.20M
Fixed assets
€1.17M▲ 11.9%
Current assets
€29k▼ 17.0%
Equity and liabilities €1.20M
Equity
€223k▼ 2.9%
Debt
€975k▲ 14.7%
The debt ratio rises from 78.8% to 81.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€54k▲
2023 · €49k
Cash flow
€41k▼
2023 · €44k
Solvency
18.6%▼
2023 · 21.2%
Current ratio
0.11▼
2023 · 0.17
Quick ratio
0.11▼
2023 · 0.17
Debt / equity
4.38▲
2023 · 3.71
ROE
-3.0%▼
2023 · -0.7%
ROA
-0.6%▼
2023 · -0.1%
Interest coverage
2.86▼
2023 · 7.57
Debt
€975k▲
2023 · €851k
Debt ≤ 1 year
€251k▲
2023 · €208k
Debt > 1 year
€724k▲
2023 · €642k
Income taxes
€2k▲
2023 · €952
Staff costs
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.08M€1.20M▲
Fixed assets21/28€1.04M€1.17M▲
Intangible fixed assets21€447k€431k▼
Tangible fixed assets22/27€598k€541k▼
Land and buildings22€484k€459k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€85k€57k▼
Other tangible fixed assets26€24k€21k▼
Financial fixed assets28-€197k
Current assets29/58€35k€29k▼
Amounts receivable within one year40/41€32k€11k▼
Trade receivables40€29k€11k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€1€15k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.08M€1.20M▲
Equity10/15€229k€223k▼
Contributions10/11€119k€119k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€89k€82k▼
Amounts payable17/49€851k€975k▲
Amounts payable after more than one year17€642k€724k▲
Financial debts170/4€642k€724k▲
Amounts payable within one year42/48€208k€251k▲
Current portion of amounts payable after more than one year42€100k€121k▲
Trade debts44€38k€85k▲
Suppliers440/4€38k€85k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9-€298
Other amounts payable47/48€66k€41k▼
Income statement
Code20232024
Remuneration, social security and pensions62-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€48k▲
Other operating charges640/8€27k€5k▼
Gross operating margin9900€76k€65k▼
Operating profit (loss)9901€4k€7k▲
Financial income75/76B€2k€8k▲
Recurring financial income75€2k€8k▲
Financial charges65/66B€7k€19k▲
Recurring financial charges65€7k€19k▲
Profit (loss) for the period before taxes9903€-648€-4k▼
Income taxes67/77€952€2k▲
Profit (loss) for the period9904€-2k€-7k▼
Profit (loss) for the period to be appropriated9905€-2k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€82k▼
Profit (loss) brought forward from the previous period14P€90k€89k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-02
State Gazette act
RestructuringMerger · Accounting effect · Real estate6 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect · Real estate6 facts ▸
- Merger, absorption, 2026-01-01
- Accounting effect, 2026-01-01
- Real estate, bâtiment situé rue du Sacré Cœur n°7 à 4260 BRAIVES
- Shareholding, 100%
- Special emoluments, 1000 EUR hors TVA
- Power of attorney, Benoît JONET
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €56k ▲864%
Operating result €64k, net result €56k, both a record.
31-12
Financial
Equity above €200kEq €231k ▲32.1%
2 profitable years in a row build equity to €231k.
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-21k ▼343%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 25current ratio 3.24
Current ratio from 0.13 to 3.24; short-term debt falls from €5k to €2k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-05-2020
Gérard BUTTIENS: Resigned as Managing director
28-05-2020
Marie-Paule DESTEXHE: Resigned as Managing director
Location & real-estate footprint
Registered office, Clavier · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Givet 494560 ClavierGround area
3,347 m²
Parcel 61050B0022/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMOSARTE
since 20162.255.547.730
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61050B0022/00N000 | Wallonia | 3,347 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Similar companies · same sector, comparable size
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ANS TRADE
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BELCANTHUS
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GILLET FOURRAGES
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UNISEM
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Of 77 companies in sector 46214 we hold annual accounts for 35. 20 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2016
Fiscal year end31-12
Activities, NACEBEL
46214Wholesale trade
41001General construction of residential buildings
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.