Scoy
ActiveSummary
The computed 12-month bankruptcy probability of Scoy is 2.7% (moderate). The 2025 annual accounts show equity of €53,030 and a net result of -€46,970. Its solvency ranks better than 16% of 4188 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability25
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.3; short-term debt: 7.9% of total assets), and 94.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.8%
Return on assets
-5.1%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 4188 sector peers (2025).
NBB · sector comparisonPosition among 4188 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€46,970
Working capital
-€50,710
Balance-sheet composition
Assets €906,994
Fixed assets
€885,242
Current assets
€21,751
Equity and liabilities €913,312
Equity
€53,030
Debt
€860,282
Debt finances 94.2% of the balance-sheet total.
Key figures and ratios
Current ratio
0.30
Quick ratio
0.23
Debt to equity
16.22
ROE
-88.6%
ROA
-5.1%
Debt ≤ 1 year
€72,461
Debt > 1 year
€784,694
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €1,147 |
| Gross operating margin9900 | -€1,617 |
| Operating profit (loss)9901 | -€2,764 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €44,206 |
| Recurring financial charges65 | €44,206 |
| Profit (loss) for the period before taxes9903 | -€46,970 |
| Profit (loss) for the period9904 | -€46,970 |
| Profit (loss) for the period to be appropriated9905 | -€46,970 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €913,312 | |
| Formation expenses20 | €6,319 | |
| Fixed assets21/28 | €885,242 | |
| Intangible fixed assets21 | €68,877 | |
| Tangible fixed assets22/27 | €816,366 | |
| Land and buildings22 | €809,502 | |
| Plant, machinery and equipment23 | €6,864 | |
| Current assets29/58 | €21,751 | |
| Stocks and contracts in progress3 | €4,843 | |
| Stocks30/36 | €4,843 | |
| Amounts receivable within one year40/41 | €2,110 | |
| Other amounts receivable41 | €2,110 | |
| Deferred charges and accrued income490/1 | €14,797 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €913,312 | |
| Equity10/15 | €53,030 | |
| Contributions10/11 | €100,000 | |
| Outside capital11 | €100,000 | |
| Other1109/19 | €100,000 | |
| Profit (loss) carried forward14 | -€46,970 | |
| Amounts payable17/49 | €860,282 | |
| Amounts payable after more than one year17 | €784,694 | |
| Financial debts170/4 | €784,694 | |
| Amounts payable within one year42/48 | €72,461 | |
| Current portion of amounts payable after more than one year42 | €11,150 | |
| Trade debts44 | €60,652 | |
| Suppliers440/4 | €60,652 | |
| Other amounts payable47/48 | €659 | |
| Accrued charges and deferred income492/3 | €3,127 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€46,970 |
| Operating cash flow (approximation) | -€46,970 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2024
Ground area
554 m²
Building footprint
304 m²
Parcel 92081A0059/00T002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Spar
since 20242.367.041.213
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92081A0059/00T002 | Wallonia | 554 m² | 1 · 304 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAndenne2.367.041.213
Similar companies · same sector, comparable size
PJ Company
BE 0720.903.208
Turnhout · Eq €53,080
EXPRESS LOUISE
BE 0666.619.731
Brussel · Eq €53,124
Öjbe
BE 0763.780.374
Antwerpen · Eq €52,934
ILSD
BE 0688.668.920
Gent · Eq €52,922
KALE
BE 1000.499.570
Châtelet · Eq €53,188
Of 10,506 companies in sector 47110 we hold annual accounts for 5,849. 4,641 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-03-2024
Fiscal year end31-03
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Contact
E-mail
scoysrl@icloud.com
Phone
+3281588236
Scores and ratios are computed by Checked and are not a credit decision.