COMATIM
ActiveSummary
COMATIM has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €450,291 and a net result of €25,247. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 45.32 against 45.5 in 2024; short-term debt: 1.3% and cash: 12.9% of total assets), and 1.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
50 d early
2023
33 d early
2022
48 d early
2021
52 d early
2020
45 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€450,291▲ 5.9%
2024 · €425,044
Total assets
€456,251▲ 6.0%
2024 · €430,353
Net result
€25,247▲ 193%
2024 · €8,622
Working capital
€264,203▲ 11.8%
2024 · €236,256
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,194▲ 1,284%€30,947▲ 204%€7,893▼ 74.5%€8,566▲ 8.5%€28,221▲ 229%
Net result€9,851▲ 1,092%€27,150▲ 176%€7,973▼ 70.6%€8,622▲ 8.1%€25,247▲ 193%
Equity€381,300▲ 2.7%€408,450▲ 7.1%€416,422▲ 2.0%€425,044▲ 2.1%€450,291▲ 5.9%
Total assets€386,190▲ 2.9%€419,015▲ 8.5%€423,119▲ 1.0%€430,353▲ 1.7%€456,251▲ 6.0%
Debt€4,890▲ 30.3%€10,566▲ 116%€6,697▼ 36.6%€5,309▼ 20.7%€5,961▲ 12.3%
Working capital€170,412▲ 13.0%€207,251▲ 21.6%€223,537▲ 7.9%€236,256▲ 5.7%€264,203▲ 11.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 229% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €456,251
Fixed assets
€186,088 ▼ 1.4%
Current assets
€270,163 ▲ 11.8%
Equity and liabilities €456,251
Equity
€450,291 ▲ 5.9%
Debt
€5,961 ▲ 12.3%
Debt's share of the balance-sheet total rises from 1.2% to 1.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30,921▲
2024 · €14,663
Cash flow
€27,947▲
2024 · €14,718
Current ratio
45.32▼
2024 · 45.50
Debt to equity
0.01▲
2024 · 0.01
ROE
5.6%▲
2024 · 2.0%
ROA
5.5%▲
2024 · 2.0%
Interest coverage
220.86▲
2024 · 104.73
Debt ≤ 1 year
€5,961▲
2024 · €5,309
Income taxes
€5,765▲
2024 · €2,874
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,689 | €9,689 | €9,813 | €6,096 | €2,700 | ▼ 55.7% |
| Other operating charges640/8 | €4,248 | €4,557 | €4,803 | €4,830 | €4,959 | ▲ 2.7% |
| Gross operating margin9900 | €24,132 | €45,194 | €22,509 | €19,493 | €35,880 | ▲ 84.1% |
| Operating profit (loss)9901 | €10,194 | €30,947 | €7,893 | €8,566 | €28,221 | ▲ 229% |
| Financial income75/76B | €63 | €763 | €2,524 | €3,070 | €2,930 | ▼ 4.5% |
| Recurring financial income75 | €63 | €763 | €2,524 | €3,070 | €2,930 | ▼ 4.5% |
| Financial charges65/66B | €406 | €1,058 | €194 | €140 | €140 | = |
| Recurring financial charges65 | €406 | €1,058 | €194 | €140 | €140 | = |
| Profit (loss) for the period before taxes9903 | €9,851 | €30,652 | €10,223 | €11,496 | €31,011 | ▲ 170% |
| Income taxes67/77 | - | €3,502 | €2,250 | €2,874 | €5,765 | ▲ 101% |
| Profit (loss) for the period9904 | €9,851 | €27,150 | €7,973 | €8,622 | €25,247 | ▲ 193% |
| Profit (loss) for the period to be appropriated9905 | €9,851 | €27,150 | €7,973 | €8,622 | €25,247 | ▲ 193% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €386,190 | €419,015 | €423,119 | €430,353 | €456,251 | ▲ 6.0% |
| Fixed assets21/28 | €210,888 | €201,199 | €192,885 | €188,788 | €186,088 | ▼ 1.4% |
| Tangible fixed assets22/27 | €210,888 | €201,199 | €192,885 | €188,788 | €186,088 | ▼ 1.4% |
| Land and buildings22 | €210,888 | €201,199 | €191,509 | €185,863 | €183,863 | ▼ 1.1% |
| Other tangible fixed assets26 | - | - | €1,376 | €2,924 | €2,225 | ▼ 23.9% |
| Current assets29/58 | €175,302 | €217,816 | €230,234 | €241,565 | €270,163 | ▲ 11.8% |
| Amounts receivable within one year40/41 | €17,240 | €29,766 | €32,746 | €24,453 | €25,794 | ▲ 5.5% |
| Trade receivables40 | €17,231 | €29,766 | €26,874 | €20,534 | €24,412 | ▲ 18.9% |
| Other amounts receivable41 | €9 | - | €5,872 | €3,919 | €1,382 | ▼ 64.7% |
| Current investments50/53 | €9,828 | €49,140 | €174,140 | €49,140 | €185,455 | ▲ 277% |
| Cash at bank and in hand54/58 | €148,234 | €138,911 | €23,348 | €167,973 | €58,915 | ▼ 64.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €386,190 | €419,015 | €423,119 | €430,353 | €456,251 | ▲ 6.0% |
| Equity10/15 | €381,300 | €408,450 | €416,422 | €425,044 | €450,291 | ▲ 5.9% |
| Contributions10/11 | €288,400 | €288,400 | €288,400 | €288,400 | €288,400 | = |
| Capital10 | €288,400 | €288,400 | €288,400 | €288,400 | €288,400 | = |
| Issued capital100 | €288,400 | €288,400 | €288,400 | €288,400 | €288,400 | = |
| Reserves13 | €28,840 | €28,840 | €28,840 | €28,840 | €28,840 | = |
| Non-distributable reserves130/1 | €28,840 | €28,840 | €28,840 | €28,840 | €28,840 | = |
| Legal reserve130 | €28,840 | €28,840 | €28,840 | €28,840 | €28,840 | = |
| Profit (loss) carried forward14 | €64,060 | €91,210 | €99,182 | €107,804 | €133,051 | ▲ 23.4% |
| Amounts payable17/49 | €4,890 | €10,566 | €6,697 | €5,309 | €5,961 | ▲ 12.3% |
| Amounts payable within one year42/48 | €4,890 | €10,566 | €6,697 | €5,309 | €5,961 | ▲ 12.3% |
| Trade debts44 | €40 | €173 | €611 | €420 | €33 | ▼ 92.1% |
| Suppliers440/4 | €40 | €173 | €611 | €420 | €33 | ▼ 92.1% |
| Taxes, remuneration and social security45 | €3,088 | €8,630 | €4,324 | €3,126 | €4,165 | ▲ 33.2% |
| Taxes450/3 | €3,088 | €8,630 | €4,324 | €3,126 | €4,165 | ▲ 33.2% |
| Other amounts payable47/48 | €1,763 | €1,763 | €1,763 | €1,763 | €1,763 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,851 | €27,150 | €7,973 | €8,622 | €25,247 | ▲ 193% |
| + Depreciation and write-downs630 | €9,689 | €9,689 | €9,813 | €6,096 | €2,700 | ▼ 55.7% |
| Operating cash flow (approximation) | €19,541 | €36,839 | €17,785 | €14,718 | €27,947 | ▲ 89.9% |
| Investment in fixed assets (approximation) | - | €0 | -€1,499 | -€1,999 | €0 | ▲ 100% |
| Change in cash | - | -€9,323 | -€115,562 | €144,624 | -€109,058 | ▼ 175% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €27,150 ▲176%
Operating result €30,947, net result €27,150, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1990
Ground area
4.2 ha
Building footprint
1,083 m²
Volume, LiDAR
11,032 m³
2 parcels, Flanders, Wallonia · tallest building 25.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Spa(Leignon) -, 5590 Ciney
since 19902.049.789.845
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332E1084/00A004 | Flanders | 4.1 ha | 1 · 1,032 m² | 25.3 m · 4 fl. |
| 91079B0275/00E000 | Wallonia | 222 m² | 1 · 51 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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REDIRACK
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Of 9,699 companies in sector 68121 we hold annual accounts for 7,385. 4,817 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded05-07-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441417207
Also
9925:BE0441417207
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.