Skip to content

SOPEDI

Active Private limited companyfounded 1990active for 36 yearsRue Emile Francqui 9, 1435 Mont-Saint-GuibertKBO/BCE: BE 0440.464.825 #8 oldest company in Mont-Saint-Guibert, Real estate sector

Lifetime

20 annual accounts with figures on one time axis, 34 filings since 1991
peak €477,370 (2021)
€31,803▼ 47.2%
lowest -€140,192 (2008)
€13,565▼ 64.8%
peak €594,687 (2019)
€340,155▼ 0.1%
€71,661▼ 19.6%
peak 0.5 FTE (2014)
-not published
Board2 names since 1990
1 directorGeorges Venet
Documentsfilings and deeds
27-04-20263 days before the deadline
2025micro format
Gross margin from €60,180 to €31,803Result from €38,537 to €13,565Dividend €13,760Debts from €89,150 to €71,661Cash from €8,100 to €99

Key points

from the 2025 annual accounts

Equity

€340,155 ▼ 0.1%
340,3502024+13,565Profit-13,760Dividend340,1552025

SOPEDI paid out €13,760 in dividends. That is 101% of the 2025 profit.

Filings

34 annual accounts since 1991
deadline200020102020

Four of the last ten came late. The 2019 accounts came latest: 27 days after the end of the period.

Position in the sector

82.6%

Higher solvency than 87% of companies in real estate. Sector median 28.9% · 17,194 companies.

Checked score

89
Excellent
Financially stronger than 63% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026highest value 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 82.6% of total assets
50-2short-term debt 7.9% · cash 0.0%
73-7return on assets 3.3%

Score breakdown

raises risk
Liquidity: current ratio 0.96, cash €99, halved
lowers risk
Founded in 1990
Size: total assets €411,816
Figures for financial year 2025 (filed on 27-04-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 50% on liquidity, 65% on profitability and 44% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.96 (1.29 in 2024), below 1. Short-term debt is 7.9% and cash 0% of total assets. 17.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.96, cash €99, halved
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €411,816
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
2 days early
2023
on the day
2022
2 days late
2021
2 days early
2020
26 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end11-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

GP
Managing director
GV
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0440464825
Amendment of the articles · Legal-form change Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · Board composition: Georges VENET (director) · Board composition: Gérard PHILIPPSON (director) · General meeting of 19-03-2020 · Gazette deed
Registered-office move Director in office: Gérard PHILIPPSON (managing director) · Board meeting of 23-07-2019 · Gazette deed
Capital increase of EUROS 100,000 400 new shares · Reappointment: Gérard Philippson (managing director) · Appointment: Georges Venet (director) · General meeting of 13-09-2017 · Gazette deed
All 50 events

Comparable companies

same main activity, similar in size and age
Company
SOPEDI Mont-Saint-Guibert €411,816 €31,803 82.6% -
AMGLE Baelen €399,705 €29,080 7.3% -
OUDAR Woluwe-Saint-Lambert €421,565 €28,692 99.8% -
COMATIM Knokke-Heist €456,251 €35,880 98.7% -
POLDERKE Kasterlee €443,694 €33,966 96.0% -
SOCOGEFIM Namur €369,314 €37,816 11.0% 0.7
OPIR Ham-sur-Heure-Nalinnes €492,371 €34,053 20.3% -

These companies have the same main activity as SOPEDI: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €369,000 and €492,000, founded between 1987 and 1992.

Official details

Source: KBO
Status
Active since 30-01-1990Normal situation
Registered office
26 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Development of residential building projectsNACE 68121
Establishment unit
2.048.287.6321435 Mont-Saint-Guibert, since 18-05-1990
Financial year end
30 September
Peppol
Reachable since 12-01-2026
Company details

Annual accounts to 30-09-2025

≈ €87,000estimated
€411,816▼ 4.1%
Filing
Filed on 27-04-2026, 3 days before the end of the filing period
Financials

Insights on SOPEDI

SOPEDI files the micro format. That format states no turnover. The gross margin rose from €25,269 in 2006 to €31,803 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SOPEDI

What is the company number of SOPEDI?
The company number of SOPEDI is 0440.464.825. The VAT number is the same number with BE in front: BE 0440.464.825.
Where is SOPEDI based?
The registered office is at Rue Emile Francqui 9, 1435 Mont-Saint-Guibert.Company details
What does SOPEDI do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of SOPEDI?
SOPEDI is a private limited company (BV).
When was SOPEDI founded?
SOPEDI was founded on 30-01-1990.
Is SOPEDI still active?
Yes, SOPEDI is an active enterprise in the KBO register.
What is the turnover of SOPEDI?
The turnover in financial year 2025 is ≈ €87,000. This figure is estimated from the gross margin of €31,803 and 32 comparable companies (NACE 681). It probably lies between €48,000 and €180,000.Financials
Is SOPEDI profitable?
In financial year 2025, SOPEDI made a profit of €13,565.
Where can I find the annual accounts of SOPEDI?
SOPEDI filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SOPEDI due?
SOPEDI must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.